1.14.2013

How Much Is My SSS Maternity Benefit?

By KD

The amount of your SSS maternity benefit depends on your 6 highest monthly contributions within the 12-month period immediately before your Semester of Contingency.

Question:

I am giving birth in March 2013. Here are my posted contributions. Would you please compute my SSS maternity benefit. Thanks.

2012:
Feb   - 468
Mar  - 1092
Apr  - 1196
May - 1040
June - 520
July  - 260

Answer: 

You're giving birth in March 2013, so your Semester of Contingency is Oct 2012 to March 2013, and the 12-month period that SSS will consider for computation is Oct 2011 to Sep 2012. These are the 12 months immediately before your Semester of Contingency.
Have you paid at least 3 monthly contributions within the 12 months mentioned? Yes, you have paid 3 at least contributions. That means you are eligible for the SSS maternity benefit.

How much is your maternity benefit? Within those 12 months, SSS will look for your 6 highest monthly contributions, so it can find your 6 highest monthly salary credits. You only have 6 contributions, so SSS will just choose those contributions so it can get your 6 SSS monthly salary credits:

Feb  - 468    -  salary credit is 4500
Mar  - 1092 -  salary credit is 10500
Apr  - 1196  -  salary credit is 11500
May - 1040  -  salary credit is 10000
June - 520    -  salary credit is 5000
July  - 260    -  salary credit is 2500

If for example you have 7 to 12 monthly contributions within that 12-month period, SSS will find your 6 highest monthly salary credits. If you have only 3, or 4 o 5 contributions, SSS will just pick those 3, or 4, or 5 contributions to get your highest salary credits

In your case, you have exactly 6 contributions, so SSS will just choose those 6 as your highest.

Add the 6 highest monthly salary credits: 4500 + 10500 + 11500 + 10000 + 5000 + 2500 = 44000 pesos

Divide by 180 days. Why 180 days?  6 months x 30 days:  44000 / 180 = 244.44 pesos

Your average daily rate is 244.44 pesos.

If normal delivery, maternity leave is 60 days, so 244.44 x 60 = 14,666.67 pesos
Your maternity benefit is 14,666.67 pesos.

If Cesarean Section or CS, maternity leave is 78 days, so 244.44 x 78 =  19,066.32
Your maternity benefit is 19,066.32 pesos.

If you're employed, your benefit will be advanced to you in cash, check or payroll account deposit by your employer, either in full, or in partial amounts before and after your delivery.
If you're voluntary, OFW or self-employed, your benefit check will be delivered to you in the form of a check via a registered mail, delivered by your postman to the address you wrote in your maternity claim.

Warning:  Please check my computation; there might be an error. What's important is I have shown how the SSS maternity benefit is computed based on the rules released by the SSS on its website.

How much is the lowest maternity benefit amount?
2,000 pesos for normal delivery
2,600 pesos for CS

How much is the highest maternity benefit amount? 
The maximum monthly contribution increased to 16,000 pesos in January 2014: 
32,000 pesos for normal delivery
41,600 pesos for CS

Previous Comments from users are here: SSS Maternity Benefit Amount
Comments from May 22, 2013 to June 3, 2014

143 comments:

  1. good am po pahelp nmn po if magkano makukuha kong maternity benefits ito po ang contribution ko:

    Oct-200
    Nov-316.7
    Dec-300
    Jan-225.7
    Feb-345.2
    March-236

    ReplyDelete
    Replies
    1. hi maam pwede ko ask sa maternity ko po. . .commputation po

      Delete
    2. from Januaty2013 - - December2013
      january2014 - - december214
      january2015 - -december2015

      Delete
  2. Gud pm po. Ask ko lang po kung naka 6 contributions po ako ..my due date is on august 2015 . nakapaghulog po ako from March-June and september-December 2014 ..tnx po

    ReplyDelete
  3. QUESTION from Mary Anne Chua Feb 23, 2015
    Hi! I'll give birth on Sept 2015. I have Contribution po from August 2014 up to Dec 2014.
    aug - 1760
    sept - 1760
    oct - 1760
    nov - 1760
    dec - 1760
    Is this the correct computation?
    16000*5=80,000/180=444.44*60=26666.66
    I don't have contributions for jan and feb 2015 as I was unemployed.
    If I pay 1760 for march 2015, will this be included in the computation for my maternity benefit? What I understand is my 12 month period is from april 2014-march 2015. my semester of contingency is from april 2015-sept 2015. is this right? Thanks
    ANSWER:
    Hi Mary Anne, your statements and computations are all correct. I'm glad. Yes, if you pay 1760 for March 2015, it will be included in the computation, so pay asap, and your benefit will be 32k.

