Reasons Why SSS Maternity Benefit Claims Are Denied

Updated November 3, 2015

Here are some reasons why SSS maternity benefit claims are denied. These are based on the personal experiences of women SSS members who have commented on our blogs.

1. Birth Certificate of Child is not Authenticated by the local registrar or NSO.

    Do not submit the birth certificate issued by the hospital.  Get your child's birth certificate from NSO, or get a Certified True Copy of your child's birth certificate from your Local Civil Registrar.   

2. Signature in MAT1 is different from Signature in MAT2 because in MAT1, the maiden name is used, and in MAT2, the married name is used, and that SSS has not yet been updated about the change in civil status using SSS E4 form.

   If you want to change your surname as you are processing your claim, it is best to first wait that the change in surname is effected before you submit your MAT2 claim. Check your online SSS account from time to time.

3.  Applicable Contributions are Paid, but Not yet Remitted by Employer or Not Yet Posted

     If you're Employed, before you file your maternity claim, make sure that the 6 monthly contributions that will be considered by SSS in computing your Maternity Benefit are already posted in your SSS account.  Check your online SSS account.

4.  Your Coverage Status in your Record is Different from your Status in your Claim

Example:  You checked VOLUNTARY in your MAT2 form, but your status in your SSS account is  EMPLOYED.

5.  Questions about the Child's Middle Name and Surname

Example:  The child's middle name is different from the mother's surname, and the child's surname is different from the father's surname.  

Remedy for this:  Submit Affidavit to Explain Discrepancy in Names

6.  MAT1 was not submitted to SSS before delivery of the child.  Or maternity notification was not filed online before date of delivery.

If you were not able to submit MAT1 or notify SSS online before delivering your child, attach your letter of explanation to your MAT1 form and ultrasound report or pregnancy test report.

Not all explanations are accepted; it depends on your reason and on the SSS officer evaluating your claim.

7.  Member is not eligible for maternity benefit.

Member has not paid her contributions for at least 3 of the 12 months BEFORE semester of delivery or semester of contingency.

8.  Member delivered her child by CS, but did not submit Operating Room Record

9.  Member had Miscarriage, but did not submit Histopathology Report and Medical Certificate

10. Member recently resigned from work, but did not submit these 3 documents:
        Certificate of Separation
        Certificate of Non-Advancement of Maternity Benefit
        L-501 form

If your date of separation from employment is within 6 months of your date of delivery, you need to submit these 3 documents from your former employer:
 . Certificate of Separation from Employment (must include date of separation)
 . Certificate of Non-Advancement of Maternity Benefit (this means your employer did not advance any amount of maternity benefit to you)
 . 2 copies of Specimen Signature Card (SSS Form L-501)

If the gap between your Date of Separation and Date of Delivery is more than 6 months, but less than 1 year, prepare to submit these 3 documents. The rule mentions 6 months, but there are officers still requiring these documents even if the gap is more than 6 months.

There was one member who commented here, saying that the gap in her case is 11 months and 28 days, and her claim papers were accepted. But later on, her claim was Denied  due to lack of separation papers. She had to wait for her rejected papers, and had to resubmit her claim.

11.  There's an error in the Certificate of Separation or L-501.

Example: The signatures on the L-501 and Certificate of Separation are not the same. Or there is No Date of Separation in the Certificate of Separation.

12.  It was Certificate of Employment that was submitted. 

Submit Certificate of Separation. These 2 kinds of certificates have almost the same contents, but they have different emphasis.  There have been at least 3 members whose claims were Denied because of this reason. 

13.  The Numbers of Pregnancies or Deliveries or Miscarriages in the Forms or in Previous Maternity Claims are not consistent.

Example:  In your MAT1 form, you wrote 2nd pregnancy, but the Birth Certificate shows 3rd in Birth Order.  Another Example: 3rd pregnancy in MAT1, but MAT2 shows 2 miscarriages and 2 deliveries or the Birth Certificate shows 4 in Total No. of Children Born Alive.

14.  Member has no Date of Coverage.

Usually, a member discovers that she has no Date of Coverage upon submission of MAT1, but there are cases that are not detected early, especially now that MAT1 can be submitted online.

Why are  there members without Date of Coverage (DOC)?
These members without DOC are usually the ones who have been paying their contributions as Voluntary without first registering properly and correctly.

You have a Date of Coverage if:
 . you were reported to SSS by your employer as Employee
 . you registered at an SSS branch as Self-Employed using RS1 form and your Proof of Source of Income       and your application was approved
 . you registered as Non-Working Spouse and your application was approved
 . you registered as OFW and your application was approved

Making your FIRST payment to SSS as Voluntary is not allowed. You become Voluntary only when you stop being an Employee, Non-Working Spouse, Self-Employed or OFW, and you decide to continue making SSS contributions.

15.   5th or Subsequent Pregnancy or Miscarriage

Only the first four deliveries or miscarriages are covered under the SSS maternity benefit program.  This policy started on May 24, 1997. Even if you were not able to claim your maternity benefit for your first four deliveries or miscarriages, you can no longer claim for your 5th or subsequent deliveries or miscarriages.

16.  Your Employer Has Not Filed Its Sickness and Maternity Benefits Payment Thru the Bank (SMB) form
        SSS now requires every employer to file its SMB PB form. SSS will pay your maternity benefit through the SSS-registered bank account of your employer.  If you're Employed, ask your employer if it has filed its SMB PB form before filing your maternity benefit claim. 

No. of Pregnancies or Deliveries or Miscarriages in Your SSS Maternity Benefit Claim
documents should be consistent

What to Do When Your SSS Maternity Benefit Is Denied 

Previous Comments from Users Can Be Seen Here: Reasons Why SSS Maternity Benefit Claims Are Denied
Comments from July 12, 2013 to May 28, 2014


  1. Good day upon checking my SSS online account my maternity claim is already settled last august 4, 2014 but employer said it is still not deposited to my employers account. since maternity claim is paid through bank why it takes so long?

  2. Hi,

    I have a couples of queries po.

    1) I've read about submitting separation papers once you delivered within 6 months and some were required too even it is within a year from the time they got separated from the company. In my case my last contribution from the company was August 2012, I forgot what is the exact effectivity date of my separation from the company. Then in October 2012 I change my status to being a voluntary member. Paid only that month then I resume my payment in February 2013 onwards. I delivered my baby on September 2013 so I just want to make sure that I am safe not to get those separation papers since my status right now is a voluntary member.
    Please need some clarifications.

    2) Is it okay not to change my status to married not until I can claim my maternity benefit? I just want to wait until I get my check. I don't want to process that paper yet until I get home.

    3) How long does it take for them to process a maternity benefit until the delivery of the check. And how many days is the validity of the check. I am out of the country and I don't have a bank account in PH to where they can deposit the money.

    Thanks a lot for any help.

  3. Hi Marites, yes, the SMP is supposed to make the process faster. Maybe there are some glitches as the system is new. But you should get your money before the end of the month.

  4. Hi cash crate,
    1. You should no longer be required to submit separation papers. The time gap is already more than 1 year.
    2. In the past, many are doing that -- not changing their status yet. And they were able to claim. But there's one who commented last week that the SSS officer required her to change her status. I don't know if this is now advised by all officers, or if this is just one strict officer.
    3. Filing to delivery might take 1 month or more. I'm not sure if maternity checks have a validity of 6 months (the usual validity of checks in the Phils), as the validity of SSS educational loan checks is only 3 months.

  5. user232425 Hi im Janey..I really dont know the SSS process I am due to give birth this Oct 11. In my med cert, it's written that my dr is sept.25 onwards..Im really worried that sss would deny my maternity claim because when I asked my company last July for the MAT1 form they didnt advise me of a timeframe and just informed me when i have docs to submit.Ive been on and off bedrest for the couple of months and it was only yesterday that I asked my hubby to submit to our company. Now they are saying its too late and we have to explain..Im worried it might be denied. Please advise.Thanks

    Hi Janey, you still have time to submit MAT1. It's not too late. The rule is "at least 60 days from the date of conception but not later than the date of delivery." Call your HR. Explain respectfully you did not know the company has a deadline because what you know is that the SSS deadline is before child birth. If your company doesn't have a messenger, your company can sign the MAT1 form and then your husband can have your MAT1 stamped at your SSS branch.

  6. shania: This helpful blog is correct. I've filed my MAT1 and have updated online, and will submit my certificate of
    separation, non-advancement and L-501.
    How do I submit my MAT2? At any branch? How can I receive my benefits since I'm separated already. Will it be delivered to
    my house? What documents should I submit for MAT2? I'll be giving birth at a private lying-in.

    Do I get the full amount? and when? I'm too young for this. but i am ensuring all of my documents are ready. any response will be greatly appreciated. :)

    Hi shania, you submit your MAT2 documents after giving birth, at the SSS branch in your city/town or the branch nearest your residence. After approval and check issuance, your check will be delivered to your home address -- the one in your MAT2 form. You will get the full amount.
    50-percent advance benefit payments are only for employed members.
    List of MAT2 Documents

  7. Francis Abubo: My wife can't get her L501 and cert of non-advancement because her former company has closed down. My wife has her cert of employment, which was given to her at the end of her contract. We verified at SSS Alabang, and they said her former company is still active, but in truth, the company has closed down. How can my wife claim her maternity benefit?

