Monday, January 14, 2013

How Much Is My SSS Maternity Benefit?


The amount of your SSS maternity benefit depends on your 6 highest monthly contributions within the 12-month period immediately before your Semester of Contingency.

Question:

I am giving birth in March 2013. Here are my posted contributions. Would you please compute my SSS maternity benefit. Thanks.

2012:
Feb   - 468
Mar  - 1092
Apr  - 1196
May - 1040
June - 520
July  - 260

Answer: 

You're giving birth in March 2013, so your Semester of Contingency is Oct 2012 to March 2013, and the 12-month period that SSS will consider for computation is Oct 2011 to Sep 2012. These are the 12 months immediately before your Semester of Contingency.
Have you paid at least 3 monthly contributions within the 12 months mentioned? Yes, you have paid 3 at least contributions. That means you are eligible for the SSS maternity benefit.

How much is your maternity benefit? Within those 12 months, SSS will look for your 6 highest monthly contributions, so it can find your 6 highest monthly salary credits. You only have 6 contributions, so SSS will just choose those contributions so it can get your 6 SSS monthly salary credits:

Feb  - 468    -  salary credit is 4500
Mar  - 1092 -  salary credit is 10500
Apr  - 1196  -  salary credit is 11500
May - 1040  -  salary credit is 10000
June - 520    -  salary credit is 5000
July  - 260    -  salary credit is 2500

If for example you have 7 to 12 monthly contributions within that 12-month period, SSS will find your 6 highest monthly salary credits. If you have only 3, or 4 o 5 contributions, SSS will just pick those 3, or 4, or 5 contributions to get your highest salary credits

In your case, you have exactly 6 contributions, so SSS will just choose those 6 as your highest.

Add the 6 highest monthly salary credits: 4500 + 10500 + 11500 + 10000 + 5000 + 2500 = 44000 pesos

Divide by 180 days. Why 180 days?  6 months x 30 days:  44000 / 180 = 244.44 pesos

Your average daily rate is 244.44 pesos.

If normal delivery, maternity leave is 60 days, so 244.44 x 60 = 14,666.67 pesos
Your maternity benefit is 14,666.67 pesos.

If Cesarean Section or CS, maternity leave is 78 days, so 244.44 x 78 =  19,066.32
Your maternity benefit is 19,066.32 pesos.

If you're employed, your benefit will be advanced to you in cash, check or payroll account deposit by your employer, either in full, or in partial amounts before and after your delivery.
If you're voluntary, OFW or self-employed, your benefit check will be delivered to you in the form of a check via a registered mail, delivered by your postman to the address you wrote in your maternity claim.

Warning:  Please check my computation; there might be an error. What's important is I have shown how the SSS maternity benefit is computed based on the rules released by the SSS on its website.

How much is the lowest maternity benefit amount?
2,000 pesos for normal delivery
2,600 pesos for CS

How much is the highest maternity benefit amount? 
The maximum monthly contribution increased to 16,000 pesos in January 2014: 
32,000 pesos for normal delivery
41,600 pesos for CS

Other Comments from Readers: SSS Maternity Benefit Amount

249 comments:

«Oldest   ‹Older   1 – 200 of 249   Newer›   Newest»
clarisse benabese said...

i need help po..im giving birth on nov 2013,
this is my monthly premium
2011
DEC.-1196
2012
jan-1508
feb-1404
mar-1508
apr-1560
may-1456
jun-1560
jul-1560
aug-1560
sep -364
oct-1248
nov -1560
dec-1560

2013

jan-1560
feb-1560
mar-1508

i really cant compute it myself..sorry po but i hope u can help me too..thanks for your help

clarisse benabese said...

correction po pala my expctd due is on oct. 29 2013

White Swan said...

Hmm let me try. Maternity Benefit computation for Clarisse Benabese:
Expected due date oct. 29 2013 belongs to the 4th quarter (Oct, Nov, Dec).
Exclude semester of contingency: July 2013 to Dec. 2013.
So 1 year before that is: July 2012 to June 2013.
Next step is to identify the 6 highest monthly contribution from July 2012 to June 2013.

2012:
jul-1560=H
aug-1560=H
sep -364
oct-1248
nov -1560=H
dec-1560=H

2013:
jan-1560=H
feb-1560=H
mar-1508

Answer: You can get the maximum Maternity Benefit of 30,000 for Normal Delivery. 39,000 for CS.
This is my computation. I could also be wrong. :)

aries said...

Good day! Magtatanong po sana ako if how can avail maternity benefit. Ofw po ako noon and I aws shocked when I check my contribution and thres nothing paid. Im 1 month oregnant now and I want to pay my sss contribution. Ano po ba ang dapat kung gawin to avail it. Thanx po..

Kaydee said...

Wow! Kudos to White Swan!
Yes, your computation is perfect! and you had explanations too! Thank you very much for sharing! You're a beautiful swan!

Kaydee said...

Hi aries, were you locally employed before? And did your employer register and paid for you? Because if not, and you have zero contributions, you need to register as self-employed using RS1 form and presenting your IDs and proof of source of income. Then when approved, pay for April to June and then later, July to Aug. It's important that you get approved/registered (RS1 form stamped by SSS) before you pay. If all these are done, you can qualify.

aries said...

Hi kaydee... thanx for ur reply.,,yes .. im ofw bfor.. yes I have zero contibution too. And I now housewife na po.,, ano p ba aplaysn k? Voluntwry ba? Thanx

Kaydee said...

Hi aries, self-employed dapat ang aplayan mo kasi you were not able to pay your contributions when you were an OFW. Ang Voluntary ay yon lang dating active Employed member or OFW. Puedeng non-working wife ang aplayan mo kung SSS member ang husband mo.

aries said...

Thank u so much kaydee... big help for me.God Bless!

Leianne Guevara said...

Hi, I'm an OFW and I want to apply for maternity benefits. But I have not pay any contributions yet. But I had contributions before s phils. If ever I will pay my contributions this year would I be eligible? Im giving birth sept 2013.

Angel said...

Hello !

I am so confused if I can avail the maternity benefit

Please help .

I worked in FREEMONT FOODS CORP with 6 monthly contributions on April 2009–September 2009

then continued by JOLY-CYBERGATE CORPORATION with 2 monthly contributions June 2011–July 2011

and then in FAR EAST NOBLE HOUSE INC (Gaisano)4 monthly contributions June 2012–September 2012

and Present I had 5 monthly contributions November 2012–MAy 2013

Ngayon, Nanganak ako sa 1st child ko noong Feb.14,2011 so bali dinala ko siya ng 9months start ng may 2010 - feb.2011 at yong pangalawa ko din ay feb.14,2012.So, pareho lang.

Hindi ko kasi maintindihan kong paano titingnan kung pwede ba ako maka benefit sa maternity.Talagang naguguluhan ako.

Please naman oh , help me with this.

Thank you,

Dianne Gomas said...

Hi,

I'm due to give birth this Sept 20, 2013 and I would like to know if I am eligible to get my maternity benefit.
I was employed from sept 2012 until my resignation date of Mar 22, 2013. I then changed my status from employed to voluntary member and paid contributions from April to Sept 2013 only to find out now that my previous employer did not post any contributions for Mar 2013 since I was on leave w/o pay (this was around the time i had pregnancy-spotting related concerns and was on bedrest). Now im worried if this would affect my eligibility to get maternity benefits since there were no contributions for March 2013.

Please help!
Dianne

Kaydee said...

Hi Dianne, yes, you're eligible. File your MAT1 asap.
Semester of delivery -- Apr to Sep 2013
Prior 12-year period na dapat meron kang 3 at 6 contributions -- Apr 2012 to Mar 2013. Meron kang 3 at 6 (Sep to Feb), so you're qualified.

Kaydee said...

Hi Glenn, your semester of delivery is July to Dec 2013. Your prior 12-month period is July 2012 to June 2013. Your 6 highest salary credits within this 12-month period are in Jan to June 2013.
Salary credit for 1,092 is 10,500
10,500 x 6 months = 63,000
63,000 / 180 days = 350
350 x 60 days for normal delivery = 21,000
350 x 78 days for CS = 27,300
Your maternity benefit = 21k if normal, or 27,300 if CS
Please check my computation...

Kaydee said...

Hi Mitch, I've answered your July 8 question -- please see above.

Kaydee said...

Hi kath, if SM keeps their employee records, baka andon pa yong MAT1 mo. I hope the SM HR people will be kind enough to find the document for you. Kung wala, I'm not sure if effective yong gumawa ng Affidavit of Submitting MAT1 to your former employer SM and that when you left the company, you were not able to get MAT1 from them.

Kaydee said...

Hi Mary, i-follow-up mo na lang nicely sa HR nio kung napa-stamp na ang MAT1 mo. Usually kasi merong sked for HR to go to the SSS, specially if they don't have a messenger. What's important is they submit it BEFORE your delivery.
Jan 2014 ang due mo, so Oct 2013 to Mar 2014 ang semester of delivery mo, and Oct 2012 to Sep 2013 ang titingnan ng SSS kung meron kang 3 contributions at dito rin titingnan yong 6 highest salary credits mo for benefit computation -- see my response to Fats.

nayana said...