    ReplyDelete
  4. QUESTION from Renmer Mer February 28, 2015
    good afternoon mam/sir. Can I file a complaint against my company because in july 2009 I gave birth via cs. I got my maternity benefit, which was only 26000, for normal. I passed all the requirements. Our HR employee said I did not complete the requirements, so I got only what was for normal. Now that I registered online, I was surprised to see that what SSS gave me was 32,000. My employer owe me 6,000; what sss paid was for cs. Can I get the rest of what was due to me? what should I do? thank you.
    ANSWER:
    Hi Renmer, yes, you can ask your HR or accounting department politely but firmly to correct their mistake and give you their balance of 6,000 asap. Xerox your payslip in which the 26k appears, and the payslips sandwiching this payslip (to prove that you got only 26k). Print also the SSS page showing that SSS paid you 32k in 2009. Attach these to a letter of request asking your company to give your 6,000. Explain also what happened, similar to what you wrote me here. Xerox these and have them sign it to prove that they have received your request letter and docs.
    I advise that you make it appear that it was a mistake so as not to antagonize your company because you're still working there (it might have been done by an employee without knowledge by your employer; maybe an employee benefited). Pray and take care

    ReplyDelete
  5. Hi, gusto lang din po malaman kung magkano ang makukuha ko as maternity benefit..

    ang due ko po ay this month March 2015
    eto po ung contributions ko.

    2014

    Jan - 1,705
    Feb - 880
    Apr - 1,760
    May - 1,760
    Jun - 1,760
    Oct - 330


    2013

    Jan - 1,560
    Feb - 1,560
    Mar - 1,560
    Apr - 1,560
    Jun - 1,560
    Jul - 1,560
    Aug - 1,560
    Sep - 1,560
    Nov - 1,560
    Dec - 1,560


    2012

    Jan - 1,560
    Feb - 1,560
    Mar - 1,560
    Apr - 1,560
    May - 1,560
    Jun - 1,560
    Jul - 1,560
    Aug - 1,560
    Sep - 1,560
    Oct - 1,560
    Nov - 1,560
    Dec - 1,560

    hndi na po ako nakapag hulog from jan. 2015 kasi nag resign na ko.

    Thank you po in advance

    ReplyDelete
  6. Hi:) My name is Blessing. ask ko lang po, how much ung mat benefits ko pag ito ang mga contributions ko:?


    2013

    Oct - 1,560
    Nov - 1,560
    Dec - 1,560

    2014

    Jan - 1,760
    Feb - 1,760
    Mar - 1,760
    Apr - 1,760
    May - 1,760
    Jun - 1,760
    Jul - 1,760
    Aug - 1,760
    Sep - 1,760
    Oct - 1,760
    Nov - 1,760
    Dec - 1,760

    ReplyDelete
  7. and follow up po, and due month ko po kc ay may 2015

    ReplyDelete
  8. Hi mel magtubo, I computed your your SSS maternity benefit here so more people can see how the benefit is computed.

    ReplyDelete
  9. Hi Blessing Calayag, I computed your maternity benefit here SSS maternity benefit so more people can see.

    ReplyDelete
  10. Hi! I am new here please help me.. I got redundiated last year May 2014. I joined an insurance company June 2014. I wasn't able to settle payments for last year. Can I pay it in full this month? An annual payment from june til march this year? Im 6weeks old from LMP.

    ReplyDelete
  11. Hello.. I hope you can help me with my question. My last contribution is SSS was june2014. Then i resigned. Got pregnant. My due is july 2015. I got hired and will start to work on the 25th of march 2015. Am i eligible for maternity? I'm planning to file my mat1 as soon i start.

