3.06.2015

How to Compute SSS Maternity Benefit

By KD
This is how to compute your SSS Maternity Benefit:

QUESTION from From Mel Magtubo:

Hi. I'd like to know how much will be my SSS maternity benefit. My due is this month, March 2015.
Here are my SSS contributions.

2014

Jan - 1,705
Feb - 880
Apr - 1,760
May - 1,760
Jun - 1,760
Oct - 330

2013

Jan - 1,560
Feb - 1,560
Mar - 1,560
Apr - 1,560
Jun - 1,560
Jul - 1,560
Aug - 1,560
Sep - 1,560
Nov - 1,560
Dec - 1,560

2012

Jan - 1,560
Feb - 1,560
Mar - 1,560
Apr - 1,560
May - 1,560
Jun - 1,560
Jul - 1,560
Aug - 1,560
Sep - 1,560
Oct - 1,560
Nov - 1,560
Dec - 1,560

I don't have contributions from January 2015 as I have resigned. Thank you in advance,


ANSWER:
Since your due date is March 2015, your Semester of Contingency is Oct 2014 to March 2015.
SSS will look for your 6 highest salary credits with the 12 months prior to your semester of contingency, which are the months of Oct 2013 to Sep 2014.

Your 6 highest salary credits within the said 12-month period are:

Nov 2013 - 1,560 - 15,000
Dec 2013 - 1,560 - 15,000
Jan 2014 - 1,705 - 15,500
Apr 2014 - 1,760 - 16,000
May 2014 - 1,760 - 16,000
Jun 2014 - 1,760 - 16,000

Add your 6 highest salary credits.
Your total salary credit is 93,500.

Divide your total salary credit by 180 days.
93,500 / 180 = 519.44

Multiply by 60 days (if normal delivery).
519.44 x 60 = 31,166.67

Multiply by 78 days (if Cesarean Section or CS).
519.44 x 78 = 40,516.32

If you delivered normally, your SSS maternity benefit is:
31,166.67 pesos

If you delivered by CS, your SSS maternity benefit is:
40,516.32 pesos

There are other examples of SSS maternity benefit computations at the Comments Section here:
How Much Is Your SSS Maternity Benefit?


17 comments:

  1. Hi kaydee.. 1300 lang po ang mternity benefit ko.. Bkit po kya ganun cs delivery po ako. Mali kya ng computaion? Oct.2014 ako nanganak. Eto contrbution ko.
    2011
    July 988 aug 1300 sept 1248 oct 1092 nov 1196
    2012
    Oct 312 nov 1196
    2013
    Jan 1456 feb 1300
    2014
    April to june 110 amonth
    july to dec. 275 a month
    help me pls

    ReplyDelete
    Replies
    1. Hello Pam,

      Sorry for the late reply. Please refer to my comment below. Thanks

      Delete
  2. Question from Pam March 11, 2015
    Hi kaydee. My maternity benefit was 1300 only. Why was it 1300 since its CS delivery? Was the computation wrong? I've delivered on October 2014. Here are my contributions:

    2011 – July (988), Aug (1300), Sept (1248), Oct (1092), Nov (1196)
    2012 – Oct (312), Nov (1196)
    2013 – Jan (1456), Feb (1300)
    2014 – April to May (110/mo), July to Dec (275/mo)
    Help me please

    Answer
    Hello Pam,
    Since your delivery date was Oct 2014, your semester of contingency was July 2014 to Dec 2014. Only the contributions within July 2013 to June 2014 will be included in the computation of your maternity benefit.

    Here's my computation based on the data you provided.
    April 2014 - 110
    May 2014 - 110
    June 2014 - 110

    Your contribution of 110 is equivalent to a monthly salary credit of 1000.

    1000 + 1000 + 1000 =3000 / 180 days = 16.66666666666667 (This is your daily maternity allowance)

    16.66666666666667 x 78 days (for CS) = 1300

    Your total maternity benefit is 1300.
    Hope this helps!