Thanks Kaydee. :) such a big help!

Chris Maniego said...

Hi, Im expected to give birth on Nov 2013. I was a covered employee tapos naging voluntary member since I resigned from work. I have been a member since 2009 and from what I last saw, ang monthly contribution is 1,560 (til february 2013). I am now planning na ituloy yung contribution but will pay the minimum amount only. How much will be my maternity benefit? Thank you.

Kaydee said...

Hi Chris, the 12-month period SSS will consider for your benefit is July 2012 to June 2013. You said you contributed the maximum, then your 6 highest salary credits are all maximum (15k). Your maternity benefit then is the maximum benefit which is 30k for normal delivery, and 39k if CS.

Kaydee said...

Hi Angel, kung 160 ang deduction mo for SSS (166.70 ang exact amount), at ang employer share ay 353.30, then your salary credit is 5k.
5k x 3 months = 15k
15k / 180 days = 83.33
Benefit:
83.33 x 60 days for normal delivery = 5k
83.33 x 78 days for CS = 6,500

By the way, it's maternity benefit; it's not a loan.

Kaydee said...

Hi Bong, you can file MAT2 near where you live or work. You can check your online SSS account (click Online Inquiry, and then Maternity Notification) if they have a record of your maternity notification. Print the page, and ask the SSS officer if you can use it as MAT1, since you can no longer ask SM about your MAT1.

sweetTOOTHforAYNAT said...

Hi there. My due is Feb 2014. The last time I paid my sss as voluntary member was when I was pregnant with my son more than 2 years ago for me to avail the maternity benefit. Can I still pay for April to September, as that will be my 12 month period? Will they still allow me to avail the benefit even if its too obvious that I contributed only for me to avail and make a claim? Should I pay up to September or august only? Thanks. Please help

Kaydee said...

Hi sweetTOOTHforAYNAT, surely you can pay for July to September. For April to June, it depends on the last digit of your SSS no. See payment deadlines. Pay up to Sep so you'll have 6 contributions for benefit computation.

Kaydee said...

Hi Jenn, yes, your maternity benefit is 10k if normal delivery, and 13k if CS. Hindi maka-count ang Apr to June because it's part of your semester of delivery.

Kaydee said...

Hi Trixia, your sem of delivery is Apr to Sep.
Your 6 highest are
July 988 = 9500
Sep 1144 = 11k
Nov 1560 = 15k
Dec 1040 = 10k
Jan 988 = 9500
Feb 1040 = 10k
Total salary credits = 65000
65000 / 180 days = 361.11

If normal delivery, benefit is 361.11 x 60 = 21,667 pesos

If CS, 361.11 x 78 = 28,167 pesos

About posting: If employed, usually posting of contributions takes time.

Please check my computation, hindi ko na na-check uli.

marj jeru said...

GOOD DAY!
I WOULD LIKE TO ASK IF I AM ELIGIBLE TO AVAIL A MATERNITY BENEFITS AND HOW MUCH?!
ACTUALLY, I ALREADY HAVE A 3 YRS. CONTRIBUTION WHEN I AM EMPLOYED(feb. 2008- mar. - 2011)..
my expected due is oct. 2013..but my payment stopped because I became self voluntary contribution.So far this year I have just been paid (jan.- mar. 2013)..do i entitle to the benefits even if it's just my contribution or i need to pay the following month up to my expected due date?? pls. help me to answer my questions...tnx

sweetTOOTHforAYNAT said...

Ms.kaydee, thanks for answering my question. My deadline of payment for apr-jun will be on the 31st of July. I have another concern, I am getting married this august 2013. I don't have my own philhealth, that is why I need to be my Hubby's dependent. How will I be filing my mat-1, using my maiden name? Won't it give me complications as when I submit the hospital documents needed for sss, I will be using my married name with the documents. What do you think is the best thing to do? I have read that sss needs marriage certificate from nso for status update. And M.Certificate is only available at nso after 3 months.

Kaydee said...

Hi Marj, you're eligible, but only Jan to Mar will be counted for your benefit. File your MAT1 asap. Try to pay Apr to June so you can accumulate 6 months for benefit computation.

Kaydee said...

Hi jhoi, the best thing to do is to visit SSS and verify your SSS no. and contributions. Bring your valid IDs and your NSO (orig and xerox). Depende kung kelan ang due mo, baka puede mo pang bayaran ang Apr to June to qualify for maternity benefit. But verify first your membership

Kaydee said...

Hi sweetTOOTHforAYNAT, your due is Feb 2014 so I think you will have time to change your civil status in SSS and Philhealth. As soon as you have your marriage cert, you change your SSS status (this takes about a month, based on comments online). For ID, you have the option to apply for a new ID under your married name or you can still use your maiden-name ID with marriage cert. Yong new ID, siguradong matagal i-issue yon, but you can use your SSS acknowledgment stub as ID together with 2 valid photo IDs. Ikaw na lang ang mag-choose which is better for your case. Yong sa marriage cert, puedeng kausapin ang magkakasal sa inyo na paki-file agad ang cert sa local registrar para ma-process and ma-forward sa NSO in less time.

sweetTOOTHforAYNAT said...

Thanks again Kaydee! You're of big help! :) God bless.

Kaydee said...

Hi Kheizy, surely you can pay for July to Sep, and these 3 months will qualify you for the maternity benefit. You're already late for Apr to June kasi 10th ang deadline mo; pero if you like, you can try paying at the SSS cashier for Apr to Sep if they accept. Then check later on sa online SSS mo if these were posted for Apr to Sep.

raine03 said...

hello ms kaydee!
please help me po in my case. im pregnant and my due is on november 2013. i stopped working po last june 2012. and my last contribution is 1508 (may 2012). my when i learned that im pregnant i started to continue my contribution as self employed. i started it last april 2013 at 416.00. can i avail maternity benifits and how much will i get?
thank u po.

Kaydee said...

Hi raine03, the next time you pay, you should check Voluntary because you were formerly Employed. But okay lang yong mga previous mong Self-employed contributions. Your 12-month period for evaluation is July 2012 to June 2013, so what will be counted are Apr 2013 to June 2013.
salary credit for 416 is 4k
4k x 3 months = 12,000
12,000 / 180 days = 66.67
Maternity benefit:
66.67 x 60 = 4k if normal delivery
66.67 x 78 = 5200 if CS
Please click also your maternity eligibility in your online SSS account kung tama ang estimate ko

Liezl Aiza Beringuela said...

Thanks Kaydee for the info., atleast now its clear na po sakin ang dapat gawin... Thanks again to have a blog like this... its a BIG help and convenient to us. God Bless!

Dawn Tan said...

i need help po. my due date is on Oct. 3. my monthly premium is

233.33 from january 2013 - june 2013

Thanks,

Kaydee said...

Hi Dawn, your salary credit is 7k
7k x 6 = 42k
42k / 180 days = 233.33
Your maternity benefit:
233.33 x 60 days = 14 if normal delivery
233.33 x 78 days = 18,200 if CS
Have you filed your MAT1?

Kaydee said...

Hi Liezl, thanks and God bless din

Kaydee said...

Hi lailani, kunin mo yong 6 highest salary credits mo last 2012. Hindi na kasali ang 2013 kasi semester of contingency mo is Jan to June 2013. Kung puro 216.70, magiging 6,500 x6 = 39k.
39k / 180 days = 216.67
Benefit:
216.67 x 60 days = 13k if normal delivery
216.67 x 78 = 16,900 if CS

Dawn Tan said...

I need ur answer Kaydee -_- thanks

Kaydee said...

Hi Dawn, basta ma-file mo ang MAT1 mo through your employer BEFORE delivery, eligible ka. Kelan ka ba due? At ano ang mga previous months mo nang nabayaran? Or puede mong tingnan ito: Maternity Benefit Eligibility

Kaydee said...

HI Liezl, if resigned/unemployed ka na at the time of delivery, mag-file ka na as Separated (kung hindi ka pa naghulog ng contribution as Voluntary; File as Voluntary kung may na-post nang Voluntary contribution). Ask for Certification of Separation with date of separation and statement that employer did not give you any maternity benefit plus L501 signature card. Enroll in My.SSS so you can see your status; dapat matched ang status mo online at status mo sa MAT2 papers.

Kaydee said...

Hi Arianne, yes, you can file your claim. Include a letter addressed to SSS explaining why you were not able to file your MAT1. Include pregnancy test or ultrasound before D&C, D&C report or operative report, medical certificate. If your branch does not accept your claim because you have no stamped MAT1, file at the Diliman branch.
Hope you can comment later on if you got your claim

Alex Nufable said...

"Hi Kheizy, surely you can pay for July to Sep, and these 3 months will qualify you for the maternity benefit. You're already late for Apr to June kasi 10th ang deadline mo; pero if you like, you can try paying at the SSS cashier for Apr to Sep if they accept. Then check later on sa online SSS mo if these were posted for Apr to Sep.

July 22, 2013 at 1:37 AM"


Thanks Kaydee for answering my query. Isa pa po pala. How much po kaya will I get if hulugan ko ung July to Sept ng maximum contribution?