    ReplyDelete
  12. Here are my contributions 2014
    Jan 1760
    Feb 1760
    Mar 1760
    Apr 550
    May 1760
    June 1760

    Just incase eligible ako, how much will i get? Do i have to pay my missed months? Kasi start ako magwork march 25,2015. If i'll pay jan-mar 2015 can i pay voluntary?

    ReplyDelete
  13. Hi Empress, you can no longer pay for June to Dec 2014. You can pay asap this month for Jan to March 2015.
    If you deliver in Oct or Nov, you can pay every month from Apr to June, as these months will be counted. If you deliver in Sep, SSS will look for at least 3 contributions within Apr 2014 to Mar 2015.

    ReplyDelete
    Replies
    1. Thank you for your response :)

      Delete
    2. Madam follow up question pls.. How do I compute for my case cz from employed to Voluntary ako.. May premiums are as follows..

      2014
      Jan 1760
      Feb 1760
      Mar 1760
      May 1760

      2015
      Jan 1540
      Feb 1540
      Mar 1540

      I will pay 1760 from April to June 2015 as advised.. Your reply is much appreciated..

      Delete
    3. Hi Empress,
      May I know your delivery date?

      Delete
    4. Hi madam,

      My delivery date is on Oct 31 to first week Nov.

      Delete
  14. Hi Aissa Quimbao, yes, pay asap this month for Jan to March to increase your benefit. SSS will look for 6 highest contributions within Apr 2014 to Mar 2015. Pay as Voluntary.
    How much is your benefit? If you pay 1760 each month from Jan to Mar, then SSS will add five 16k (for 1760) and 5k (for 550).
    16k x 5 plus 5k = 85k
    85k / 180 = 472.22
    472.22 x 60 (normal delivery) = 28,333 pesos (your benefit)

    ReplyDelete
  15. Thank you. I thought yung semester ng contingency ko is feb-july 2015. So yung 12months is feb2014-jan2015. Naguluhan ako. Kasi ganun yung explanation sa mga comments.

    April 2014-march2015 pala. If that's the case until when can i pay jan-march2015? Will i pay as voluntary? Then file ko yung mat1 ko 1st week of april. Kasi i got hired and will start 25th of march. Pwd pa bang mgfile nun? Kasi mas madali kung sila magfafile kesa ako. Thank you po

    ReplyDelete
  16. good evening....ask ko lng po due date ko is may 2015...ang salary contribution ko is 10k...

    ang monthly contribution ko is 1,100

    oct-dec.2014 ng 3300
    jan-may 2015 ng 5500...

    magkano po ang matatanggap kong maternity benefit...thank you po

    ReplyDelete
  17. good evening....ask ko lng po due date ko is may 2015...ang salary contribution ko is 10k...

    ang monthly contribution ko is 1,100

    oct-dec.2014 ng 3300
    jan-may 2015 ng 5500...

    magkano po ang matatanggap kong maternity benefit...thank you po

    ReplyDelete
  18. Good day. Pang 5th pregnancy na ng friend ko due on july. 2 complete birth 2 miscarriage... pero never pa niya nagamit ang sss maternity benefit dahil kakajoin lang niya 5 yrs ago... and yung last miscarriage niya was 10 yo na... pwede ba niyang iavail ang maternity benefit niya for this?? thanks

    ReplyDelete
  19. Good day. Pang 5th pregnancy na ng friend ko due on july. 2 complete birth 2 miscarriage... pero never pa niya nagamit ang sss maternity benefit dahil kakajoin lang niya 5 yrs ago... and yung last miscarriage niya was 10 yo na... pwede ba niyang iavail ang maternity benefit niya for this?? thanks

    ReplyDelete
  20. Goodday po tanung ko lng kung pwdeng mgkaibang branch ng sss ung pgpasahan ko ng requirmebts s pingpasahan ko ng mat1.slmat.

    ReplyDelete
  21. Question from ma.rieza coral Jun 19, 2015
    Goodday po. can I submit to a branch my sss requirements different from that where I filed my MAT1? thanks
    ANSWER:
    Yes, you can submit to different branches.