    Hi Francis, is the gap between your wife's separation date and child delivery date less than 6 months? Are you sure the company has closed down? Maybe it moved to another address. Do you have proof that it has closed down?
    If you're sure it has closed, use affidavits: Affidavit of Non-advancement and Separation from Employment.
    But take note that SSS will check if the company has really closed down.

  8. Hi ma'am / sir,

    Just want to ask how long the processing of maternity is, i submit my mat2 in verification dept. last july 11 but until now i haven't seen the status on my online account..any contact no. so i can verify the status..thanks..

  9. hello, i receive 10 pesos in my mat. benefits because i forgot to attached my Voucher advance by my employeer, what will i do? pls. answer...thanks.

  10. ok na po. pumunta asawa ko sa sss alabang branch then sinabi nya na sarado na ung former employer nya. then binigyan sya affidavit of non advancement of maternity benefit then pina-notaryo nya sa city hall ng muntinlupa. binalik nya sa sss at sabi for verification pa. ive-verify ng sss alabang branch sa sss makati branch (branch na hinuhulugan ng former employer nya) kung talagang sarado na. if mag declare nga ang sss makati branch na closed na ung dati nyang employer, babayaran daw ang maternity benefit ng asawa ko.. yes!

  11. hello po,
    I want to clarify regarding my maternity benefit claim po. nag file ako ng MAT 1 sa HR namin October 2013 and na claim ko din po yung amount on the same month. i delivered my child last november 2 2013. now i have a problem on claiming my company clearance and back pay kasi daw po late na ako nag submit ng MAT 2, and possible daw na ma deny na ng SSS yun. and the sad thing is baka ako pa daw yung mka bayad sa company kung yung ma aapprove niyo daw po is lower than sa na release na maternity claim sa akin. tama po ba itong process na to ma'am? hope you can answer my concern po. maraming salamat

  12. Hi Francis, thank you for sharing updates about your case. Do you mean the Alabang branch has a pre-printed form of Affidavit of Non-Advancement of Maternity Benefit given to members that need it? If yes, then that's very good. That's really helpful to members. I think the Alabang branch is one of the better SSS branches.

  13. Hi rexanne, did you not submit your MAT2 and birth certificate to your company after giving birth? It's already Aug 2014, haven't the company received the check from SSS? Check your online SSS account and see if your maternity benefit check is already settled. Register at sss.gov.ph, if not yet enrolled. Ask your employer's SSS no. -- you need it to enroll as Employed.

  14. Hi May, I don't quite understand. 10 pesos? Or 10 k pesos? It should have been your employer that filed your MAT2 claim because they advanced the benefit to you. They should be the one making sure that they will get the correct refund amount.
    Check your online SSS account and see the amount settled. Register at sss.gov.ph if not yet enrolled.

  15. Hi ave, call 920-6446 to 55 or go to the branch where you filed your MAT2 and ask.

  16. Joy Cabuyadao: Is possible that after submitting MAT1 and MAT2 and we're given a claim stub, our claim can still be denied? My claim was denied due to late submission of MAT1. What should I do? Thank you and more power.

    Hi Joy, wait for your documents to get returned through the mail. Write a letter to SSS explaining why you were not able to submit your MAT1 before delivery, and then request for reconsideration. You can write in Tagalog.
    Then re-submit your claim together with your letter.

  17. cath bardillon Hi may I ask if I can claim my check directly from the post office in case it's there already? I already have my check no. Do you think my check is already in the post office?

    Hi cath, yes you can claim your check from your local post office. But some postmen insist on delivering the check to the address on the registered mail to be sure they're giving it to the right person.

  18. kesya29: mam/sir I wasn't able to get my maternity benefit last 2009. That was for my first baby. Now I'm again filing for my new maternity benefit. Is there a way I can get my first claim? I still have my 2009 stub. The check was not delivered to me.

    Hi kesya29, have you enrolled in online SSS? Was your first claim approved? Is there a check no. listed in your maternity benefit page? Did you move to another address? If your claim was approved, you can write to SSS, and request that they re-issue your check (write check details as written in your online account) because it was not delivered to you. I'm wondering why you did not follow it up in 2009 or 2010.

  19. erika mae Payao
    hi, I filed mat1 via online...i mistakenly wrote 3 as my no. of deliveries prior to notification. but this is just my 3rd pregnancy.. so i submitted notification again via online, and this time I wrote 2 as I only have 2 kids prior to this notification. Will this become a problem when I file my mat2?? What should I do?

    Hi erika mae, when filing your MAT2, submit a printout of the acknowledgment for the 2nd notification that you filed online. There should be no problem as long as you submit your complete and correct MAT2 documents.

  20. hi just want to know what does "settled" status means? i checked my maternity claim status and that is what I saw. i filed it last aug 18, 2014, how long will it take to get the check? thanks

  21. Hi Danah, that means your claim has been approved and your check is being issued. Based on comments online, the time for SSS to bring the check to the post office and for the post office to deliver it to your address is 2 weeks to 1 month or more.

  22. Sahyuri Ramos
    i just want to know what I should do if this is what appears: SUBMIT CASH VOUCHER DULY SIGNED BY THE MEMBER EVIDENCING PAYMENT OF BENEFIT * wrong key-encoding? what should I do? thanks i hope you reply i need help

    Hi Sahyuri, submit evidence (cash voucher or receipt) that your employer advanced you your maternity benefit. Then SSS will reimburse the money your employer advanced to you. Did your employer gave your benefit in advance?

  23. Angela Torres
    good day maam may i ask if I'm entitled to file my maternity claim. I've filed my mat1 prior to the date of my delivery. and it was received by sss. my question is I'm married to my first
    husband but we're already separated, so this my 2nd child is illegitimate. or under his father's surname. any idea.

    Hi Angela, have you paid at least 3 contributions within the 12-month period prior to your semester of delivery? This is How to Check Eligibility
    If you've made the right payments, you are eligible for maternity benefit even if your child is illegitimate.
    You might have to submit an Affidavit of Discrepancy in Name together with your MAT2 papers to explain why your child's middle name and your surname are not the same.

  24. Good day ms. JK may question lang po ako about sa maternity ko nag file po ako last aug .5 and then nung chineck ko po thru online ang nakalagay po *FOR*VER* as of 8-22-2014 ..and then chineck ko po ulit kahapon thru online eto nmn po ang nakita ko Action Taken: *FOR*REVW* As of 08-22-2014
    Remarks :crl review is on-going
    ang tanung ko po ay--ano po ibig nila sabihin sa *FOR REVIEW*?
    --may possibility pa po ba na ma deny ang file ko?
    at ano din po ibig sabihin nito?Remarks :crl review is on-going

    --maraming salamat po sana po masagot nyo ung tanong ko??salamat po ms.JK!!

  25. Good morning

    i want to clarify regarding my maternity benefit claim po nagfile na po ako ng MAT1 sa employeer ko last june 2013 po nakita ko nadin po sa sss online ko na approved ng sss po la po ako na kuha na advance payment galing sa employeer ko po. .now i have problem po kc until now d ko pa din na claim benefit ko nibigay ko nadin po yong MAT2 ko at birthcertificate ng anak ko sa employeer ko. .last feedback po nakuha ko galing employeer ko sabi nya myroon daw po kau hinihingi na isang account na dapat myroon ang emlpoyeer noh ang prob.daw po kc wala yong employeer ko. .totoo po ba na my hiningi po kau sa kanila?. .hope po matulongan nyo po ako sa concern ko slamat po ng marami godbless po

  26. Good day po. :)

    Due ko po sa Dec. 2014. I am a voluntary member. I have paid the Jan-June 2014 contribution, which means qualified na po ako for maternity benefit. Pwede po ba di na hulugan ang July-Dec 2014 (semester of my childbirth)? Magiging qualified pa rin ba ako? Or dapat continuous ang hulog?

    Please help po.

  27. Hi Cherry Ann, yes, you're right, you can miss paying July to Dec, and you will still qualify for your maternity benefit. Ask others too

  28. Hi,

    My wife has been separated from her employer last Dec 2013. The same month, she manage to submit her maternity notification and last June 2014 she finally gave birth. Now she's planning to file a maternity claim, she got all the necessary requirements except for ID's. She lost her E-6 as well and the only ID she got are PhilHealth and TIN ID the (laminated one). Will these be enough?

    Any other suggestions that we could do? Or is there any other documents we can provide in place of valid id's?

    Thank you.

  29. Hi Cool Blend, the SSS ID is required. If she does not have SSS ID, she can present her E-6 acknowledgment stub, plus 2 IDs with at least one of the 2 IDs with photo. If she lost her E-6 stub, ask SSS if she can submit an affidavit of loss of E-6 stub plus 2 IDs instead.

  30. tweety2086
    hello sir/madam may i ask about what was encoded in the sss system. my miscarriage was last sept.14,2014 and that was encode d by sss, but my check up with ultrasound was on sept.15, as it was the next day that i went to the hospital, is that ok?

    another thing, i was awol last april so my last contribution through the company ko was april 2014, but this sept i continued paying my contributions as voluntary, from may until this sept. Do I need to pass cert. of separation from my last employer and cert.of non-advancement and l-501? pls feedback

    Hi tweety2086, I think the one-day difference in date of miscarriage and date of ultrasound can really happen in miscarriages cases and can be explained. What I'm not sure is if they still need a letter to explain that. Ask the SSS officer when submitting your documents.