    ReplyDelete
  3. Hi!I'm Izel, I just wanna ask if I can still avail the maternity benefits even I have not yet paid/contribution but I'm willing to pay the whole semester....If I will pay from JAN 2014- DEC 2014 can I still claim the benefits? I'm voluntary member.How much must be paid of an voluntary member? May due date is May 2015...Hope you can feedback me as soon as possible...Thank you

    ReplyDelete
    Replies
    1. Hi Izel, sad to say, you cannot avail of the maternity benefit. You're no longer allowed to pay your contributions for Jan 2014 to Dec 2014. Ask others too

      Delete
  4. thanks! you're repy is very much appreciated JK ;) hope to hear from you asap

    ReplyDelete
  5. hi po.. nagpass ako ng mat1 s employer ko b4 i gave birth. nanganak ako last june 2014, pero d p ako nagpapasa ng mat2 sa employer ko till now, 9 mos n c baby. pde p po kaya ako magpasa ng mat2 s employer ko? and also, s docs nmin. ung surname ni baby is surname n ng husband ko kc married kami s mga docs s hospital, pero di pa ako nagchange ng status s SSS. panu po kaya ang mas magandang gawin? magpass n ako ng mat2? or magchange muna ako ng status s sss b4 pass ng mat2? thanks in advance.. :)

    ReplyDelete
  6. Hello po.ilang months po.ba hulog para maka avail ng maternity benifits?

    ReplyDelete
  7. QUESTION from Mimi Cajefe Apr 18 2015
    How many monthly contributions before one can avail of maternity benefits?
    ANSWER:
    Hi Mimi, at least contributions within the 12-month period before your semester of contingency.

    ReplyDelete
  8. QUESTION from yhenyhen Apr 15 2015
    April 15, 2015 at 1:34 PM
    hi po. I passed mat1 to my employer before i gave birth. I gave birth last june 2014, but I haven't passed MAT2 to my employer till now. My baby is 9 mos. Can I still pass mat2 to my employer? and also, the surname of our baby is surname of my husband in the hospital docs as we're married, but I haven't changed status with SSS. What's best to do? Pass MAT2 or change status first with sss? thanks in advance:)
    ANSWER:
    Hi yhenyhen, yes, it's better to change first your status with SSS. Wait till your married status and married surname is posted with SSS before you file your MAT2, so that all your docs will match. Some say the status change takes about a month.

    ReplyDelete
  9. QUESTION from Jam Llesol March 29, 2015
    Am i eligible for the maternity benefit? my edd is on may 2015. so i need to have at least 3 pay for january to december 2014. however i only have 2 pays last year. and my company had just started paying my sss this jan to present 2015. will it be okay to move my semester of contingency to april to september 2015 instead of jan to june 2015 so my pays for this year will still be counted? anyways i'm going to give birth within the semester.
    ANSWER:
    Hi Jam, sorry for the delayed reply. And sorry if you had only 2 contributions last year, then you're not qualified. Your semester of contingency is Jan to June 2015 -- it cannot be moved.

    ReplyDelete
  10. nghulog po aq
    aug2013-988
    sep-832
    oct-1196
    nov-1144
    dec-936 nwlan aq work nbunts aq aprl nghulog aq oct -dec 33o monthly mgkanu po kya

    ReplyDelete
  11. feb27 pa po aq ngpasa ng maternty until now wla pa rn ttxt dw aq

    ReplyDelete
  12. Hello po ask ko lang, yung sister ko kasi dati sya employed dito sa philippines, then ofw na sya for 4years na
    then after nya maging ofw, hinuhulugan nya yung sss nya, ako yung pumupunta sa sss para nagpapay ng contribution nya, and nagffill out ng RS5 form pero ang chinecheck ko sya as "ofw", at tinatanggap naman ng cashier.. nagwoworry lang ako baka 4years na rin nakapending yung naging contribution nya dahil hindi pa nakafile as ofw status, pero dati na syang active sa sss as employee and voluntary naghuhulog ngayon

    ReplyDelete
  13. Hello good day po .. Ask ko lng po f eligible ako for sss maternity benifit kasi last july 2015 nagresign ako sa work ko and then hindi ko na nahulugan until now pero nkapgpasa na ko ng mat 1 .. And then from employee ng voluntary ako kaso d ko rin nhulugan thnks

    ReplyDelete
  14. Hello good day this is mrs.reyes po ask ko lng po if eligible ako for maternity benifit kasi ngresign po ako last july 2015 until now po d ko na nhulugan at ngchange po ako from employee to voluntary kaso d ko pa rin po nhuhulugan yung voluntary .thanks

    ReplyDelete
  15. Hi, required ba magpasa ng operating room records if normal delivery sa pag claim ng maternity benefits? thank you.

    ReplyDelete