    ReplyDelete
  22. Im 8 mos pregnant. Already claimed 9 days for threathened abortion on my 3rd month. Then was advised for another bed rest from my 6 month until now (8 months). SSS already approved a total of 73 days on my Sickness Benefits. Since my due date will be this end of September. I can only file for 47 days Maternity Benefit for normal delivery. Is it true that SSS covers a total of 120 days for both Sickness & Maternity Benefits combined and not 120 for Sickness and another 60 or 78 days for Normal or CS delivery.

    ReplyDelete
  23. About sickness and maternity benefits September 5, 2015
    What I know is that the maximum no. of days for sickness benefit is 120 days per calendar year, and the maximum no. of days for maternity benefit is 60 days (for normal) and 78 days (for CS), and they are basically separate benefits. The exact dates claimed for maternity benefit cannot be claimed for sickness benefit, meaning there's no double benefit for the same condition on the same dates.
    I've read somewhere, from someone based on her experience, that if the sickness benefit was availed of in the 37th week of pregnancy and onwards, it's already counted as part of the maternity benefit (check if that's the reason you can enjoy only up to 47 days of maternity benefit.)

    ReplyDelete
  24. Hi ask ko lng po kung paano po kung biglang natigil sa work bago manganak ngunit nakapaghulog na ang pasok naman sa qualifications? makakatanggap pa po ba ng benefit? thanks po.

    ReplyDelete
  25. Hi asko ko lang po, yong contribution ko po start dec 2013 to sep 2014, d po aku nka file ng maternity benefits hanggang ngayon nanganak po aku april 2015, 5 months n pi ang baby ko.. pwd p po b aku maka file kahit tapos n aku nanganak? Pls.advice po kc laki pa ng utang nmin sa pagpngank ko. Tnx po.

    ReplyDelete
  26. Hello po I am ofw po kaso po di na po ako nakapagbayad sss mula 2001. Ngayon po buntis ako at due po ako on feb 10,2016..puede po ba akong magbayad ng retroactive payment para po makaclaim ng maternity benefits..thank you po

    ReplyDelete
  27. About paying retroactively for maternity benefit 10/25/15
    Hello po I am ofw po. I haven't paid sss since 2001. Now I'm pregnant and due on Feb 10, 2016. Can I make retroactive payments so I can claim my maternity benefit? thank you po.
    ANSWER:
    Yes, because you are OFW, and because you have not yet given birth. For OFWs, your payments for previous quarters are not late payments because OFWs were given flexible payment deadlines. But if you pay here in the Philippines, you must show a proof you're OFW. If you're currently abroad, you can pay through accredited SSS payment centers there. Keep proofs you're OFW during these months.
    Pay for at least 6 months from Jan 2015 to Sep 2015.

    ReplyDelete
  28. hi. this thread is very helpful. :-) Question po, I'm pregnant and about to give birth on june 2015. i stopped paying my sss since nov 2012. per one of the sss personnel, i just have to pay for my contribution for October, November, & December 2014 for me to claim some benefits on june after giving birth. is that true??? she was suggesting if i can pay the highest contribution of 1,760 for 3 months and this will cost for about 5,280. how much will i get on june if ever? thanks!

    ReplyDelete
    Replies
    1. About paying contributions to avail of maternity benefit:
      Yes, what the SSS personnel told you is true. Your semester of delivery is Jan to June 2016, and SSS will look for at least 3 contributions within 12 months before the said semester. Pay asap Oct to Dec 2015.
      If you pay 5280, your benefit will be 16,000 pesos.
      Computation:
      16,000 x 3 = 48,000
      48,000 / 180 days = 266.67 pesos
      266.67 x 60 days (normal delivery) = 16,000 pesos

      Delete
  29. Hi, ask ko lang po if i can still avail the benefit if i delivered 2 years ago? buntis po ako nov. 2012, nag resign po ako dec. 2012..nanganak po ako ng aug. 2013.