Kaydee said...

Hi Kheizy, how much were your last contributions in 2009? Were they around 1560? If much much lower, declare your income in the RS5 form when you pay 1560 each for July to
Sep. Ask others too about paying maximum if your 2009 contributions were much much lower.
Computation:
15k x 3 = 45k
45k / 180 days = 250
Your benefit:
normal delivery: 250 x 60 = 15k
CS: 250 x 78 = 19,500

mel anie said...

EDD nov. 5. i have my contribution may-oct last year then jan-feb this year for employed. last april i switch to voluntary as i no longer have work. these are my higher msc:
june 2012 -- 15k
july 2012 -- 14k
aug. 2012 -- 14,500
sept. 2012 -- 14k
oct. 2012 -- 14, 500
feb. 2013 --15k

how much po kaya ang mat.ben ko? is there any deduction if you have missing contribution within the 12 month period that they computing?
help pls... thanks a lot

Kaydee said...

Hi melanie, your 12-month period for evaluation is July 2012 to June 2013.
14k + 14.5k + 14k + 14.5 + 15k + your Jan salary credit = Total salary credit
You divide the total salary credit by 180. Yong result nito ay you multiply by 60 days (for normal delivery), yan ang benefit mo.

Kaydee said...

Hi Liezl, thanks for appreciating my blog. Yes, your husband can avail of 7 days paid leave, usually after delivery. But he should file for paternity leave in advance (he should ask his company when to file). Yes, he should change his status -- the paternity leave law says that this leave should be spent in support for his legal wife. God bless din

Siren2013 said...

Hi Kaydee, ask ko lang po kung may makukuha akong maternity benefit/allowance in my situation. I gave birth June 2012 I got my allowance with no problem kasi I was working during that time. I never expected that I'd be pregnant right away. I left work July of last year I went back however I decided to stop because of my pregnancy. I don't know if may makukuha nga ako. I gave birth last July. My contribution is magulo and broken but then on my online profile meron namang nakafile dahil nagfile ako. May I request for a computation if meron mang dapat i compute. And may I know what the process is in claiming it. I have the mat 1 stamped and mat 2 unstamped. Here are the months with contribution:

Dec 2012 - 1560
May 2012 - 1560
April 2012 - 1560

I have no contributions between June-November of 2012.

I know Jan- March contributions are no longer included but here they are anyways:

March 2012 - 1560
Feb 2012 - 1560
Jan 2012 - 1560

Thanks a lot for any enlightenment that you may share.

Kaydee said...

Hi Siren2013, your delivery was in July 2013, so your sem of contingency was Apr to Sep. Your prior 12-month period was Apr 2012 to Mar 2013. Within that period, you should have paid at least 3 months. Meron ka, so you're qualified.
6 highest salary credits: (3 lang ang meron ka)
Dec 2012 - 1560 - 15k
May 2012 - 1560 - 15k
Apr 2012 - 1560 - 15k

15k + 15k + 15k = 45k
45k / 180 = 250
250 x 60 (your benefit for Normal delivery) = 15k
SSS maternity benefit claim filing

Kaydee said...

Siren2013, please check my computation

jolz lau said...

hi po..im giving birth this nov. 2013 po this is my monthly premium

2012
dec-1,248.00

2013
jan-1,196.00
feb-988.00
march-1,040.00
april-1,196.00
may-1,196.00
june-1,144.00

pakicompute naman po ..until now po pumapasok prin po ako sa trabaho..maraming slamat po

Kaydee said...

Hi jolz,
6 highest salary credits from Jul 2012 to jun2013:
dec 12k
jan 11.5k
mar 10k
apr 11.5k
may 11.5k
jun 11k
total = 67,500
67,500 / 180 days = 375
Benefit for normal:
375 x 60 days = 22,500
Benefit for CS:
375 x 78 days = 29,250
Please check my computation, thanks

Judycyl Kamping said...

Good afternoon po..
i already applied my maternity notification.. i checked na ive been paying my contribution for 46 months..pero this april 15 i resigned na po in our company.. the problem is.. since april upto now di pa ko nkkpag bayad..makakuha pa po ba ko ng benefit? Jan 2014 delivery date ko..Bayad center po is not accepting late payments.. also i dont know how to get ung monthly premium for computation.. ty so much po...

amber1418 said...

Hi i'm amber. i learned that i was 4 weeks pregnant last aug 14, 2013. the doctor advised me to have a bed rest. threatened abortion daw kasi. i filed my notification to my employer last aug 16, 2013. they were able to file it last aug 23 due to habagat. the problem is i had a miscarriage last aug 16 evening. can i use my maternity benefit? what are the requirements that i need to pass? di ako na-confine due to that. i just had bleeding. thanks

Kaydee said...


Hi Judycyl, parang nasagot ko na ito... sa ibang post?
Anyway, your 12-month period in which they will check kung meron kang 3 contributions at 6 highest contributions ay Oct 2012 to Sep2013. So eligible ka for maternity claim. If you like to contribute for July to Sep, puede pa.
Check your 6 highest salary credits within the 12-month period.
sss maternity benefit eligibility

Kaydee said...

Hi amber1418, kahit hindi ka na-confine pero nag-leave ka, I think you can claim your maternity benefit. Get a medical certificate from your OB that she advised you to have a bed rest due to threatened abortion and that you miscarried on Aug 16, 2013. Submit your MAT1 even if it was submitted late. Ask the SSS officer if you need to submit a letter or affidavit that you filed your MAT1 with your employer on Aug 16. For the other documents: check here: SSS maternity benefit claim documents

Trina Magud said...

hi. 6 weeks pregnant ako nun nalaman ko na buntis ako. kaso ectopic pregnancy. need na cya tanggalin sakin kasi health ko naman ang magkakaproblem. kaso dahil 6 weeks pregnant pa lang ako hindi ako nakapag file sa employer ko. nalaman ko lang na buntis ako nun ooprehan na ako. makaka claim ba ako ng maternity benefit? salamat

Eicah Magz said...

Hi kaydee im pregnant my due date is march 2014 last contribution ko is 2008 i contributed this august 2013 lng. 1mnth lng..how can avail maternity benefits ???hope u answer godbless

Eicah Magz said...

i pay as voluntary what months should i pay?nalilito kc ako..

Erika Leyritana said...

hi.. my due date is November or December this year,,, can I still avail the benefits? nag update lang ako ng hulog last may2013 till' now.. im currently employed..

Kaydee said...

Hi Trina, hindi ako sure pero kung ma-submit mo ang mga docs na kelangan nila, at nakapag-leave ka, or nag-absent ka for some days, I think maka-avail ka. Kelangan lang merong document to prove that you were pregnant. Write a letter explaining why you were not able to submit MAT1. Documents to claim maternity benefit

Kaydee said...

Hi Eicah, pay also July and September so you can accumulate 3 monthly payments. Enroll in My.SSS. If you see that your payments were posted for July Aug Sep 2013, then you can avail, although half lang ang benefit mo, kasi dapat 6 contributions ang ma-compute. SSS Maternity Benefit

Kaydee said...

Hi Erika, kulang ka yata ng 1 month. Tingnan mo ito SSS Maternity Benefit Eligibility

Kaydee said...

Hi mel anie, yes, kung yong mga salary credits na kinompute mo ay pareho sa SSS records, then pareho din ang cocomputin ng SSS. Check your 6 highest salary credits within July 2012 to June 2013.
I hope wala kang delinquent loan, kasi ibabawas nila ang delinquent loan balance sa maternity benefit.

mel anie said...

first loan ko po yong last july...

Kaydee said...

Hi mel anie, you're right. You start paying one year after graduation

mel anie said...

thanks po.. God bless u and your family

Jun Ponciano said...

hi,
i was diagnosed of unruptured ectopic pregnancy and i was treated only medically (methotrexate therapy) as out patient since it was early detected, i was on leave only for 3 weeks, is my case fall under the category of maternity? and what would be the requirements needed to be submitted s SSS.
thank you.

Kaydee said...

Hi Jun, I think you can try claiming kasi nag-leave ka naman, at meron kang diagnosis na ectopic pregnancy. Basta makapag-submit ka ng proof of pregnancy, like ultrasound report or certification of pregnancy, at explanation why you were not able to file your MAT1, and all the other documents required like doctor's diagnosis and description of your treatment and medical certificate. SSS maternity benefit claim documents Ask others too para sure at mas complete, baka lang I missed some things

Kaydee said...

Hi mel anie, thank you too and God bless you and your family too

Mary Joy Serrano said...

Hi ms. Kadie, tanong ko lng po.. Ngrequest po aq ng certificate of separation at certificate of non advance payment of maternity benefit with l501 s previous enployer ko pero sbi po skn d daw cla ngiissue ng l501. Pnu po un eh d b po need un s pgfile ng mat2.. Anu po kaya ang pwede kong gawin? Need ur reply asap.. Tnx po!

Mary Joy Serrano said...

Tnx ms. Kaydee! gnun n nga ang ggwin q.. Thanks ult.. Really a big help to me.. :)

Kaydee said...