    About separation papers, April and Sep are within 6 months of each other, so you might be required to submit these papers. Ask SSS if you can submit affidavits instead if your former company refuses to give you your separation papers.

  31. good day ms.KT !!! thank you sa blog mo dhl nakatulong tlaga sa akin yung pag file ko ng maternity ko dhl wla talaga ako idea kng ano ang mga kailangan kong papers,,nung nabasa ko blog mo nag ka idea ako sa mga dpat kng gawin....And then nag file ako nung aug 5 ng maternity ko na kumpleto at positive na wla magiging problema,,and after a file it i check it from time to time after a 1 1/2 months of waiting finally nung i check ko last day *APPROVED as of sept 25 thank you ms. KT !!!!

  32. Hi ma.jennelyn fajardo thank you so much for taking the time and effort to come back and share your good news about your maternity benefit. It's a great feeling to know that our blog helps.
    Now we know that processing time can take 1 month and 20 days. I hope you find the time again to share us the date when you finally receive your check. What we know is that check delivery from the SSS to their post office and to your local post office can also take time, based on complaints online. I hope yours will take a shorter time.

  33. shania
    Hello! my sss mat1 was submitted/accepted online through my employer. Since Im separated. My MAT2 documents are ready.
    Im living with my partner, we're not married. Is it an issue with the SSS if my partner's surname is the surname of my child? Or it does not matter. Thanks

    Hi shania, if your partner's name is written as Father on the birth certificate, and if the middle name of the child is the same as your surname, then I think there would be no issue.
    But if not, you might be required to submit an Affidavit of Discrepancy in Name to explain.

  34. Good day po Ms. JK
    1. ask ko lang po kung until now ang time allowance or period to submit/filling of Mat-2 is still 10 years? nabasa ko po yun mga comments/feedbacks na 10 years ang allowance period, but I want to make sure din po, bka kasi nagbago na ngayon 2014.

    2. need ko pa din po ba yun 3 requirements for separated members for claiming the maternity benifits? kasi po more than 1 year na ako nag-resign sa work. I resigned last sept. 7 2013 and gave birth last sept. 12 2014.

    Hoping for your soonest response. Thank you po in advance.


  35. ma.jennelyn fajardo
    good day ms.JK, how many days before my sss cheque for my maternity benefit is released? my check no. was issued/posted on sept 25. based on comments, how many days? thank you.

    Hi ma. jennelyn, based on recent comments, members receive their check from their postman about 3 weeks or 1 month or more from date of check.

  36. Hi dg10, yes, the 10-year time allowance for filing MAT2 documents is still in effect. But don't wait for many years. File as soon as you complete your papers.
    About separation papers, you no longer need to file these because the time gap between your date of separation and date of delivery is more than 6 months. If you're not yet re-employed, pay at least 1 Voluntary contribution so your member status is changed to Voluntary. Your member status with SSS should be the same as your member status in your MAT2 form.

  37. Hi!
    nagfile po ako ng sss last july 4,2014 with the the said requirement -

    *Explanation letter why i did not file my MAT1.
    *Certificate of Seperation dated Feb21,2014
    *Certificate of Non-advancement of Maternity Benefits
    *Specimen Signature (L501)
    *Sketch of nearest sss to the lying in
    *Medical Certificate with the signature and license number of the said Doctor/Midwife.

    but until now wala padin po hindi ko po alam kung denied or matagal lang po talaga pero sabi po nila fact of birth daw po.
    i just want to ask if how long will i wait for my maternity benefits? I've been waiting for 3 months now.

  38. Hi! Ms.JK
    I gave birth po pala in Mactan Cebu and i also give them the NSO birth certificate of the child.

    Hope for your response mam pls!!

  39. Hi Manilyn, it's sad that the SSS website is not fully functioning so you can check your online records, or so you can register if not yet enrolled. Check the website from time to time. Did you submit also MAT2 form? Did you attach your letter to a MAT1 form? Your approval will depend on whether they'll accept your explanation for failing to submit your MAT1 form.

  40. What will I do if my MAT was not submitted my employer. I submitted my MAT to them before my delivery date but they did not submitted it to SSS. I already submitted to my employer also my MAT 2 with attachments. I tried to called SSS but they did not answer my inquiries.

  41. Hi, When we discovered that I was pregnant in Nov 2012, i was about 4 weeks then, we submitted the needed documents to sss to inform them about my pregnancy. when I was about 2 months my husband decided to increase my contribution from minimum to two steps higher than what i usually contribute, but we never missed to pay a single contribution. When I gave birth in june 2013, we submitted all the needed documents to be able to receive maternity benefit and been checking online once in a while to check for the status and after waiting for about 2 months, the status was DENIED. We think that they shouldn't deny us instead give us the minimum allowed benefit because we did not miss to pay a single contribution. Is there any rule that we should not increase our contribution during my pregnancy?

  42. Hi Maria Fe, have your employer submitted your MAT2 documents? You can check your online SSS account (although the SSS website is on maintenance mode as of this moment), or you can go to your SSS branch and ask.
    Did you give birth at a DOH-licensed hospital? If you're employed and you gave birth at a DOH-licensed hospital, SSS does not require MAT1. This rule is in the SSS Citizen's Charter 2012.

  43. Hi Donna, no, I can't find a rule banning contribution increase during pregnancy. What's prohibited is an increase of more than 2 levels without documentation of increase in income.
    What was the reason for denial? You said you gave birth in June 2013. Do you have at least 3 posted contributions within Jan 2012 to Dec 2012? Do you have a Date of Coverage? Is your member status in your MAT2 form the same as your member status with SSS?
    You can re-file. But ask first the reason for your denial so you can correct it. Usually the reason is written in the MAT2 form that was returned to you.

  44. hello mam/sir,
    just want to ask po if can i claim my sss maternty benefits po even if im a single mom kc po were not yet married.plz help me po.

  45. JenSister October 18, 2014
    Hello, where are requirements for maternity being evaluated? Is it at the branch or where it was filed or at the main branch in diliman? Thanks

    Hi JenSister, sorry I really don't know, but based on comments and my experience, there are branches that can encode the claim online and also make the final evaluation and approve it for check generation at Diliman. Checks are generated at the Diliman branch.
    But there are branches where there are no maternity benefit specialists, so they need to forward documents to a bigger branch. But all branches should be able to make correct initial evaluation and advise claimants correctly about required documents.

  46. Hi Marz, yes, you can claim your maternity benefit even if you're unmarried, as long as you have paid at least 3 contributions within the 12 months before your semester of delivery. File your MAT1 form before delivery.

  47. angelie macachor October 31, 2014
    hello good afternoon. Can I claim my maternity benefit? I gave birth last nov. 21,2014. I have not submitted my requirements for reimbursement. Is there a possibility I can still get my money?

    Hi angelie, yes, you can still file your claim. You have 10 years to file, but of course, don't wait for a year. File as soon as your documents are complete.

  48. lynchie November 3, 2014
    good morning. Do I need to pass L501,cert of non encashment and coe. I worked for only 1 month in my last company. I resigned after 1 month, as I realized I was also pregnant and it's been difficult. I filed my MAT1 and did not notify through the company.

    Hi lynchie, it's most likely that the gap between your resignation date and delivery date will be more than 6 months, so you don't need to pass those separation documents. Pay at least 1 contribution as voluntary so your member status will change to Voluntary.

  49. Yabyii Salas Nov 13 2014
    hi i wanna check the status of my maternity claim online . What should I write as my membership registration status. I'm separated from my employer.

    Hi Yabyii, if you have your employer's SSS no. then you can check Employed and then enter your employer's SSS no. You will use your employer's SSS no. only for registration. If you don't have employer's SSS no., then check Voluntary Member. But you need to pay first as Voluntary to get a transaction no. for registration.

  50. Krystalinekaenecuela Enecuela November 13, 2014

    Hi ms jk, Here's my case, my baby was born last oct 2014. The father is sea based and we are not yet married. Were planning to get married when he comes home march 2015, so we'll register my baby in march 2015. i cant provide the birth certificate.
    As part of company requirements, within 30 days from date of delivery, I should pass my mat 2 together with other docus and birth certificate otherwise I'm tagged for payroll deduction. as of nov 13, I'm tagged by the office system for sss mat claim deduction on my next salary. But I havent received any advance payout yet. My MAT1 requirements are complete.
    My return to work from ML is on dec 10 2014. Now I plan to resign even before I complete my ML, anyway they haven't advanced me any benefit so they have nothing to deduct.
    My concern is I'll register my baby in march 2015, can I still file for mat 2?
    What are the possible problems if I resign Dec 2014 and file my claim in 2015 as employee of another firm. What are the consequences? Thanks

    Reply: Hi Krystalinekaenecuela, if you resign, resign properly because you need to ask from your employer a cert of separation with date of separation, cert of non-advancement maternity benefit and L501. If you did not receive any salary while you were on leave, you do not owe your company any payment.
    You can file your claim in 2015, if that's your decision, as Separated (if not yet re-employed by then), or as Employed if you're already re-employed. But submit the 3 documents because you gave birth when you were employed.