    ReplyDelete
  30. Hi.. Im Giving birth this coming december 2015..
    I'll end of contract last July 2015 ..
    My contributions is from February2015-June 2015 total of 5months contribution.. 1,250 is my monthly contribution.. How to compute my maternity benefit if I only have 5 months contributions? THANKYOU! :)

    ReplyDelete
  31. About SSS maternity benefit amount:
    Hi Jubby, there's no 1,250 in the SSS contribution chart. There's 1265, and the corresponding salary credit is 11,500.
    11,500 x 5 = 57.500
    57,500 / 180 days = 319.44
    319.44 x 60 days = 19,166.67
    Your benefit, if normal delivery, is 19,166.67 pesos

    ReplyDelete
  32. About claiming maternity benefit 2 years after giving birth:
    Hi, can I still avail of the benefit if i delivered 2 years ago? I got pregnant nov. 2012; I resigned dec. 2012. I gave birth aug. 2013.
    ANSWER:
    Filing is allowed within 10 years. Did you pay at least 3 contributions within Apr 2012 to Mar 2013? If yes, you can try filing. Submission of MAT1 before delivery is a requirement, but there are times SSS considers certain cases. Attach a letter to your filled-up MAT1 explaining why you were not able to file your MAT1 before delivery.

    ReplyDelete
  33. Good day mag file po ako ng mat 2 but confusion is not yet legal separated ako sa x husband ko then this baby is with my new husband so panu po process na gagawa ko sa maternity ko . Mag kaka conflict po ba ako sa documents ko

    ReplyDelete
  34. Good day po ask ko Lang magging complikado po ba pag nag file ako ng maternity ko dhil different yun father ng baby ko at hindi pa ako legal separated sa x husband ko . Yun surname ng new baby ko is sa new husband ko. Thanks for reply

    ReplyDelete
  35. .almost 1yr n kong wla trabaho..tpos ndi nq nka2hulog ng contributions q..tpos gusto q sanang ifile ung maternity q s second baby q...anu kya mgandang gawin..reply pls...

    ReplyDelete
  36. hi jk i wanna ask lng kung makakaavail po ako ng maternity loan.. may last contribution is march 2014 and my due date is july..?

    ReplyDelete
  37. Hi po im shilla may pwdi ko po ba gamitin ung sss ng asawa ko pra sa maternity po...im 5 months pregnant

    ReplyDelete
  38. ask ko lang.. yung nabasa ko kasi sa REPUBLIC ACT NO. 7322, 100% ng present basic salary in 60 days yung makukuha para sa maternity benefits.. pero bakit 32k for normal and 41k for normal delivery lang yung nakukuha? thanks.

    ReplyDelete
  39. Ask ko lang po di ba po may parang stub na binibigay satin pagkatapos mag file ano po ibig sabihin ng digits na nakasulat? May nakalagay po kasi sa akn na 17800.

    ReplyDelete
  40. hi po ask ko lang po if entitle po ako sa maternity benefit and pano po icompute my due date po is august 2016.
    2015
    june-1265
    july-1265
    aug-1265
    sep&oct- 110
    nov-jan -di pa po nakapost online..
    how much po maternity benifit makakukuha ko?need ko pa po ba mahulugan ung feb-july 2016 para makaavail ako..?pls reply thanks

    ReplyDelete
  41. Zayrah Magtibay 4/17/16
    hi po, Am I entitled to maternity benefit? How do I compute? my due date is august 2016.
    2015
    june-1265
    july-1265
    aug-1265
    sep&oct- 110
    nov-jan - not yet posted online..
    how much po maternity benefit? Do I need to pay feb-july 2016 to avail? pls reply thanks
    ANSWER:
    Hi Zayrah, you should have at least 3 contributions within Apr 2015 to Mar 2016. You have at least 3, so it means you're eligible. No need to pay Feb to July. Besides, you're already late for Feb and possibly March. How much is your benefit? Please write again and write the amounts of your Nov to Jan contributions.