Hi Ernesto, punta kayo sa SSS and verify if her contributions were remitted to SSS. Kung merong at least 3 contributions within Oct 2012 to Sep 2013, qualified siya for maternity. She can enroll in My.SSS so she can track her records. Kung walang na-remit, at hindi siya na-register at hindi nio na mahabol ang agency, she needs to register as self-employed using RS1 form (show proof of source of income), and then pay July to Sep so she can avail of half of her benefit.

Ernesto Bautista said...

Salamat po miss kaydee..God bless po

Kaydee said...

Hi Ernesto, God bless din.
SSS maternity eligibility

Sheen Mae Patalinghug said...

Hi! I badly need your help...hope you can help me.
I started my sss contribution last march 2013 and every month i contribute 183.2 cause i only work as part time. I would like to ask if i can still avail the sss maternity benefit and if ever i can...more or less how much? By the way my expected delivery is on march 2014. Thanks!

Dae said...

I need help po, my expected due po is April 2014, unfortunately, I had d &c this September 2013. Gusto ko po malaman if may makukuha ako sss benefit. Currently employed po ako since July 3, 2013. And eto po ang ibang contributions ko:
FROM OCT 2012- JUNE 2013= NONE
2012 VOLUNTARY
JAN-1560
FEB-1560
MAR-1560
APRIL-1560
MAY-1560
JUNE-1560
JULY-1560
AUG- 1560
SEPT-1560

2011 VOLUNTARY

JAN-988
FEB-988
MARCH-988
APRIL-JUNE-NONE
JULY-988
AUG-988
SEPT-988
OCT-988
NOV-988
DEC-988

2010 EMPLOYED
JAN-APRIL-1560
MAY-SEPT-NONE
OCT-DEC-988 (VOLUNTARY)

NAG AALALA LANG PO AKO BAKA WALA AKO MAKUHA KASI WALA AKO CONTRIBUTIONS FROM OCT 2012-JUNE 2013.
THANKS IN ADVANCE FOR YOUR REPLY

Kaydee said...

Hi Ernesto, when is your wife giving birth? March 2014? Yes, your wife is eligible for maternity benefit. Pay July to Sep 204 so she can avail of the full benefit, so SSS can compute 6 months of contributions.
By the way, wala namang 500 na monthly contribution; baka 520?
For July to Sep, pay 624 each month (1872) so she can get a higher benefit. You can contribute a higher amount, but you need to declare a higher income in the RS5 form (and be ready with income proof if SSS asks for it later on).

Kaydee said...

Hi Ernesto, about proof of income, kelangan lang yon kapag hindi siya naregister ng agency. Dahil meron naman kayong nakitang contributions from agency, ibig sabihin naregister siya ng agency, so you no longer need proof of income. Check Voluntary in the RS5 form when you pay for July to Sep. Sori, you can no longer pay for April to June, part the deadline na. After paying, enroll in Online SSS so you can check her records. Check if she has a Date of Coverage; dapat meron ito.
Kumuha na rin kayo from the agency ng cert of separation with date of separation and statement that the company did not advance any maternity benefit to your wife. Plus 2 copies of Ganito: SSS L501 signature specimen card form
This is How to Enroll in online SSS

Kaydee said...

Hi dae, your semester of contingency is Apr2013 to Sep2013. The 12-month period na titingnan kung meron kang 3 at 6 contributions ay Apr2012 to Mar2013. Meron ka, so you're eligible. Were you able to file your MAT1 before the D&C? If yes, I hope nag-leave ka kasi payment ng maternity leave yong benefit if currently Employed. On the MAT2 form, the start of maternity leave is written. If not on leave, talk to your HR about what to do. Ask also your HR if you're on leave and you did not file your MAT1 before your D&C.

Kaydee said...

Hi Sheen, are you contributing as Employed? So your employer-employee monthly contribution is 572 and your monthly salary credit is 5500? If your July to Sep contribution is also 572, your maternity benefit will be 11k (normal delivery). Enroll in online SSS so you can check your maternity eligibility and track your maternity benefit.

Dae said...

Hi kaydee thanks for your reply. Appreciate your quick response. Currently I'm on leave. D&C happened just last sept 13,2013. I have not filed my MAT1 yet Hindi muna ko nag report to work to have some rest and to recuperate. I hope my chance pa na mawork out benefits ko even I have not filed the mat 1 and mat 2 yet. By the way anu nga pala ilalagay ko sa mat 1 sa may part ng my expected date of delivery? Two weeks before the d/c kasi I already knew that this was coming since we found out that it was a blighted ovum pregnancy. It was supposed to be April 2014.

Carla said...

Hi, My Due date is on Nov 2013. I became a member of SSS since June 2012, but my previous employer was not able to remit my contribution. I was employed by another company this January 2013, base on my pay slip my SSS contribution is already deducted since January. Am I qualified for the Maternity benefits under SSS?. And what if my employer failed to remit my contribution, can I still avail my benefits? Thank you.

Sabrina Rivera said...

Hello,
Can I ask how much is my maternity benefit? Manganganak ako Oct 24, 2013,
my contribution are follows:
2012:
Jan-1144
Feb-1248
Mar-676
Apr-1300
May-1248
Jun-1300
Jul-1352
Aug-1352
Sep-1404
Oct-1560
Nov-1352
Dec-1352
2013:
Jan-1560
Feb-1560
Mar-1508
Apr-1560
May-1560
Jun-1560
Jul-1560
Aug-1560
Thanks,
Sabrina

betchay said...

hi, i need help po..i gave birth last aug. 28, 2013 and already went to sss to pass all the requirements needed for my maternity reimbursement but they are asking me for L501 and certicate of non-advancement. According to sss they need it to verify the signature of the person who sign in my Certificate of Employemet, which is the personnel manager of my previous company. By the way i'm already resign in my employer last dec. 1, 2012 and paying my contribution as voluntary member.So i went to my employer to request a L501 but they say that can't issue a L501 because the Personnel Manager who's sign in my certificate of employment is not aurhorised..Please help me what to do to on how to process my maternity claim..is there a possibility that i can't claim i wasn't able to provide a L501? thanks










Kaydee said...

Hi Dae, you have a valid excuse why you weren't able to file MAT1 before your D&C because you did not expect your D&C and there's a SSS rule that you file your MAT1 after your 60th day and before your delivery.
If you like, you can file your MAT1 online through your employer's SSS online account. You can ask your HR how to do it. You can write your EDD as written by your OB (April 2014), since that was really your expected date. Filing MAT2 has a 10-year deadline, but of course you file it as soon as you're able.

Kaydee said...

Hi Carla, if your employer since Jan 2013 remitted your contributions, you're eligible. Enroll in sss.gov.ph so you can check your SSS records. HOW to enroll in online SSS
Ask your employer's SSS number so you can enroll. File your MAT1.

Kaydee said...

Hi Sabrina, your semester of contingency is Jul to Dec 2013; your prior 12-month period is Jul 2012 to June 2013. Your 6 highest are all 1560; so you'll get the maximum which is 30k for normal and 39k if CS.

Kaydee said...

Hi betchay, SSS needs 2 copies of L501 and certificate of separation with date of separation and statement that they did not advance your maternity benefit. If the personnel manager who gave you a certificate was not authorized, then request for the documents from the one who is authorized. Makiusap ka; sabihin mo na hindi ibibigay ng SSS ang benefit mo kung wala yong mga documents na yan.

Kaydee said...

Hi Dennis, okay lang na maiden name sa MAT2, kasi makikita naman nila that your child's surname is the same as yours and your child's middle name is the same as your wife's maiden surname. Meron kasing option ang wife to retain her maiden name.
If she files her MAT2 using her married name, okay din, basta before she files MAT2, make sure that her civil status on her SSS record has been changed to Married and her surname changed. Enroll her in sss.gov.ph so you can track her record. After getting your marriage certificate, file E4 immediately -- some people commenting here say that it takes about a month for the status to get changed. Dapat ding meron na siyang 2 valid IDs in her married name.
Get from her former employer: L501 (2 copies) and certificate of separation with date of separation and statement that they did not advance any maternity benefit. The signatures on the docs should be the same. These are needed because her date of separation and date of delivery are within a year.

Kaydee said...

Hi Deod, kung wala kang natanggap na returned documents from SSS (merong instructions kasi doon), go to your branch and ask about your maternity benefit in 2009.

lea dilla said...

hi kaydee can you help me too..i cant compute kung magkano ba ang makukuha ko...i gave birth last sept 1 2013 here are may contribution

2013 jan-624.00
feb-676.00
mar-780.00
apr-676.00
june-312.00
jul-312.00
aug-312.00
2012
jan-572.00
feb-676.00
mar-468.00
apr-780.00
may-624.00
june-728.00
jul-728.00
aug-676.00
sept-624.00
oct-364.00
nov-676.00
dec-676.00
2011
apr-624.00
may-884.00
jun-728.00
jul-832.00
nov-936.00
dec-624.00
2010
mar-780.00
apr- 884.00
may-832.00
jun-572.00
jul-416.00

Kaydee said...