  51. April Joy Tonggol November 18, 2014
    Hi. I resigned last april 26 4014 and my date af delivery was on nov.last week of 2014. It was only my certificate of employment that my employer provided. Do I need l501 and non advance payment cert? Thanks

    Hi April, if you're not yet re-employed, pay at least 1 contribution as Voluntary so your status will change to Voluntary. After your status has changed (check online or ask SSS branch), try filing your MAT2 papers to see what the SSS officer will tell you. Based on the rules, you no longer need separation papers as the gap between your separation date and delivery date is more than 6 months already. But some officers still require those separation docs.

  52. 495I would to thank the staff of this blog for helping me with my maternity claims, because of your quick response regarding my query I was able to prepare all necessary documents needed so that my claim will be approved. I submitted my MAT2 together with my docs last nov. 17 @SSS cebu branch.. I checked the status of my claim nov. 19 and it was for review already and now I checked it again its already settled and has a check #. In just 4days my claim was already approved and im just waiting for my check to arrived which is I know I'll just need to go to post office so I can get it fast. THANKS TO THIS BLOG again! Im so happy...

  53. good day
    im norie
    i gave birth Nov 1, 2013 but i filed my mat 2 april 28,2014 and experienced "DENIED" May 13, 2014 due to UNUPDATED employment history and due to late filing of MAT 2 bago ako magstart ulit ng work after giving birth to my child..
    My documents was returned June 20, 2014 (more than 1 month bago naibalik sken ang denied documents)

    My employment history was in need to be updated first before filing my Mat 2..

    My previous employer filed all the needed documents on JULY 2014 and after a long long long wait my Employment History Status was updated after 3 months (wew) OCT 2014..

    i filed my MAT 2 once again last NOV 11,2014 and as of today NOV 20 its "FOR REVIEW" status. kabado po ako bka madenied ulit kc as of June 2014 i was separated frm my employer but on my Coverage Status online im a Covered Employee..

    i want to ask po sna kung maspektuhan nito ung pag approve ng sss s claim ko.. but i already submitted the latest documents that they need.. like separation and non cash advance and L501.. pls reply po salamat

  54. Hi. I am about to file my MAT 2 but noticed that my status online is still OCW even if I havr been paying as a voluntary member alreaym I am just worried this might cause SSS to deny my claim. What can I do to fix this? Thank you.

  55. Hi I'm thess
    It is applicable that I can file my mat1 even I stop continuing my SSS contribution for 3years,,and then I can file my mat2 when I'm working again.it is possible?
    Thank you in advance

  56. Hi erika mae, thank you so much for coming back to thank us. It means a lot to us. We're happy your claim processing was really fast. Thanks again

  57. Hi Norievic, if you followed the instructions on the returned docs, then your claim should be approved. About the fact that your status is still Employed, it should be okay because you have submitted your separation papers. I'm assuming you checked Separated in your MAT2 and you have not yet paid any contribution as Voluntary.

  58. Hi Rona, have you been using RS5 to pay your contributions and checking Voluntary in the form? If yes, and your status is still OFW, you can go to SSS with your receipts paid as Voluntary and ask them to change your member status from OFW to Voluntary.

  59. hi jk.. yes i checked separated.. my for revwstatus made me worry so much. im still praying n approve n. up to now wala o rng pagbabago s status q online.. :(

  60. as of today my mat 2 status is now SETTLED after a long wait finally.. nxt time i already know what are the things to be considered.. praise God

  61. Hi norievic, thanks for coming back to update us about your claim. We're glad you'll finally get your check.

  62. Hi jk, nag file po ako ng mat2 last oct.21, 2014. Then nag checheck ako online time to time but still for "RVW" then CRL is on going, my possibility po bang denied ang application ko kasi medyo may katagalan na wala pa din cheque na rerelease.. Thanks

  63. Hi Zhalyn, CRL refers to a certain measurement or image in the ultrasound report or image. Did you submit all the required documents? There must be some reason why it's taking a long time for them to review your docs. If after a week or 2 weeks and your claim is not yet Settled, you can go to your branch and ask.

  64. Hello! I checked the status of my matertiny claim online and it says "SETTLED". Does that mean that the cheque is already on its way and how soon does it get to my address? Problem ko po kasi lumipat kame n location last week lang so walang magrereceive nung mail sa address na napass ko sa sss kasi nasa work during the day. Is there any way that i can still change the delivery address or can i pick it up instead sa post office? Please advise! Thanks much!

  65. Hello,

    I just got my child's birthcert and my surname is incorrect, instead of ADALID , IT WAS TYPED AS ANDALID. there are several portions on BC containing my fulname yet there is only one part ( and it is the front part of BC ) that has the ANDALIN, the rest are ADALID..

    my question is , will it affect my sss maternity claim? I was about to submit it today but I doubt they will reject it. I have read about Affidavit of discrepancy for names that I have to submit along with the other docs needed for MAT2, yet Im thinking it will make the process longer..

    I want to know if theres a way I can submit the birthcert that I have right now, since there is only one part containing the error and if they will accept it or not.
    pls answer asap. Thanks!Godbless..

  66. Hi Ria, you can no longer change the address written in your MAT2. What you do is to visit and ask the post office of your previous location within 10 to 15 days from your check date.

  67. Hi marvin, yes, you're right in thinking that your child's birth certificate must be corrected first before submitting your claim. You're also right in saying that an affidavit of discrepancy will complicate matters.
    In the future, your child will also use his/her birth certificate for passport, license or other legal matters, so everything on it must be correct. And it's always best to correct the certificate now rather than in the future.
    You go to your local civil registrar with your IDs and request for correction.

  68. QUESTION from Noela Marie Carbungco Jan 18, 2015
    Hi my maternity benefit claim was denied. The reason is: "wrong key encoding".
    Separated is my status and submitted the L501 and certificate of no advancement.
    One more concern is there are 2 amounts on my online account: employer and sss.
    Then the amount alongside the denied check is the amount from the employer which is like half of the sss amount. Will that be the amount that I can claim after settlement?
    I gave birth 11-8-14
    Here are my contributions:
    June 2013-July 2014
    July 520
    Aug 884
    Sept 884
    Oct 832
    Nov 572
    Dec 832
    Jan 895
    Feb 880
    Mar 990 Thank you for your help!
    Your semester of contingency is July to Dec 2014
    Your 6 highest contributions within July 2013 to Jun 2014 are:
    Aug 884 8500
    Sep 884 8500
    Dec 832 8k
    Jan 895 8k (is this 880?)
    Feb 880 8k
    Mar 990 9k
    Your total salary credits = 50k
    50k / 180 days = 277.78 pesos
    277.78 pesos x 60 days (normal delivery) = 16,666.67
    Your benefit: 16,666.67 pesos

  69. Sorry, January is 935. Pero bakit po Denied *wrong key encoding daw and 2 amount was posted? Thank you

  70. Hi Noela Marie:
    50,500 / 180 days = 280.56
    280.56 x 78 days (CS) = 21,883.68
    Your benefit: 21,883.68
    About Denial:
    There must be conflicts in your data, like member status, or no. of deliveries, etc. If after further evaluation, your "Denied" is not
    changed to "Settled", wait for your documents to be returned to you. What to do when your claim is denied
    About 2 computations:
    SSS computation will be the valid computation.

  71. QUESTION from Ruth Chua January 20, 2015
    Hi what to do? I'm employed but my employer made it appear that I'm voluntary. Now I can't claim my benefits. my baby is turning 1 y/o. thanks
    Hi Ruth, do you mean you're not correctly registered with SSS? Do you have a Date of Coverage? Go to SSS and verify your contributions (dates and amount) and ask if you have a Date of Coverage. If you don't have a Date of Coverage, ask your employer to register you correctly so you will have a Date of Coverage.

  72. hello ms. JK.. i have few questions.. hope matulungan nyo po aq. i'm pregnant and my EDD is august 2015. my last contribution was May 2014 from previous employer.. june to december d n po aq nkapaghulog ng contributions ko.pero this january i paid as voluntary.. 1760 pesos po ang contribution q since binase sa previous kong hinuhulog.
    1. qualified po ba aq sa maternity benefits?
    2. if qualified, magkano po ang makukuha q?
    3. last dec. 2013 nag first salary loan aq worth 15k, pero huling bayad ko sa loan eh May 2014 po, affected po b ung maternity benefits q in case qualified aq? magkano po ang ibabawas?
    4. pag ba na accomplish na at na stamp na ung maternity notification kelan at saan po ipapasa?

  73. Hello!

    Employed : Nov 2014
    Plan to resign until: Feb 2015
    Delivery date expected: July 26,2015
    1st pregnancy

    Im a bit hesitant:
    1. if i should file already my MAT 1 to my employer
    2.or just file it after my resignation effected.
    My question is for both scenarios, does cert. of separation and other required docs are still needed? which is better to do for this? i'm also considering my MAT 2 if ever that's why im really worried..

    please help me decide.. thank you so much!