    ReplyDelete
  42. Melissa Avendano 2/22/16
    ask ko lang. I've read REPUBLIC ACT NO. 7322, maternity benefit is 100% of present basic salary in 60 days. But why is the benefit only 32k for normal and 41,600 for cesarean delivery? thanks.
    ANSWER:
    Hi Melissa, I'm glad you're reading these things. RA 7322 became law in 1992. There was another law, RA 8282, passed in 1997 which amended previous SSS laws. RA 8282 says that maternity benefit is based on average daily salary credit (ADSC) -- this is why the maximum benefit is 32k, as the maximum ADSC is
    16k x 6 months / 180 days = 533.33 pesos
    533.33 x 60 days (normal) = 32k

    ReplyDelete
  43. hello po, ask ko lng po kung magkano yung pwd ko mkuha s maternity benifit, ang due ko is june 7, 2016, cesarean delivery po ako.. et po yung monthly contri ko:

    2015
    sept-1200
    oct-330
    nov-330
    dec-330

    2016
    jan-330
    feb-330
    mar-330
    apr-330
    may-330
    june-330

    Many thanks po

    ReplyDelete
    Replies
    1. How to Compute SSS Maternity Benefit, Cesarean
      Hi Jonah, did you have other contributions in 2015? If none, we will compute for only 4 months.
      Sept-1200 - salary credit for 1,210 is 11,000
      oct-330 - salary credit is 3,000
      nov-330 - 3,000
      dec-330 - 3,000
      Your salary credit total is 20,000
      20,000 / 180 = 111.11
      111.11 x 75 days = 8333.33
      Your maternity benefit is 8,333.33

      By the way, did you pay 1,200 in Sep 2015? The amount should be 1,210. SSS will either put this on hold or post it as 1,155 with salary credit of 10,500.

      Delete
  44. gud aftie...nag start po ako magbayad voluntary contri last oct.2015 P440/monthly...edd ko po is july 17 2016...magkanu po makukuha ko

    ReplyDelete
    Replies
    1. If you continued paying 440 monthly, you can get 8,000 pesos. But you said you started paying as Voluntary. Did you contribute to SSS before as Employed? You are not allowed to start paying as Voluntary. Do you have a Date of Coverage? You can go to SSS and ask.

      Delete
  45. Hi good day mam.. Im medori ask ko lang po if makakapag avail po ako ng maternity benefits. Nag Awol po ako last dec 2015. Sa employer ko. Then nagpasa po ako ng MAt1 po nung March as a self employed. i gave birth po via C-section this may. Ngayon pong june nagchange status po ako as Self-employed at nagbayad po ako ng contributions for this month. Ano po kayang requirements ko pa po paa makapag avail po ako ng Maternity benefits ko. thank in your advance answer. Thank you

    ReplyDelete
  46. Hi Lyca Lim: Here's my reply to your question: SSS Maternity Benefit - AWOL

    ReplyDelete
  47. Hi! Help lang po. Almost 3 years narin po akong unemployed but I've updated my membership to voluntary last January of this year. Nagbayad din po ako ng P1100 na contribution for the same month po. I found out that I was pregnant this May and my estimated due date is on December 28th. Am I still qualified po ba sa maternity benefit if mababayaran ko po yung Feb-June 2016 na contributions since yung semester of contingency ko is from July-December?

    And if qualified po ako, how much po ang makukuha ko kahit voluntary na po ako?

    Bale my contributions will be:
    January - 1100
    February - 1100
    March - 1100
    April - 1100
    May - 1100
    June - 1100

    Thank you and God bless!

    ReplyDelete
    Replies
    1. Hi Rita, I wished you have paid for Feb and March before the payment deadline. You're no longer allowed to pay for Feb and March. Pay for Apr to June ASAP within June so you can qualify. You will have 4 months paid at 1100 each month, so your total salary credits will be 10,000 x 4 months. Your average daily salary credit will be 222.22 (40,000 divided by 180 days).
      If normal delivery, your benefit amount will be 13,333 (222.22 x 60 days).

      Delete
  48. Hi,magtatanong lang po ako kung puwedi akong maka avail ng maternity benefit, bale nagpa member ako as selfemployed po then naging employed noong 2012 lang din nabayaran po yong sss ko as employed noong september to october 2013 lang tapos hindi na po yon nabayaran ng mag yolanda hangang magsarasa po ang pinapasukan kong trabaho, so ibig sabihin na stop po yon, nagbayad na lang po uli ako as voluntary last quarter of 2015, ang problema ko e huli ko na ng malaman na dapat pala my contribution ako at least 3 months, nagbayad ako ng November, December tapos yong para sa October po noong December 2015 ko na po nabayaran, makakakuha pa din po ba ako ng maternity benefit? Nag buntis ako September 2015 na notify ko ang sss November na po..pls po I need your answer immediately.