Hi lea, your semester of delivery is from Apr to Sep 2013 and your
12-month period is Apr 2012 to Mar 2013.
6 highest credits within 12-month period:
apr 780 = 7500
june 728 = 7000
july 728 = 7000
dec 676 = 6500
feb 676 = 6500
Mar 780 = 7500
Total = 42k
42k / 180 days = 233.33
233.33 x 60 days (normal) = 14k
233.33 x 78 (CS) = 18200
Your benefit if normal is 14k
If CS, it's 18,200

Kaydee said...

Your semester of contingency is July to Dec.
6 highest salary credits from July 2012 to June 2013:
Aug 624 = 6k
Sep 1144 = 11k
Oct 936 = 9k
Nov 1196 = 11500
Dec 520 = 5k

wala kang 2013?

Total salary credits = 42,500
42,500 / 180 days = 236.11
236.11 x 60 days (Normal) = 14,167 pesos
236.11 x 78 (CS) = 18,417 pesos

Paki-sundan at paki-check na lang ang computation ko, kasi hindi ko na na-tsek uli


Kaydee said...

Hi Sherry, SSS will check your 6 highest salary credit within July 2012 to June 2013:
Sep 312 = 3k
Oct 832 = 8k
Nov 832 = 8k
Apr 1092 = 10,500
May 1144 = 11k
June 1040 = 10k
Total salary credits = 50,500
50,500 / 180 days = 280.56
Your benefit:
If normal -- 280.56 x 60 days = 16,833.60
If CS -- 280.56 x 78 days = 21,883.68
Please check my calculations, pakisundan lang.

Kaydee said...

Hi Sherry, about Aug to Dec contributions, you qualify for maternity benefit even if you will not pay these months.

baby said...

pro the CEO asked me po y i did not submitted the mat1 b4 i delivered..un nga po kc d pa mprocess ng hr namin kc start up company lng po hinihntay pa at that time ung company id,sss ng company tsaka licensed..

Kaydee said...

Hi baby, I hope SSS will consider your reason for not filing MAT1 because it was not your fault and that they'll approve your claim very soon. Usually the online account says For Review if the claim is being evaluated. Maybe your claim is still in the queue

Kaydee said...

Hi mary joy, bakit ayaw ka ba nilang bigyan ng 2 copies of L501 para you can file your MAT2 claim in sta cruz? If the sta cruz branch cannot see the L501 online, that means the L501 has not been uploaded to your former employer's SSS account. You need to request L501 in 2 copies on paper from your former employer.

Kaydee said...

Hi crystal, you're eligible. The total of your 6 highest salary credits is 7k x 6 months = 42k. Your daily average is 42k / 180 days = 233.33. Your benefit, if normal, is 14k. If CS, 18,200.

Kaydee said...

Hi Sheng, yes, you're eligible. You can file your claim online through your online SSS account, and then print your acknowledgment page. It's very important that you file your MAT1 BEFORE your delivery. If not yet enrolled online, this is how to register in online SSS

baby said...

thank you miss..hopefully but i think it takes 3mos.for them to process it.....thank you....godbless poh^^...wla pa naman nkapost na status sa online ss q miss...still no maternity benefit parin ang status

Lizette Tabilla said...

hello there...i would like to thank you for the information shared to us

it is just sad to know that there is really a maximum amount for the maternity benefit - 30k for NSD and 39k for CS

i was just confused because per our employee handbook...it is stated there that "the employee shall receive her full month's salary during the maternity leave"

any chance i can battle with this?

Kaydee said...

Hi Lizette, ask your HR about that provision in your employee handbook. Why does your handbook have that provision? Does your company have a separate maternity benefit, in addition to the SSS maternity benefit? Or if none, is your company going to pay the difference between the SSS benefit and your current monthly salary?
Most companies though don't have a separate maternity benefit, and they all depend on the SSS maternity benefit to pay for their employee's maternity leave.

Kaydee said...

Hi Lizette, the maximum benefit starting Jan 2014 will be 32k for normal and 41,600 for CS because of the increase in premiums, unless there will be a circular to the contrary

Renee Rose Ilunio said...

Hi. I've given birth just this Monday, 11-25-2013, though the child is stillborn. My EDD was supposed to be January.

Anyway, my question Ms Kaydee is how much would my reimbursement be? And I'm recently separated from work just last Sept13, so what else would I need to show SSS when I file for MAT-2?

Also, how much would my total salary credit be? These are the premiums I have posted,

2012
JAN - 0.00
FEB - 1,560.00
MAR - 1,456.00
APR - 1,560.00
MAY - 1,560.00
JUN - 1,560.00
JUL - 780.00
AUG - 1,560.00
SEP - 1,560.00
OCT- 1,560.00
NOV - 1,560.00
DEC - 1,560.00

2013
JAN - 1,560.00
FEB - 1,560.00
MAR - 1,560.00
APR - 1,560.00
MAY - 1,560.00
JUN - 1,560.00
JUL - 1,300.00
AUG - 0.00
SEP - 1,560.00
OCT - 0.00
NOV - 0.00
DEC - 0.00

Vanessa Mae said...

hi po ..help po nman...my expected date is in feb.2014 by cesarian procedure
this is my mothly premuim

2011

feb. 676
march.624
april.572
may.676
june.676
jul.208
Sep.1508
oct. 936
nov. 988

2012

jan. 1508
feb.1144
march.884
april.936
may.1040
jul. 312
aug. 312
sep. 312
Dec. 312

2013

jan. 312
Feb. 312
apr. 312
may. 312
Jun. 312
Jul.312
Aug. 312
sep. 312

hirap aq mg compute sna mtulungan mo ko.. thank you

Bethel Baptist said...

Good Afternoon po, just want to ask po if i can still claim sss maternity if i had 4 children already. my 3rd delivery po ay TWINS. my friend told me that twins are considered 2 deliveries so it means daw po i had 4 deliveries already. Is that right po ba?

Kaydee said...

Hi Renee Rose, you'll get the maximum maternity benefit, which is 30k (normal delivery).
If you have not yet paid your contribution for Oct or for Nov 2013 to SSS as Voluntary, check Separated in your claim form. If you have already paid as Voluntary, and your online account already shows your member category as Voluntary, check Voluntary in your claim form. Dapat the same member category in your online account and your MAT2; so if you checked Separated in your MAT2, ask them when you submit your MAT2 kung okay lang na Employed ang category mo sa online account, pero meron kang cert of separation.
In addition to the usual documents required, submit also certificate of separation from employer, cert of non-advancement of maternity benefit, and 2 copies of L501 form.

Kaydee said...

Hi Vanessa Mae, your 6 highest salary credits: 3000 x 6 = 18k
18k / 180 days = 100 pesos
100 pesos x 78 days for CS = 7,800
Your benefit is 7,800

Kaydee said...

Hi Bethel, sorry I can't find yet any info about twins in relation to the 4-delivery limit of the SSS maternity benefit. Kung sa akin lang, the counting of the benefit for twins should be 1 because you will get only 1 benefit whether you have a single baby or twins.
But your friend may be correct because the birth cert of your younger twin shows "4th" (Check Birth order of child, in the lower right portion of the birth cert), so if you give birth to your 5th baby, the Birth order will be "5th", and this is what SSS will see. We can call SSS but their phone is always busy, so please ask SSS or others with the same situation at https://www.facebook.com/SSSPh

Marie Cris Macalong said...

Hi po I am Marie Cris, 6 months pa lang po nakapag hulog ang company ko ng SSS ko, and before that wala po akong hulog sa SSS ko... Makakaavail po ba ako ng maternity benefits ng SSS. Sa January 2014 po ako manganganak

Ito po monthly premium ko na nabayaran ng company ko..
June 2013 - 1196
July 2013 - 1196
August 2013 - 1196
September 2013 - 1196
October 2013 - 1196
November 2013 - 1196

sana matulungan nyo po ako... Thanks po

Kaydee said...

Hi Marie, yes, makaka-avail ka. Pero 4 months lang ang ma-consider for the computation (June to Sep 2013) instead na 6. Have your MAT1 stamped by SSS or file online through your employer.

Jerome dela Cruz said...

hi ngfile ako ng mat1 and 2 sa employer ko then nakuha ko sss maternity benefits. then dinededuct sakin ng employer ko sa shod ko...nakalagay sa payslip ko ay sss maternity deduction. nung niraise ko sa hr tsaka pa nila tinigil at irerefund daw. 8months na lumipas wala parin refund hanggang nagresign nako.ano mgnda gawin..pls advise

Marie Cris Macalong said...

Hi po I am Marie Cris, 6 months pa lang po nakapag hulog ang company ko ng SSS ko, and before that wala po akong hulog sa SSS ko... Makakaavail po ba ako ng maternity benefits ng SSS. Sa January 2014 po ako manganganak

Ito po monthly premium ko na nabayaran ng company ko..
June 2013 - 1196
July 2013 - 1196
August 2013 - 1196
September 2013 - 1196
October 2013 - 1196
November 2013 - 1196

and then pakitulungan mo naman po ako sa computation kung magkano makukuha ko CS po ako...
sana matulungan nyo po ako... Thanks po

Kaydee said...