  74. HI,ask ko lang po I'vefiled my Mat-2 4 weeks ago and chineck ko online yung status andstill for verification (*for verf*) with remarks of "diff ee name/ssno belong to male ee" nakalagay ano po ba ibig sabihin nun ? Ano po ba kailangan ko gawin?

  75. Hi Precious Anne Herrera I answered your question here: Maternity Benefit Claim Review

  76. QUESTION from julyferrera January 27, 2015
    hello ms. JK. i'm pregnant and my EDD is august 2015. my last contribution was May 2014 from previous employer. june to december I did not pay contributions. this january i paid as voluntary. 1760 pesos contribution based on previous contributions.
    1. Am I qualified for maternity benefits?
    2. if qualified, how much can I get?
    3. last dec. 2013 I got my first salary loan worth 15k, but my last pay for the loan was May 2014. Is my maternity benefits affected in case qualified? how much will be deducted?
    4. If maternity notification accomplished and stamped, when and where is this submitted?
    Hi julyferrera, yes, you're eligible. But continue paying for Feb and Mar 2015 to increase your benefit. If your Apr and May 2014 were maximum, and you'll pay maximum Feb and Mar 2015, your benefit will be 26k (normal delivery). But ask others too to check my computation.
    Your total delinquent loan balance will be deducted in full from your maternity benefit. About your MAT1 form, file it at any SSS branch, and keep the SSS-stamped copy to be filed when you submit your MAT2 documents.

  77. Hi Ma. Jona Khrista Gasga Jan 29 2015:
    SSS officers require separation papers if the gap between separation date and delivery date is 6 months or less, and if the member status is still Employed. To change status from Employed to Voluntary, at least 1 contribution as Voluntary must be paid. SSS-stamped MAT1 will be accepted whether it's filed with Employer or filed as Voluntary, as long as it's filed before delivery.
    Resign in good terms so you'll be able to request separation papers if you need them.

  78. QUESTION from charmaine Liwanags Feb 17, 2015
    hi. last nov. 29 2014 I gave birth. I was not able to file mat 1 and mat2. Will they accept if I file. Thanks :)
    Hi charmaine, you can try filing. Your only error is not filing MAT1 before delivery. Fill up MAT1 and attach a letter explaining why you were not able to file MAT1 before delivery.

  79. Good day! Can I submit my mat 2 as single pa din? I got married last Nov 20 and i filed my mat 1 last Nov 28. Wala naman ako naging problema and I got my reference number pa. And i filed on my mat 1 is im still single. Now im gonna file my mat 2 kasi this month is my due date. And I am planning to file again as single since i still don't have married id's. Ma reject kaya ako? Im am bothered akala ko once na nakapag file na ng mat1 automatic approved na. I need my loan badly kasi inaasahan ko talaga yun. Thanks for the reply.

  80. QUESTION from Kang Geum Ha Feb 20 2015
    Good day! Can I submit my mat 2 as single? I got married last Nov 20 and i filed my mat 1 last Nov 28. There was no problem and I got my reference number. And i filed on my mat 1 is im still single. Now im gonna file my mat 2. this month is my due date. And I am planning to file again as single since i still don't have married id's. Would it be rejected? Im am bothered, I thought once I filed mat1, it's automatically approved. I need my loan badly. Thanks for the reply.
    Hi Kang Geum Ha, in the past that is allowed. But there are SSS officers now who require updating of civil status before they process papers. They'll see your civil status in your child's birth certificate. Updating might take 1 month or more. About married-name ID, you can apply for a postal ID. You can also apply for a new SSS ID (300-peso replacement fee), and you can show to SSS your SSS acknowledgment stub as additional ID while waiting for your actual ID. Make sure your civil status is already updated before filing your MAT2 papers. But of course it's up to you if you like to try filing as single. Ask others too

  81. Hi, I gave birth in 2011. However, I was not aware that I was eligible. Hence, no Mat 1 filed before delivery.

    1. can i still file a request (i don't have copies of pregnancy test or ultrasound reports, though)? what document should I provide in addition to the letter of explanation?

    2. If yes, how? Should I submit Mat 1 first and the rest of the requirements after I got approval?

  82. hello po, nagfile po ako ng maternity claim after ko magdeliver via cs, ngayon po pagcheck ko online, denied ung maternity claim ko tapos nakalagay dun ung sss number ko daw belong sa MALE.. nagtaka ako ehh sa member info ko namn female.. ano po pwd gawin dun? tnx ahead po

  83. Hi d_s, if you're sure you're eligible, you file MAT1 and MAT2 forms at the same time, attaching to MAT1 your letter explaining why you were not able to file MAT1 before giving birth. Submit also birth certificate and 2 photo IDs (xerox and orig) and medical certificate or discharge report, in case needed. If MAT1 is not filed before delivery, some claims are approved; some are not, and sorry I don't know how they evaluate.

  84. QUESTION from Precious Anne Herrera Feb 24 2015
    HI,thank you for your response. I've checked my member info online and all is correct. I'm worried because I just got married but i already filed e4 to change my last name before i pass my MAT2. Is it okay that my surname in MAT1 is different from my surname in MAT2? do you think that's the reason why up to now the status is *for verf *?
    Hi Precious Anne, yes, it's ok that your surname in MAT1 and MAT2 are different, as you said you already submitted E4 -- this will explain the change. If your surname in MAT2 and your surname on your online record are the same, and your gender is F, then I hope your claim will be settled soon.

  85. QUESTION from Andrelou Holganza Feb 24 2015
    hello, I filed for maternity claim after delivering via cs. I checked online, and saw my maternity claim was denied. It's noted that my sss number belongs to a MALE. I'm puzzled because my member info shows Female. What should I do? tnx
    Hi Andrelou, check all your personal data online, and see if there's a wrong data item. Wait for maybe a week, and if the mark is still Denied, bring your birth certificate (and marriage cert if married) and IDs to SSS and ask. Bring also your E1 if you have.

  86. hi gud afternoon. ask ko lang po kc late po aq nkapagsubmitt ng requirements for mat2 im still employed. Posible po bng in nagyun yung kalahati po is marercv ko after I gave birth. Oct 27, 2014 ako nanaganak then i passed my mat2 req. march 5 dahil late yung birthcetfcate ng anak kc a provice aq nanganak. pls reply pmay makuha pa akng benefit from sss maternity q? before delivery kc may narecv n akong half benefit sa company namo.

  87. Hello, magtatanong lang din po sana ako. like ng mga nauna na pong nagtanong, medyo kaparehas po yung concern ko sakanila, but i want to ask you Ma'am para po mas maging clearer since I have my own experience.. I am 4months pregy na po. i mean, magfofour na po sa March 11. Due date ko po August 18,2015. at nagcheck na po ako sa sss.. member po ako under employed. may 5 contributions na ako from July 2014 to November 2014, since iba na po yung agency ko, kakaendo ko novemeber pero renew'd ako noong decemeber sa ibang agency na pero parehong kompanya kaya wala pang hulog kasi shcheduled na march ang payment ng contribution namin .. ang tanong ko po , sa april 26 2015 kasi ang endo ko na.. so definitely magkacut na yung contribution ko. ano po ba ang specific na gawin ko.. at eligible pa po ba ako for this maternity benefit...?? pasensya na po kung madaming tanong... salamat po :)

  88. and if ever po.. magkano po makukuha ko kung sakaling eligible po ako..??

  89. QUESTION by vivian gandeza
    Hello, i want to ask you Ms so it's clearer since I have my own experience. I am 4 months preggy. i mean, my due date is August 18,2015. I have checked with sss. member under employed status. have 5 contributions from July 2014 to November 2014. since I'm with agency, my contract ended november but renewed december at another agency of the same company. My contributions were not yet posted as they'll remit contributions in March. My contract ends april 26 2015, so definitely my contributions will stop. What should I do? Am I eligible for this maternity benefit.? thank you :)
    And how much will I get if I'm eligible?
    Hi vivian, yes, you're eligible. I hope you have filed your MAT1 form. After your contract ends, request for certificate of separation, cert of non-advancement of maternity benefit and L501 form -- these are needed because the gap between your separation date and delivery date is less than 6 months. Make sure your Dec to March contribution have been posted before you file your MAT2 so SSS can include 6 contributions in their computation. About benefit amount, find your 6 highest salary credits within July 2014 to Mar 2015. Add those 6. Divide by 180. Multiply by 60 for normal delivery (78 if CS). The result is the amount of your benefit.

  90. QUESTION by Sally Clave March 5, 2015
    hi gud afternoon. I submitted my MAT2 requirements late. im still employed. Can I get the half of my benefit after I gave birth on Oct 27, 2014. then i passed my mat2 req. march 5 because my child's birth certificate was issued late. I gave birth in the province. Can I get my sss maternity benefit? before delivery I received half of benefit from my company.
    Hi Sally, do you mean you submitted your MAT2 documents to your company? And your company filed your MAT2 with SSS? If yes, your check will be sent to your company, and your company should give you the other half of your benefit. Register at sss.gov.ph, at non-peak hours, like midnight, so you can track the status of your benefit.

  91. thankyou thankyou po. you have a very helpful blog :)

  92. Hi good afternoon po, just want to ask if until when ako pwede magpass ng mat2.. My delivery date was february 23, 2015.. Thank you po...