    ReplyDelete
  49. Edna 6/15/16
    Hi, can I avail of maternity benefit? I became a member as self-employed po then became employed in 2012. My sss contributions as employed were paid only for september to october 2013. Then payments were stopped because of yolanda and the company closed. I paid as voluntary last quarter of 2015. I did not know I should have contributions for at least 3 months. I paid for November, December and for October po in December 2015. I got pregnant September 2015. I notified sss in November. pls po I need your answer immediately.
    ANSWER:
    Hi Edna, if you were able to pay for 3 months -- Oct Nov and Dec 2015, you will qualify for maternity benefit.

    ReplyDelete
  50. Hi! Po. Ask lng po ak kung pwd pa ako maghulog ng july to sep and oct to dec 2016 due ko po jan 2017. Last hulog ko po 2008 pa, kung 330 /month ihuhulog ko as voluntary mgkanu po makukuha kung qualified p ako. Tnx po

    ReplyDelete
  51. Good day.can i still claim maternity benefit even after 3 years when i gave birth?
    My contribution background: last contribution from employer was july. 2012. i submit my mat1 oct 2012.
    If I can still claim even past a year of delivery, how many contribution should i make before filling for a claim?

    Thanks and God bless.

    ReplyDelete
  52. Good day.can i still claim maternity benefit even after 3 years when i gave birth?
    My contribution background: last contribution from employer was july 2012.i submit my mat1 oct. 2012, then i give birth dec. 2012.
    If I can still claim even past a year of delivery, how many contribution should i make before filling for a claim?

    Thanks and God bless.

    ReplyDelete
  53. Hi, I'm Bing. I'm a voluntary member of sss and paid last January 2016, 550 monthly. But I did not pay February and march 2016. And yesterday i paid the month of April to July 2016. And my due date will be on march 2017. Will I get my maternity benefit,,, tnx and godbless

    ReplyDelete
  54. Hi, I'm Bhing. I started to pay as voluntary member last January 2016. But I did not pay the month offebruary and march. Yesterday I paid from April to July 2016. My monthly contribution was 550 pesos. I was pregnant last month. Will I get my maternity benefits? Tnx

    ReplyDelete
  55. Hi there wat if mas mababa ang computation ng employer mo sa maternity kesa sa computation ng SSS? Makukuha pa po ba iyon? Pano ang gagawin? Maternity ko po is November 2007 now ko lang po na chk sa SSS online inquiry ko.Thanks,

    ReplyDelete
  56. Hello po..
    Pag may loan balance po ba posible na ibawas nila un sa maternity claim q? Sakanat po

    ReplyDelete
    Replies
    1. Maternity benefit with loan balance:
      Kung yong loan balance mo ay delinquent na, yes, ibabawas yon in full sa maternity benefit mo. Pero kung updated ka naman sa loan payments, hindi yon ibabawas.
      Meron ding case na hindi nakita ng benefit evaluator yong loan balance, so hindi na-deduct.

      Delete
  57. Gud evening..
    Tanong q LNG po qng pwd nba AQ mkaavail ng maternity benefit qng gnito po and hulog q?
    2015
    Aug to oct 6k
    Nov & dec 5k
    2016
    March 5k
    At pcompute po AQ qng mgknu mku2ha q..ds July po AQ mnganganak..tnx po
    At saan q n po b yn kukunin kc resigned n po AQ..s employer q p po b o s sss n?tnx a lot po..plz reply po..

    ReplyDelete
    Replies
    1. Maternity benefit amount: Your semester of delivery is Apr to Sep 2016 so SSS will find your 6 highest salary credits within Apr 2015 to Mar 2016. So total salary credits mo is 33k.
      33k / 180 days = 183.33
      183.33 x 60 days = 11,000 pesos -- ito ang maternity benefit mo kung normal delivery.
      Pag CS, multiply 183.33 by 78 days.