Hi Jerome, palagi ka bang nag-follow-up ng refund? Bakit lumipas ang 8 months? Baka ayaw magpahalata yong accountant concerned na nagkamali siya, kaya hindi niya alam kung paano siya magrefund. Xerox your payslips and then talk again nicely with your former HR/accounting dept. Kung malabo ang mga sagot nila. Tanungin mo (nicely pa rin pero with firmness) kung kelangan mo bang magpunta sa management to make a complaint bago nila irefund. Or kelangan mo bang magpunta sa DOLE o sa PAO para makuha mo ang refund.

Kaydee said...

Hi Marie Cris, June to Sep ang ma-consider sa computation for your benefit. 6 months dapat ang ma-compute, pero 4 months lang sa case mo. Bakit? Check this: SSS maternity eligibility
June 11,500
July 11,500
Aug 11,500
Sep 11,500
11,500 x 4 = 46,000
46,000 / 180 days = 255.56
255.56 x 78 days for CS = 19,933
Your benefit = 19,933
Pakicheck na lang, sundan mo lang ang computation

Jibeth Mortel said...

Hello po magtatanong lang po, I've been employed 2000 to feb 2012 and active din po as sss member that time, ask ko lng po if makaka avail pa po ako ng sss maternity benefit, manganganak po ako ng July 5, 2014. but since i resigned di na po ako nakakahulog sa sss. need ko lng po talaga ng answer nyo. thanks po.

fruitty_g said...

Hi, My name is Ghie. I was working as an OFW before but came back due to my pregnancy. For 5 years I stopped paying my SSS contribution but when I knew I was pregnant I started paying again last Oct Nov Dec 2013 of 520 each month and Jan Feb March 2014 of 550 each month as a voluntary member. My expected delivery date is end of May 2014. Will I be eligible for Maternity Benefits and if so how is the calculation? I have an existing unpaid loan with them will they deduct this? Thank you so much and hope to hear from you.

laureleine halimej said...

hi po i gave birth last august 8 2013
eto po ung contribution ko

jan-to feb=1,092.00
mar-1040,00
april-1,092.00
may-988.00
june-1,144.00
july-1040,00
aug-416.00

yung computation ng company ko i will recieve 20,833.33 pesos
but when i check online 12 500 lNG ng NA SETTLE SA SSS,,,bakit po ganun i need your help tnx

Kaydee said...

Hi Jibeth, pay Jan to Mar 2014 so you can avail. Every month, pay 2 brackets higher than your last contribution so you can have more benefits. Check this: SSS maternity eligibility File your MAT1 asap.

Kaydee said...

Hi fruitty, only your 2013 contributions will be computed for your benefit.
SSS maternity eligibility Your total benefit is 5k (normal delivery).
Add salary credits Oct to Nov = 5k + 5k + 5k = 15k
15k / 180 days = 83.33
83.33 x 60 days = 5k
83.33 x 78 days )CS) = 6500
And yes, your maternity benefit will be used to pay part of your unpaid salary loan. But ask others too.

Kaydee said...

Hi laureleine, wala ka bang 2012 contributions? If none, itong 3 months lang ang considered:
Jan = 10,500
Feb = 10,500
Mar = 10k
total = 31k
31k / 180 days = 172.22
172.22 x 60 days (normal) = 10,333.20
172.22 x 78 days (CS) = 13,433
Ask SSS how they came up with 12,500
Or baka meron ka pang contributions within Apr to Dec 2012





Kaydee said...

Hi Chandii, your 6 highest salary credits from Jul 2012 to Jun2013 will be considered.
Sep= 11k
Oct= 11k
Nov= 11k
Dec= 4500
Mar= 8k
Apr= 7500
total= 53k
53k / 180 = 294.44
294.44 x 60 (normal) = 17,667
294.44 x 78 (CS) = 22,966.32
pakicheck na lang computation ko,
sundan mo lang.
yes, you need to submit L501, cert of separation, cert of non-advancement of mat benefit

Jibeth Mortel said...

Hi ms. Kaydee,
Thank you po for your reply, ask ko po sana kung mga how much ang magiging contribution ko monthly and ano po yung 2 brackets na sinasabi nyo? Thanks po ulit.

Phengtots Soriano said...

Help me pls.. I'm still confuse with computations.. my delivery date is May 2014 and ito plang ang naihuhulog ko:

2008
Mar-312
April-156
May- 936
June-884
July-572
Aug-780
Sept-364

2013
April-1456
May-1092
June-208
Oct-208
Nov-208
Dec-208

How much would be my maternity benefit? thanks..

Almyrh Fabro said...

Hi Ms. Kadie...just want to ask your advice..plan to file my mat 1 this last week of january but something came up and had miscarriage and D&C was done 2 weeks ago. My quuestion is, since i was not able to file my mat 1, can i still file for my maternity benefits? And how much po yung makukuha ko? Thank you

Almyrh Fabro said...

Here are my monthly contribution:

2013
Jan- june:1300/month

2012
Jan-aug, 1092/momth
Sept-dec, 1300/month

2011
April-dec, 1092/month

2008
Jan_may, 884/month
June 936
Jul_nov 988/month

2007
Feb_dec 884/month

Need ko po ba maipasa ung claim ko sa sss bago ko makuha yung benefits? Kasi ang sabi po kasi sa akin ng employer ko , ibibigay nila yung pera once approved ng sss ung claim ko. Tama po ba yun?

Thank you

maezy marie Apilada said...

Good day! anyone po who can help how to compute my sss maternity benefits. Please.. First time mom here. From employed to voluntary member po ako. Eto po ung premium contribution ko..

2012
May - 468
Jun - 1,404
July - 1,300
Aug - 416
Sept - 0
Oct - 0
Nov - 0
Dec - 832

2013
Jan - 572
Feb - 0
Mar - 0
Apr - 0
May - 0
Jun - 1,144
July - 312
Aug - 312
Sept - 312
Oct - 312
Nov - 312
Dec - 312

2014
Jan - 330
Feb - 330
Mar - 330

My due date po pala is march 2014.
Kung mapapansin niyo po may mga "0" kz not knowking na ung 2 company na pinasukan ko is nde active sa pag huhulug sa sss nmen. Lalo na yung 2nd work ko na 6 months din ako pero 2 beses lang nag hulug. Anyway pahelp nlang po sa pag compute..malaking tulung po saken to.. Thank you!! :)

ruby marie delrosario said...

gud am po ask ko ung maternity benefits ng manugang ko , wala po siyang work since oct. 2013, pero me contributions po siya from 2012'til july 2013 and expected date of her delivery is on august 2104...what are the requirements if any to be entitled for the maternity benefits...does she need to continue her contribution to be qualified?...

Carlesjayan Serrano said...

Hi! I need help. I would like to ask how to compute my maternity benefit? I don't know the exact amount every months for my contributions but usually it's 300-500 deductions from payslip.
I don't know what will be the computation. I gave birth last Sept 2013. I started giving my contributions to SSS last June 2012. How much will be my benefits for that? My maternity leave was 2 months.

Kaydee said...

Hi Coraline, yes, SSS will choose your 6 highest salary credits sa 12 months before your semester of delivery, kahit saang company na-remit.

Kaydee said...

Hi Phengtots, SSS will consider your 6 salary credits in 2013:
Your total salary credits = 32500
32500 / 180 days = 180.56
Benefit normal delivery = 180.56 x 60 = 10,833
CS = 180.56 x 78 = 14,084
Please check my computation

Kaydee said...

Hi Almyrh, yes, you can file your claim. Include in your claim documents a letter to SSS that you were about to file your MAT1 when you had your miscarriage.

Kaydee said...

Hi Almyrh, dahil D&C claim ito, at hindi mo na-file ang MAT1 mo on time, hindi sure ang employer mo na ma-approve ang claim mo, so you have to wait for SSS to give your benefit check.
For your benefit, 6 salary credits will be considered.
6 x 12500 = 75k
75k / 180 days = 416.67
416.67 x 60 days = 25k (your benefit)

Kaydee said...

Hi maezy, SSS will choose 6 highest salary credits within Oct 2012 to Sep2013:
Dec 832 - 8k
Jan 572 - 5500
Jun 1144 - 11k
tatlo na 312 - 3 x 3k = 9k
Total salary credits = 33500
33500 / 180 days = 186.11
186.11 x 60 days = (your benefit, if normal) = 11,167
186.11 c 78 = (if CS) = 14,517
Paki-check na lang ang computation ko

Kaydee said...

Hi Carlesjayan, check mo yong 6 highest contributions mo within Apr 2012 to March 2013. Check mo yong salary credits nitong 6 highest contributions. Add the 6 salary credits. Divide by 180. Then multiply by 60 days, yan ang benefit mo.

mary ann de guzman said...

hi im mary ann, my expectd due date is on april 2,2014 , i am currently employed since may 2012, may i ask if what month po ako mag uumpisa ng computation (ano po yung 12month period ko starting may 2012 to present). what if i gave birth at march 2014? same month lang din po ba yung computaion o maiiba din po yung 12 month period na yun? thanks po.

Kaydee said...