  93. Hi Sophia Lorraine, you can file within 10 years. But of course file as soon as you have time and you have completed your documents. SSS will ask for your valid reason if you file after several years.

  94. Hi Jhelly Ocampo, not HR strictly. Could be admin head or accountant, but it should be the person authorized by the employer to deal with SSS.

  95. Hai po ang edd ko april 30 my salary bracket sa contribution ko is 12,000 from sept 2013 to sept 2014 and from oct.2014 up to present is 7,000 na po ang braket ko ksi ngchange employer na po ako.. mgkano ba ang ma claim ko na maternity benefit?i already filed my matt1 on march 9,2015 po..

  96. im seperated from my employer aug 2014, but they advance me 10k for because i need it for my hospitalization, i filed for maternity claim, check been release in march 13, 2015, can i ask for the full amount, the said check is address to the company already, my baby is sick right now.

  97. Hi... Im MJ... Im a separated employee... I filed for mat reimbursement and on SSS online, my application says SETTLED... it was previously DENIED due to lack of L501 but I was able to get it from my employer thus reapplied for my claim and thankfully status now is SETTLED... should check be mailed to my address or I need to get it from the nearest SSS in my area? Actually, on the DENIED application, I noticed that I have the correct Payee Address but on the SETTLED, Payee Address is blank... mind u, this is the same application... need enlightenment... ty in advance

  98. Hi good evening. My status is currently married, but annulment is in process since I am separated from my husband for 13yrs. As per my Atty. we're almost done on the papers hopefully we will get the court order this year. When I filed my MAT 1 with my current employer I used my husband's last name. As per my Atty and OB I can use in the birth certificate of the child as single so the father of my baby which is my current partner can have his last name for the baby since he is very much willing as well. I will be giving birth by September this year. My question is will there be any problem when claiming my benefits or filing the MAT2 when in my baby birth cert I will have my maiden name or single status? Need your inputs please. Thank you so much

  99. Hi Mary Jane Leong, your check will be sent to your address via registered mail. You can ask your local post office (registered mail section) if you have not received your check 3 to 4 weeks after your check date.

  100. Hi The Inseparable, it might be best for you to wait for your annulment declaration paper before you file your MAT2, so you can change your SSS status and name (file E4 form and annulment paper) before filing your MAT2. It's important for SSS that your name and status in their records is the same as your name and status in your child's birth certificate. Anyway, you have up to 10 years to file MAT2. But of course file as soon as you have your annulment paper.

  101. QUESTION from ahvie garcia April 13, 2015
    Hi what will I check in my MAT2 since when i submitted my MAT1, I was still separated from employment. then I decided to pay my contributions so I became a voluntary member. Which will I check? separated or voluntary? thank you.
    Hi ahvie, check Voluntary, because your status with SSS is already Voluntary. Even if already Voluntary, submit separation papers if the gap between your date of separation and date of delivery is less than 6 months.

  102. Hi I just want to ask the details and process on filing for Maternity Benefit, I'm 4months pregnant and currently employed yet planning to resign this May 2015 due to my sensitive pregnancy. I haven't filed MAT1 yet and planned to file after separation at work on May and I wished to continue my contribution at SSS even I am separation at work. what shall I do? Can I still avail of the Maternity Benefit? and How much shall I pay on voluntary quarterly or monthly? then how much will I claim? and what would be the best advice you can give so that there would be no problem regarding with my contributions up to the time of my delivery and after that? thank you.

  103. Hi good day mam.. Im Mylanie ignacio..i just wanna asked kung maaari ko pa po ifile ung mat2 ko para makakuha ng maternity benefits..wala po kasi akong COE and certificate of separation from my last employer pero ung gap date bet. my separation and my delivery is 1year na mahigit.. june 2013 po ung separation ko from my last employer and august 2014 naman po yung delivery date ko.. kailangan ko pa pu ba ung COE??

  104. Hi, Good Day po..I just want to ask if my possibility ba na ma-deny ang Maternity Benefits q??Ganito po kasi un I'm currently employed then nag kaproblem po kasi sa pg huhulog sa SSS ang employer q dahil bgo plng ang company nmin..iniha2bol lng nla ung hulog nung last year Jan-May2014 kc inuna muna nla byran ung june-dec2014 taz hngang sa mtpos na lht saka nla tatapusn ung naiwan so because of that situation hndi aq naka pgfile ng notification.. MAT1..etc. I deliverd my child last Oct2014 taz kumuha pdn aq ng mga requirements pra sa maternity leave sa SSS... then ipinasa q sa employer q ung MAT1 and MAT2 at the same time requirments at BIrth Certificate ng baby q pra maprocess nla kc nagpnta aq sa SSS sabi kya p dw habulin un last april2015 1 year validity dw po un.. Gaano po ba ktgal un bgo maprocess?maihahabol pa nga po kya un Maternity Benefits q?kc sbi nla skn for evaluation pdw po un??how long??bka lumagpas na 1year d wla pa result..?Please help po...
    Thank you!

  105. Anu po ibig sabihin pag ganito nakalagas "Remarks : crl review is on-going"

    Thanks in advance :)

  106. Any po ibig sabihin pag ganito nakalagay "Remarks : crl review is on-going"

  107. After 3weeks I checked the status of my claim it's now settled. Does that mean na approved na siya and idedeliver na lang yung cheque? From 05/05 for review siya 05/07 settled na status. Ang bilis ng processing.. :)

    1. Hi, did you already get your benefits?

  108. Hello. 1 month preggy ako now. Mag 2 years na ako no work. Nag-awol ako sa previous company ko. Last contribution ko pa sa sss is nov2013. Pwede pa ba ko mag ka maternity benefit? Ano need ko gawin.

    1. go to your nearest SSS Branch to know more..pde ka maghulog nian as voluntary..sayang ang benefits na mkukuha mu pg di mu agad naackaso..

  109. Ask ko lang po kung pwede n po ako file ng maternity benefit di po kz ako aware na kailangan po pala mag file ng MAT 1 late ko na din po kz nalaman na pregnant ako then nung 1st check up ko po walang heartbeat ung baby 9 weeks na po dapat. Then nasched. Po ako for D&C nung may 2, 2015 then nag resign po ako ngaun May 27, 2015.. 1year na po ako nag work MAY - SEPT. 2014 then nawalan po ng hulog nung oct-nov. 2014 dahil wala na po ako work then start po ulit ako ng Dec.2014-May 2015 .. pasok na po ako sa maternity benefit nagrequest na din po kz ako sa ospital ng documents na kailangan then sa employer din po ang problema ko din po nag request ako sa last employer ng L501 xerox kaso po sabi skin ng Hr di daw po cla nagbibigay ng ganun. Need po talaga ng L501 ?? Thank you po

  110. Employed po ako March-August 2010 after a month nagbuntis po ako. I gave birth June 2011.Eligible pa po ba ko ng late filing ng Mat2? Ano pong requirements ang need ko isubmit? Currently employed din po ako sa ibang company naman. Salamat po!

  111. Question from Chile Jun 10, 2015
    Can I still file my maternity benefit? I'm not aware that we need to file MAT 1. It was already late when I came to know I was pregnant. On my 1st check up, there was no more heartbeat in my baby, should have been 9 weeks. Then I was scheduled for D&C may 2, 2015, then I resigned May 27, 2015. 1 year I worked MAY - SEPT. 2014. There were no contributions for oct-nov. 2014 as I no longer worked then. Worked again Dec.2014-May 2015. I qualified for maternity benefit. I requested the hospital for the documents needed. I requested L501 from my last employer but was told they don't issue L501. Is L501 really needed? Thank you po
    Hi Chile, you had D&C on May 2, 2015, so your semester of contingency is Jan to June 2015, and you need to have at least 3 contributions within Jan to Dec 2014. So yes, you're qualified. The gap between your D&C date and resignation date is just several days, so you need to submit Cert of Separation and Cert of Non-advancement of maternity benefit. File at the branch nearest your last employer -- usually SSS no longer requires L501 if they have a copy on their file.

    1. Hi Chile, include also a letter explaining why you were not able to file your MAT1 before your delivery.

  112. Question from Vanessa Romero Jun 12, 2015
    I was employed March-August 2010. After a month I became pregnant. I gave birth June 2011. Am I eligible for late filing of Mat2? What are the requirements I need to submit? Currently employed at another company. Salamat po!
    Hi , yes, you're qualified. Yes, you can try to file your claim. Did you file a MAT1 before? If not, include a letter to SSS explaining why you were not able to file MAT1 before your delivery and why you were not able to file your claim in 2011 and why you're filing only now, after about 4 years.

  113. Hi po ms JK ask ko lang po kung ano ang dapat gawin sa status ko ngayon. nung nag file po ako ng Mat 1 d pa po ako married so dazo pa surname ko. i just got married this june 2015 and my expected labor due will be on next month. Ano po ba ang tamang process ? mag uupdate po ba ako ng status ko ngayun ? Or pwede na hindi muna ako mag update ? hindi ba ako mag kaka problema kasi gagamitin ko na po ung surname ng asawa ko sa livebirth ng anak ko. Thank you po.