Hi Mary Ann, if you give birth in April, your semester of delivery is Jan to June 2014 and your prior 12-month period is Jan to Dec 2013.
If you give birth in March, your semester of delivery is Oct 2013 to Mar 2014, and your prior 12-month period is Oct 2012 to Sep 2013. Sa 12 month period kukunin yong 6 highest salary credits for benefit computation.

mary ann de guzman said...

thanks mam kaydee... god bless you...


JK said...

Hi Shie, yes, you're eligible. File your MAT1 asap. Yong Dec 2013 to Mar 2014 contributions mo ang ma-consider.
3k salary credit x 4 months = 12k
12k / 180 days = 66.67
66.67 x 60 days for normal delivery = 4k
your benefit is 4k
Ask others too

JK said...

Hi marivic, yes, pay Apr to June 2014 asap. File MAT1.
Ang salary credit ng 1,045 is 9,500,
so 9500 x 3 months = 28,500
28,500 / 180 days = 158.33
158.33 x 60 days for normal delivery = 9,500
Your benefit is 9,500

Janette Tangal said...

my sss contribution last january- december 2013 was not remitted to my employer. i resign my job last march and get hired to another job this april 2014.. so my sss contribution will start this april 2014. and i am a 3mos. pregnant now, and will give birth by november 2014. how much benefit will i get or the month being covered? please i need your help

JK said...

Hi Janette, make sure that your current employer remits your Apr to June 2014 contributions, so you can avail. To be eligible, you need to have paid at least 3 contributions within July 2013 to June 2014.

JK said...

Hi Mj, if you give birth in Nov or Dec, you can pay Apr to Jun 2014 asap so you can be eligible. Register first asap using RS1 form; bring proof of source of income. God bless din. SSS maternity eligibility

JK said...

Hi Kim, if your pharmacy employer remitted at least 3 contributions in 2013, yes, you're qualified. File your MAT1 asap -- must be before delivery. You can pay 1 contribution as Voluntary so you can enroll online at sss.gov.ph, so you can track your SSS records.

JK said...

Hi Kim, yes, you can file your MAT1 online. If you cannot yet get a new valid photo ID with your married name after giving birth, then file your MAT1 and MAT2 with your maiden name. You need IDs when filing your MAT2 and when encashing your check.

Nady Mae Garcia said...

hi :) hope you can help me with this . im pregnant right now about to give birth this june 25,2014

heres my 6 month higest salary

dec-12000
jan-12000
feb-12000
mar-12000
apr-12000
may-12000

heres my contribution

feb-1320
mar-1320
april-1320
may-1320

how much can i get from the sss?

thank you
godbless :)

Rona said...

Hi Ma'am. I have a question. If i take maternity benifit does it affect my pension benifit in the future or is the maternity benifits a grant from the government? Thank you so much and I'm looking forward your answer.

Rona

JK said...

Hi Kim, you need to register to get your own SSS online account, so you can file your MAT1 online. And your status should be Voluntary so you can file through your own account. So you need to pay 1 contribution as Voluntary. You can ask someone to pay at Bayad Center or Business Center (Check Voluntary in the payment form). After your payment is posted (3 to 7 days), register at sss.gov.ph. Use 6 digits from your receipt's no.

JK said...

Hi rennce, yes, you can file your MAT2 next year. You have 10 years to file, pero siempre file as soon as you can.

JK said...

Hi Nady, if you give birth this June 2014, SSS will look for your 6 highest salary credits within Jan 2013 to Dec 2013.
SSS eligibility Anong year itong mga credits na sinulat mo?

JK said...

Hi Rona, your availment of your SSS maternity benefit will not affect your pension amount. Your pension amount will be based on your average monthly salary credit and your no. of credited years.
SSS maternity benefit is a benefit offered to eligible female SSS members.

JK said...

Hi Rowena, SSS will consider your actual date of delivery. If you deliver in Sep, your semester of contingency is Apr to Sep 2014. SSS will consider your 6 highest salary credits within Apr 2013 to Mar 2014. If you deliver in Oct, your sem of contingency is July to Dec 2014. SSS will consider your 6 highest within Jul 2013 to June 2014.

Nady Mae Garcia said...

heres my 6 month higest salary

dec2014 -12000
jan2014-12000
feb2014-12000
mar2014-12000
apr2014-12000
may2014-12000

heres my contribution

feb2014-1320
mar2014-1320
april2014-1320
may2014-1320

how much can i get from the sss? or can i avail ?

im about to give birth this june 25th .

Nady Mae Garcia said...

heres my 6 month higest salary

dec2014 -12000
jan2014-12000
feb2014-12000
mar2014-12000
apr2014-12000
may2014-12000

heres my contribution

feb2014-1320
mar2014-1320
april2014-1320
may2014-1320

how much can i get from the sss? or can i avail ?

im about to give birth this june 25th . yan palang kc ang contribution na nabigay ng company namin since ive been employed . and bgo yan my contribution aq pero that was year 2012 pa

JK said...

Hi Nady, if you give birth in June, your semester of delivery will be Jan 2014 to June 2014, so SSS will look for your 6 highest salary credits within Jan 2013 to Dec 2013. If you give birth in July, SSS will consider Apr 2013 to March 2014. Do you have contributions in 2013?

JK said...

Hi michelle, were you eligible when you gave birth to your 4 kids? Did you have 3 contributions within the 12-month period before your semester of delivery? If yes, you can try filing your claim, as the period for filing is 10 years. The only problem is that you did not file your MAT1 notification form BEFORE each of your deliveries. The rule is you must file your MAT1 BEFORE delivery. Include a letter explaining why you did not file your MAT1 before delivery. Try first filing for your youngest child.

Juliefer Reyes said...

Hi! I have applied for maternity benefit already.. My EDD is Nov. 8, 2014.. I missed contributions from June to December last year.. may I be able to pay contributions for those missed months? is retroact for contributions is allowed po ba? thank you in advance!

JK said...

Hi Juliefer, if you paid at least 3 contributions from Jan 2014 to June 2014, then you are eligible. You can no longer pay for June to Dec 2013.

Yen Yatz said...

Hi Ms Kaydee, ive been for over 7yrs since i was employed in Phils. Ngstop for 2yrs when I was working in Taiwan. Now, I'm here in Singapore for 3yrs but just last year naupdate ko yung contributions from Jan-April 2013. Ngstop n nman ako. I found out na buntis n pala ako last April 2014. Then, ngcontinue n nman ako s contributions kong 1760 per month. Ngbayad ako for June-Aug 2014. My due will be on Jan 3, 2015. Sbi ng SSS staff, khit byaran ko p dw yung mga nmissed ko, erereject p rin dw yung application ko for maternity benefits. Dpat dw continuous. Sayang nman. Thanks.

Rona said...

Hi there,I have a question again. Can I pay the months missed from past years that I did not pay., from 2006-2012? There are months that I did not pay in those years. Thank you so much for the effort to answer our questions. I really appreciate it.

rona

JK said...

Hi Yen, was the one who said "continuous" employed by SSS? That's not the eligibility rule. The rule is payment of at least 3 contributions within the 12 months prior to semester of delivery. Pay also Sep 2014. Since you're an OFW, you can still pay Apr and May 2014 so you will accumulate 6 months and so your benefit amount will be higher.
May I request that you please comment again here later on in 2015 if you got your benefit and say also the amount (so we can continue helping others)

JK said...

Hi Rona, no, you can no longer pay for certain months in those past years. There are payment deadlines. Anyway, you have lots of time to accumulate 120 contributions and even more to qualify for pension.

JK said...

Hi Jean, you might be required to submit cert of separation, cert of non-advancement of maternity benefit and L501 since the gap between your delivery date and separation date is within 6 months.
Estimate maternity benefit:
312 3000
156 1500
676 6500
728 7000
624 6000
260 2500
total 26500
26500 / 180 = 147.22
147.22 x 60 days = 8833
your mat benefit = 8833 (normal delivery)
Please check my math

JK said...

Hi Chrissa Beth, if you give birth in Dec, your benefit will be 15k pesos:
45k / 180 days = 250
250 x 60 days = 15k

If you give birth in Jan and you've paid 1650 each for July to Sep, your benefit will be 30k pesos.
If you've paid 1760 for Jul to Sep, your benefit will be 31k pesos:
45k plus 48k = 93k
93k / 180 days = 516.67
516.67 x 60 days = 31k
So it's good if you pay 1650 or 1760 each for Jul to Sep, in case you give birth in Jan.
Please check my calculations

JK said...

Hi Chrissa Beth, you will still qualify for your maternity benefit even if you don't pay for Oct to Dec.

Chrissa Beth Bantugan said...

Thank you so much JK for answering my questions!! You've been very helpful!! Godbless! :)

JK said...

Hi febie, your semester of contingency is Apr to Sep 2014. Your prior 12-month period is April 2013 to Mar 2014

JK said...

Hi dianne, enroll at sss.gov.ph so you can check your SSS contributions. I can help you compute if you tell me your monthly contributions from Apr 2013 to Mar 2014

Sherryll said...

Hi Ms. Kaydee,

My EDD is on Sep 27, 2014. From what I understood, my sem of contingency is April-Sep. I did not get to pay my contribution last year and just paid from Jan-Jun of this year (as an OFW with monthly contribution of P1,100). I calculated via .mySSS and it showed I can claim P10,000 (P167 per day for 60 days or 2 months). Just wondering if this is correct. I was under the impression that the calculation would account for Jan, Feb, and Mar (3 months). I hope you can enlighten me on this. Thanks..

JK said...

Hi Sherryll, I'm so glad that you got it all correct! Yes, your analysis and computation are all correct -- your benefit is 10k.

leojen tirazona said...

Hi! Surfing on the web and I stumbled on your blog. Thanks!
Please help me compute for my wife's sss benefit.

My wife resigned from work started paying a voluntary SSS and started Nov 2012 @ 312/mo.
but starting Jan 2014 was asked to pay 330/mo.

She had CS delivery last June 4, 2014 for our 2nd baby. Here are the payments made.

Nov 2012 - May 2013 = 312/mo
Jun 2013 - missed payment
Jul 2012 - Dec 2013 = 312/mo
Jan 2014 - present = 330/mo

Kindly help compute the benefit she will received. We expect a check by next month.
Thanks and more power.

eLLeHcim Caidic said...

Hello po. good day to all of you. are my employer required to give me additional maternity benefit excluding SSS Maternity Benefit? your answer is highly appreciated.

JK said...

Hi leojen, SSS will add together your wife's 6 highest salary credits in 2013.
Salary credit for 312 is 3k.
6 x 3k = 18k
18k / 180 days = 100 pesos
100 pesos x 78 days for CS = 7,800 pesos
Your wife's maternity benefit = 7,800 pesos

JK said...

Hi ayeenshane, yes, you can claim your maternity benefit. But you need to get a certificate of separation with date of separation, cert of non-advancement of maternity benefit and 2 sheets of L501 from your employer because the gap between your separation and delivery dates is less than 6 months.
It's good that you filed your MAT1 before. I hope you have your SSS-stamped MAT1 form with you because it's part of your MAT2 filing.
Yes, you can file your claim at the SSS branch nearest your residence.

JK said...

Hi ayeenshane, if you did not contribute to SSS after you left your company, your status in your MAT2 is Separated. If you paid as Voluntary, your status is Voluntary.

JK said...

Hi Sherilyn, yes, the denominator is still 180 days, whether you had 3 or 6 months within the 12-month period before your semester of contingency.

JK said...

Hi eLLeHcim, only a few employers give additional maternity benefits. Many companies depend solely on the SSS maternity benefit. So it depends on your company, if it's giving additional maternity benefit.

JK said...

Hi akoithoo, if you deliver in July, your semester of contingency is Apr to Sep 2014. SSS will add together your 6 highest salary credits within Apr 2013 to Mar 2014. Salary credit for 312 and 330 is 3k.
6 x 3k = 18k
18k / 180 days = 100 pesos
100 pesos x 78 days = 7,800 pesos
Your benefit is 7,800 pesos

Chuchay Dacara said...

Bkit po di po kau nagrrespons

JK said...

Hi Chuchay, usually if your claim is Denied due to defects in the documents, you wait for the documents to be returned to you via registered mail, and then re-file after correcting the defects. They will send the documents in the address you wrote in your MAT2 form.
Based on comments on our blog, it takes 2 or more months for documents to get returned. Register online at sss.gov.ph so you can check your SSS records.

ayeenshane ortega said...

HI PO,,,,KAHIT PO VAH HINDI AKO NG VOLUNTARY SA PAGBABAYAD KO SIMULA NUNG UMALIS AKO SA COMPANY,,,,KUKUHA PA RIN VAH AKO NANG CERTIFICATE OF SEPARATION AT L501 AT CERTIFICATE OF NONADVANCE PAYMENT,,,,,,,,,

Loraine Leon said...

Hi im new sa SSS I am giving birth this coming oct. pumunta q SSS pra mlman kng qualified b q for maternity benefit. Ok nmn dw wala kc q hulog ngkaron LNG aq ng SSS b4 kc nid xa as requirements sa school n ppsukn ko.basta mkhulog dw po aq b4 July 10 .. Ang ittnong q po mgkno po b ihuhulog q pra malaki mkuha q if ever? Sna po makapagreply kau dmi q npo kc ntnong... Thanks in advance

elizabeth said...

hi miss kaydee gud am po. ako po c elizabeth. magtatanong po sana ako tungkol sa sss ko. employed po ako dati from 2000-2010. tapos nag resign na po sa company namin dati.ngayon wla na akong work.2011 until now wla na din akong contribution sa sss. buntis na ako ngayon at ang due date ko sept.2014.hindi na ba ako mka avail sa maternity benefits? pwd pa rin ba akong humabol na mag voluntary contribution? anong dapat kung gawin para maka a avail ng maternity.. pls help me.

JK said...

Hi ayeenshane, you need to submit those documents if your date of separation and date of delivery are within 6 months of each other, even if your status is not Voluntary.

JK said...

Hi Loraine, if your SSS no. ends with 1 or 2, you can pay for Apr May and June until July 10. You can pay as much as you want but fill up the Declaration of Earnings in the lower portion of the RS5 form (1 copy for collector, 1 copy for you). Your earnings and contributions should match. I mentioned this because SSS might question later on if your contribution is 1,760 monthly for 3 months (based on comments on our blogs). Check the
SSS table of contributions
. Ask others too.
By the way, you said SSS told you that you can avail as long as you pay before July 10; I assume you registered properly before or you were reported by your employer so you have a Date of Coverage.

JK said...

Hi Elizabeth, sorry, I think you cannot avail. SSS does not accept late payments from Voluntary and Self-Employed members. If you deliver in Sep, your semester of contingency is Apr to Sep, and SSS will look for at least 3 contributions within Apr 2013 to Mar 2014. Ask others too
If there's a big possibility you deliver in Oct, and you're still within the SSS payment deadline (based on your SSS no.), you can pay for Apr to June 2014 so you can avail.

Rona said...

To all SSS staff. How if I'm done paying my 120 months SSS contribution, I can still continue paying or not? Thank you so much and Im looking forward your answer.

JK said...

Hi Rona, yes. The more years you contribute and the higher your monthly contribution, the higher your pension amount.

JK said...

Hi mary jane, yes, you're eligible for maternity benefit. Were you employed when you paid these contributions? Do you have a Date of Coverage? You can see this date in your online SSS account.

JK said...

JK reposted May 6, 2014 reply to chay2013:
Hi chay2013, it's my first time to know of the difference in estimated delivery date and actual delivery date as reason for denial. It's usual that these dates are not the same because there are pre-term, advanced or delayed deliveries. Besides, the difference in the dates is just about 2 weeks. I think there's a different reason why the claim was denied.

JK said...

Cherry Gutierrez: paid 3 months, Feb to Apr 2014. Due date is Nov 2014. Plan to pay Aug contribution. Will become Voluntary. Was AWOL.

Hi Cherry, if your Feb Mar April contributions were remitted to SSS and posted, you're eligible for maternity benefit. File your MAT1 asap. Pay for August so your status will be changed to Voluntary, but your August payment will not be considered in your maternity benefit. After your payment is posted, register at sss.gov.ph so you can track your records.
About your Separation documents, pray that the SSS officer will no longer require you these docs. The gap between your date of delivery and separation is already more than 6 months.

JK said...

mary jane diwa : my contributions for Oct 2013 to May 2014 are not posted online. I hesitate on filing my MAT2 because of these unposted contributions.

Hi mary jane, first, request for a copy of R5 form and collection list where your payments are, and then submit a letter of request to SSS for posting (attach copies of R5 and collection list; keep your own copies). Wait for these to become posted before your file your MAT2.

JK said...

Angel Juyad: How much is my maternity benefit? Delivered Dec 18, 2013. School gave me 16,000 when I took my leave.
Salary list:
2011 - 2012 - 8000
2012 - 2013 - 9000
2013 - 2014- 9500

Hi Angel, what are your 6 highest salary credits within July 2012 to June 2013? If the 6 highest are six 8000s, then 16000 is the correct amount.
If for example, 3 are 8000s and 3 are 9000s, then it should be
3 x 8000 = 24k
3 x 9000 = 27k
24k + 27k = 51k
51k / 180 days = 283.33
283.33 x 60 (normal delivery) = 17k pesos (benefit)

nikkashi said...

hello po..i need help po.pls...i wanna ask po kung makaka avail ako ng SSS Maternity benefits dahil may contributions po ako april 2012 -june 2014.my due is on october.need ko po ba maghulog ng july to sept 2014?.para maka avail ng benefit? salamat po..

JK said...

Hi nikkashi, yes, you can avail. No need to pay for July to Sep. File your MAT1 asap. Ask others too. Documents for SSS maternity claim

JK said...

beberlyn limon August 27, 2014 at 1:07 PM:
Can I avail of maternity benefit? My last contribution was in 2010 and I have an unpaid loan balance. What should I do to avail? My due date is in December. Thank you.

Hi beberlyn, sorry but you should have paid at least 3 contributions within July 2013 to June 2014. You can no longer pay for these months. Ask others too, to be sure. SSS maternity eligibility

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