  114. good evening,

    for clarification, my sss status is married. i already claimed maternity 2 times with my 2 kids. but woth my 3rd kid, he is using my maiden name (due to personal reason). can i still claim for my maternity?he ia now 9 mos old.

    thank yoi

    1. Hi eli, yes, you can claim your maternity benefit. I hope you filed your MAT1 before delivery. Attach a letter of explanation to your MAT1 if not filed on time. Include an Affidavit of Discrepancy in Surname, explaining why your baby's surname is not the same as his father's surname, or why your maiden surname is your baby's surname.

    2. good pm jk,

      thank you so much for the info. can i get a copy of an affidavit of discrepancy in surname from sss?or i should be the one to secure it outside?my d&c was sept 15 and my effectivity of my resignation was also sept 15, do i need to secure L-501?beacuse i tried to request that from my prev employer then they said they will not issue.

      thank you

    3. Hi eli, why d&c? did you mean delivery or CS? Usually, SSS no longer requires L501 if the SSS branch where you are submitting your claim can access the L501 of the company online. If you're near the SSS branch where your company is doing its transactions, then it will help if you file your claim there. But if you're far, just hope that your current branch will no longer require L501.
      About affidavit, I now think that you might not need to submit the affidavit, as the child took your middle name, meaning you really gave birth to this child. Usually, the affidavit of discrepancy is needed when the child has a surname that is different from the mother and father's surnames and middle names. Ask the SSS officer if there will be no problem about your child's surname. If affidavit is needed, SSS does not have this form. You make the affidavit and have it notarized. See the links to samples of affidavits on the left sidebar of this page, and just change the content.

    4. thank you so much jk..this really a great help..god bless and more power.. :)

  115. Hi po..2003 to 2006 ang employer ko pa poh ang naghuhulog noon din 2015 ng jan t0 july continue ko po paghuhulog ko as a voluntary kasi nga po preggy po ako din nakapagpasa po ako ng mat1 march 20 po din due date ko po sept 2015 sa di inaasahang pangyayari po ehhh na emergency cesarian po ako nitong june 8 may makukuha po ba akong maternity? thanks po

  116. hi po.ask ko lang po if pwede ko pang i-claim yung maternity benefit ko sa first child ko kahit nakapag-claim na po ako for my second child.thanks po

  117. Hi! may ka office mate po ako na preggy and nai notify napo sa employer and nai-file nadin po sa SSS, may existing salary loan po sya na di napo nabayaran kasi po nagresign na sya sa dati nya employer kaya and di nadin po nya naasikasong bayaran, may magiging effect po ba ito sa Mat benefit nya, possible pa din po ba na maclaim nya yung mat benefit nya in full? Ano po ang dapat nya gawin and pano po ang process at filing?

  118. Hello...Im 2 mos pregnant now and im employed...but sad to say i was able to resign this comng july 13, 2015 for a valid reason...My question is can i avail my maternity benefit..Actually im still not submitting my mat1 to my employer yet.. what i am going to do..please im confuse..thank you..

  119. QUESTION from ernesto navarro jr. Jun 29, 2015
    Hi po. 2003 to 2006 my employer paid my SSS. 2015 jan to july I continued paying as a voluntary as I was preggy. I filed mat1 march 20. due date is sept 2015. Unexpectedly I had emergency cesarian this june 8. Can I claim my maternity benefit? thanks po
    Hi ernesto, I think I've answered your question in another post, if you did not have 3 or more contributions in the year 2014, sad to say you're not qualified for maternity benefit. Why? Because your semester of contingency is Jan to June 2015, and SSS looks for 3 or more contributions in the 12 months before your semester of contingency. So if you did not have 3 or more contributions within Jan to Dec 2014, you're not eligible. But please don't rely on my answer, ask others too, or ask SSS.

  120. QUESTION about maternity benefit claim for second child Jun 29, 2015
    hi po. Can I claim my maternity benefit for my first child even if I have already claimed for my second child? thanks po
    Yes, you can file your claim for your first child if you were eligible when you had your first child. There could be a problem if you did not file your MAT1 before you gave birth, but you can try filing, and pray it will be approved. When did you give birth to your first child? Did you have 3 or more contributions within the 12 months before your semester of contingency? If yes, you can file your claim. Fill up MAT1 and attach your letter to SSS explaining why you failed to file your MAT1 before delivery.

  121. QUESTION from Claire Boongaling Jul 3, 2015
    Hi! my office mate is preggy and has notified employer and filed with SSS. She has an existing salary loan that's unpaid. She resigned from her previous employer so she was not able to pay. Is there an effect on her Maternity benefit? Can she claim her benefit in full? What should she do and what's the filing process?
    Hi Claire, she has filed her claim correctly. After giving birth, she files her MAT2 through her employer, and wait. The policy of SSS is to deduct the total of her delinquent loan from her maternity benefit. But based on comments on our blog, there are cases when SSS did not deduct the delinquent loan from their maternity benefit, and I don't know the reason -- maybe the loan was overlooked, or maybe there's a rule on how long the loan has been delinquent.

  122. QUESTION about filing maternity benefit claim before resigning Jul 4, 2015
    Hello. I'm 2 mos pregnant now and i'm employed. but sad to say i was able to resign this coming july 13, 2015 for a valid reason. My question is can i avail my maternity benefit. Actually i'm still not submitting my mat1 to my employer yet. what i am going to do. please im confused. thank you.
    You can file your MAT1 as employed. If your employer does not file for you, then file your MAT1 on July 14 as Separated, or any date after you resign, but should be asap. You're qualified for maternity benefit, assuming that you have paid 3 or more contributions within July 2014 to June 2015 (if your due is last quarter of 2015), or within Oct 2014 to June 2015 (if your due is first quarter of 2015)

  123. greetings ! Ask ko lang po if i can use nbi clearance one of my valid id ( documents)?thankyou .or can you please give me list of acceptables ids or documents that i can use in my reimbursement

  124. Hi. I miscarried my 3rd baby, and when I gave birth to my 4th daughter, I stated on MAT-1 that she is my 3rd baby cause I don’t know that my miscarried baby was included on the list. Later did I know that my miscarried baby is included. When I filed MAT-2, I stated there that my daughter is my 4th child. Now when I’m trying to avail my maternity claim I can’t cause the details were mismatched. What should I do? If I’m going to make a letter, what should it state?

  125. Good day. Ask ko lang po ano po ibig sabihin ng for review : CRL is on going.? Unang file ko po kasi last July 6,2015 denied po as of august 6,2015.Nagfile po ulit ako kasi ipasa ko daw po birth certificate registered by LCR. Nagpasa at nagfile po ulit ako last august 13,2015. I check my online for rvw as of august 20, may possible po ba ako ulit madenied?sana po maapprove ung application ko. Pls give me advice.thanks

  126. Hi! When the stat is denied, will they send the documents back to the branch where I submitted them or I need to get new documents to file again? Thank you!

    1. About denied claim September 7, 2015
      Wait for your documents to be sent back to your home address through postal mail. Read the reason for denial. Follow instructions, or correct what is wrong, and then file again.

  127. hi!!!tanung ko lang po if ilang month/months po bago ma claim..maternity reimbersement...date of delivery august 20,2015..

  128. hi...tanung ko lang po f ilang month/months bago ma claim matermity reimbersement...san po pwde mag update..napasa ko na po lahat ng documents na kailangan.. cs po ako..salamat po..

  129. hi po employed person po ako 5 mos. pregnant po. hindi pa po ako nakakapg notify sa SSS po ngayon ko sana balak mag notify kaso po ayaw po pirmahan ng employer ko yung notification form ko po dahil daw po late na daw po. ganun po ba talaga yun. salamat po.

  130. janice Capindian 9/10/15,
    hi po I'm employed person. 5 mos. pregnant po. I have not notified SSS. Now I plan to notify but my employer refused to sign my notification form because it's already late, according to them. Is that true? Thanks po
    ANSWER: Hi Janice, no, you are not late. The rule is in the MAT1 form. Point out to them No. 1 in the lower portion of the MAT1 form. It says "at least sixty (60) days from the date of conception but not later than the date of delivery." This means submit MAT1 to your employer between your 60th day of pregnancy and your delivery date. Must be before delivery. Talk to them in a nice way, but insist that you need their signature and that they need to file your MAT1 with SSS so that you can get your benefit.
    By the way, are you eligible? This is how to see if you're eligible.

  131. Hello ask ko lng po nagcheck po kasi ako ng status ng maternity claim ko online and nakalagay dun SETTLED check date is sept.08,2015 . gano po katagal un bago ideliver sa mailing address ko po? Thanks po

    1. Hi Novelly Vargas, about delivery of maternity benefit check:
      Your check should be delivered to your address within a week to 2 weeks from Sep 8.

  132. Hi. I have a question.. Naguguluhan na kasi ako. Naging employed member ako ng sss from june 2012-march 2013, naghulog ako sa time na yan. After march 2013, d n ko naghulog, amd then nabuntis naman ako ng june 2013, di ako nag file ng kahit ano sa sss nung mga time na yan. And then nanganak ako ng march 2014, di pa din ako nagpunta sa sss. And then kinasal naman ako ng dec 2014, recently lang mga last August 2015, nagpachange surname ako sa sss. Ok na. Magpapa voluntary na sana ako kaya lang naudlot since need na pala mag bayad agad. Kaya bumalik ako last week sa sss para itanong kung qualified pa ko sa maternity benefit, sabi sa information yes daw. Mag fill up daw ako ng mat 1 and mat 2. Kaso naudlot ulit ung pag fill up ko since d ko pala dala ung papeles ko for sss hehehe true ba tlaga na qualified pa din ako? Planning na bumalik sa sss next week to file mat 1 and 2 if qualified pa. Thanks sa advance reply mo.

  133. Hi. Can I still file and claim for my Mat-2 even after a year of giving birth via CS? Kase nagkaron ng confusion sa maternity benefit policies within our company last year so i did not file my papers. I gave birth july 2014 and is still with the same company. thanks in adv.

  134. Hi. I am currently employed but I passed my MAT 1 form directly to the SSS branch not through my employer. Would that be okay?

    thanks! :)

    1. About MAT1 filing: Did your employer sign the form? If yes, it's okay to file it directly with SSS.

  135. Hi, good day! Last april poh naaksidente ako.. fractured yung left arm ko nafile ko poh sickness ko with the same month by june poh back to work na ko. wala pa din yung sickness ko.. I even check in online and in sss branch walang naka file. every week na fofolow up poh ako sa HR namin palaging sinasabi hintayin ko na lang at darating din.. by September poh naka lagay online sa sss ko DENIED tapos eto naka lagay REMARKS: employer's not enrolled in smb payment thru the bank. pinakita ko po sa hr namin yun. ang sabi pa din sakin maghintay. 6 months na poh akong naghihintay wala pa din untill now. my chance poh ba na maclaim ko pa din yung sickness ko? Thanks and Godbless poh

  136. About employer enrollment for sickness and maternity benefit payment thru banks
    Hi, good day! Last april I had an accident. I fractured my left arm. I filed my sickness with the same month. by june I got back to work. My sickness benefit hasn't arrived. I even check in online and in sss branch, there was no file. every week I followed up with HR and was always told to wait. by September I saw on online sss that it was DENIED and the REMARKS were: employer's not enrolled in smb payment thru the bank. I showed it to hr. I was told to wait. I've been waiting for 6 months.Is there still a chance I can claim my sickness benefit? Thanks and God bless poh
    Ask your HR when are they going to file the SMB Payment Thru Bank form or why they're not filing the form with an accredited bank. If your company cannot afford to maintain a bank account, it can file with SSS for exemption from the SMB system. Your benefit will not be paid if your company does not file this SMB form. After you're assured the SMB form has been filed and approved, you can refile your sickness benefit claim. SSS should have sent you already your denied claim, so you can attach it to your new claim filing. If you haven't received it by the time the SMB form has been approved, ask SSS if you can refile your claim without the denied documents.

  137. i'd like to ask po because I gave birth on janury 31 2015 however I got separated from my emplyer last june 2014 and still the status of my sss is still employed .Do i still have to get certificate of separation from my last employer?Becaus eI was about to file my mat 2.and now I'm employed with my current employer

    1. About member status when filing maternity benefit claim: If you paid 1 contribution as Voluntary just after your separation, your status could have changed to Voluntary, and you could have filed your claim as Voluntary. SSS did not know you were separated, so your status was not changed.
      The gap between your separation date and your delivery date is more than 6 months, so there's no need to file separation papers. Sad to say, some SSS officers still require these documents, based on comments here.
      When did you get re-employed? Talk with your current HR about filing through them as your true current member status at this moment is Employed. Your MAT2 member status should match your online member status, otherwise SSS will question the status discrepancy.
      If your current employer denies your request, ask them if you were already reported to SSS as their employee, and ask them what they think about your filing as Voluntary. And think about this suggestion, you have to ask others as I don't know all details, and decide for yourself: If you can still pay your Sep contribution (is the last digit of your SSS no. 9 or 0?), and if you were re-employed the middle of October, pay 1 contribution as Voluntary so your status will be changed to Voluntary, and so you can file ASAP your claim as Voluntary (check first online or with SSS if your status has changed to Voluntary). Again, ask others too.

  138. Hi, I gave birth July 16 2012 and before that, I was already separated 2 or 3 months from the company I used to work for. I had contributions for 3-4 months and when I checked my account online, I am eligible for maternity benefits. I just want to ask, can I still claim it even it was 3 years ago and even if I was not able to file MAT1? Because I was not aware by then that I could still have maternity benefits even I already separated from my Employer.

    1. About filing maternity benefit claim 3 years after delivery date: Yes, you can still file your claim. The time limit for filing is 10 years, although SSS will ask your reason for not filing early. MAT1 filing before delivery is a requirement -- based on comments here, some are approved, some are not, and I don't know the basis. You can try filing.
      Since the gap between your delivery date and separate date is less than 6 months, SSS might require you to submit a certification from your previous employer that they did not advance you any maternity benefit.
      Because you gave birth in July 2012, to be eligible, you should have at least 3 contributions within April 2011 to Mar 2012

    2. I meant "separation date"

  139. hi good day im april ocampo nagfile na po aq ng maternity q last march 2015 nanganak po q july 19 2015. ngaun po oct 29 2015 q palang ipapasa ang requirements para sa mat2. valid p po kya ang requirements q?salamat po

  140. Good afternoon po miss KD. . gusto qu lang po sanang itanong. . kc po wayback 2011 I was 18 years old that tym. . and nag awol po aqu sa company na pnagwo2rkan qu since nadiagnose po na may cancer ung mom qu aqu ung nag alaga po kc sa kanya. and 1 month na po aqung awol from our company nung malaman qu na buntis po aqu kya hndi po nanotify ung sss. and I wasn't aware of sss maternity benefit po nuon. ngaung nafafile lang po aqu ng claim for my 2nd child na kapa2nganak qu lang po nung september tsaka lang po aqu nacurious sa maternity benefit. ang question qu po ma'am. pwede qu pa po bang iclaim ung sa 1st child qu nuon kahit na 2 years na ang nkalipas tsaka hndi nanotify ang sss. . and if incase po ba since AWOL po aqu sa company na un. . looking for forward fro your answer. . thank you very much po. .

  141. and if incase po ba na pwede qu pa iclaim uhn pwede parin po ba kahit na halos sabay dun sa 2nd child qu. . thank you very much po and God bless . .

    1. Hi Nicole, I'd like to give an accurate reply, so please tell me first when did you give birth to your first child? When did you go awol? What months were your posted SSS contributions in 2011 and 2010?

  142. About wrong date of miscarriage on MAT2 form 10/22/15
    Hi, will my claim be denied if I what I wrote as date of miscarriage in my sss mat 2 was wrong? Instead of 08-30-2015, 09-30-2015 was what I wrote? if so what will I do to correct it? Thanks.
    If your other documents have your miscarriage date as 08-30-2015, and if the SSS officer who will evaluate your documents is efficient, yes, your claim will be denied. Are your documents still with your branch? Go asap to your branch and ask if your documents are still with them, and ask if you can claim them because you realized you made a mistake in the MAT2 form.
    If your documents are no longer with them, just wait for the result. If rejected, wait for your documents to be returned to you through the postal mail. Correct your mistake, and re-file your claim.

  143. April Ocampo, about delayed filing of maternity benefit 10/28/15
    hi good day i'm april ocampo. I filed my maternity MAT1 last march 2015. I gave birth july 19 2015. It's only now oct 29 2015 that I'm passing my requirements for mat2. are my requirements still valid? thanks po
    Hi April, yes, you can still file. You're not late; you're just delayed. Yes, your requirements like birth certificate are still valid.

  144. Hi Mam/Sir i have a question po panu po yung requirements ko ok na sa maternity ang problema na lng po ung signiture ng company ko po ayaw po nlang pumirma sbi lng po nla skin ipresent ko lng daw ung payroll ko at naka attouch dun ung coe ko po un daw ipakita kong pirma po na ayaw po tanggapin ng sss .. paanu po kaya un?

  145. I wasn't able to file my maternity when I gave birth po. My daughter is turning two this November. A friend of mine told me that I can still file for it daw po. Is it possible po ba? If possible, what will be the process of filing for it po. Thanks!

  146. hello po.. pwede po ba ang mother ko magprocess ng mat 2 ko kasi nandito ako sa abroad.. ok lang po ba authorization letter ko or need a SPA?
    thank you..

  147. Hi Ma'am,

    tanong ko lang po I am now currently employed pero by this december po balak ko na po mag resign sa employer ko , gusto ko po sana mag file ng mat1 once nakapgresign nako sa employer ko expected delivery ko po kasi is APril 2016 ,ok lang po ba na by january 2016 na ko magfile ng mat1 valid pa po ba ? pls. answer .thank u

  148. Hi po,

    Ask ko lang po paano gagawin q. Kakaresign q lng po sa employer q ngayon Nov 2015, I am 5 months pregnant po EDD is April 4, 2015. Hindi q po napasa MAT 1 q sa old employer q. Ngayon po may bagong na aqng employer, sa new employer q na po ba ipapasa ang MAT -1? Until wen po ba pwede mag pasa ng MAT -1? Kc I heard na pag 8 months na po ang pregnancy eh hnd na tinatanggap ni SSS. Dec pa po makakhulog ang New employer q ng SSS contribution ko. at 6 months preggy na aq nun.