      Delete
  58. Hi po nung I stopped paying my contribution 2013 AND started paying as a self employed march to may 2016 June and July i pay as a voluntary member because I can not do my part time job anymore makakaaffect po ba ito?
    March 330
    April 330
    May 330
    June 330
    July 330
    Please compute my maternity benefits my due date is Nov.2016

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  59. Pano po makakuha ng maternity benefit

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  60. Kaylangan po bang manganak muna bago maka avail ng benefit

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  61. Kaylangan po bang manganak muna bago maka avail ng benefit

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  62. Hi, can I still avail my maternity benefits even if I have an existing salary loan? I stop paying my loan July 2015. I will give birth by Jan 2017. Thanks

    ReplyDelete
  63. Hi, I will give birth on Jan 2017. By CS.

    July 2015 = salary credit is 27000
    Aug 2015 = 20600
    Sept 2015 = 20600
    Oct 2015 = 20600
    Nov 2015 = 20600
    Dec 2016 = 20600
    for Jan to present, iba iba na yung salary just pick the most highest.

    Thanks

    ReplyDelete
  64. Hi,ask ko lng po last post po ng hulog q eh dis March 2016..nagfile n po aq ng mat1,voluntary po aq...due date ko po January 2017,nid ko p po b maghulog p before ng due date ko?

    ReplyDelete
  65. Hi tama po,,due ko po ng oct 2016,,nagbayad po ako this year 3mos jan-march ng 550 pde ko pa ba bayaran ung april to june kung bbyrn ko ng 1100 un gnto b mkukuha ko
    5,000*3=15000
    10,000*3=30000+15000=45000/180=250×60=15,000
    15k nga p8 b maternal benifits ko po kung 6mos lng nhulugan ko o need ko b hulugan ang july to sept?

    ReplyDelete
  66. Sorry hindi na tatanggapin ang April to June payment. Payment deadline was June or July (depending on the last digit of your SSS no.). SSS will look for your 6 highest salary credits within July 2015 to June 2016.
    Your semester of delivery is July to Dec 2016, so ang titingnan ng SSS ay yong 12 months before July 2016.

    ReplyDelete

  67. Hi KD
    Ask ko lng kung gaano katagal ang processed ng maternity reimbursement pag employed? NSD ako noong July 15,2016 Pinasa ko na po kasi lahat ng requirements ko sa employer ko nung August 18,2016 pero until now wla pa daw status sa website ng SSS kung approved na,wla pa din ako natatanggap ni piso sa maternity ko
    Thanks

    ReplyDelete
    Replies
    1. Hi Lalyn: Usually one month or more ang processing. Enroll online so you can check your maternity benefit. To enroll, you need your SSS no. and youe employer's SSS number, so ask your HR.

      Delete
  68. Hi , im Ana, ano po gagawin ko. Nanganganak na po ako noong August 30,2016.employed po ako .kaya lang november2015 to march 2016 iba ang employer ko tapos april to present .iva na rin employer ko .Saan po ako mag papirma?pangalawang tanong po maka ka avail pa ba ako na nanganganak na ako mag file?
    Salamat

    ReplyDelete
  69. Ngayon pa ako nagfile na kakaanak ko na,pwedi pa ba ako magpatuloy?ano po ang mga forms na pipil apan ko?

    ReplyDelete
    Replies
    1. Hi Ana: noong nanganak ka on Aug 30, ang employer mo ba ay itong current employer mo ngayon? If yes, dapat mag-file ka through this current employer, kasi sila ang employer mo noong nanganak ka.
      Kung nanganak ka noong employed ka, at employed ka pa rin, dapat mag-file ka as employed kasi ang member status mo sa SSS ay Employed. Hindi puedeng Voluntary kasi you are currently Employed, at nasa record mo sa SSS na Employed ka ngayon. Ang claim form kapag employed ay Maternity Benefit Reimbursement Application (ito ang form for Employed).

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    2. By the way, normal ba ang delivery at nag-leave ka for 60 days?

      Delete
  70. Married woman na po ako at dinala ko na ang married status ko sa sss membership .Tapos ang nangyari kasi nagkahiwalay kami ng unang asawa ko tapos nagkaanak ako sa live-in partner ko.Nakalagay ngayun sa birth certificate ng anak ang apelyido ko as single pa kasi ,iba na ang father ng inanak ko.Pwedi po ba eto?maraming salamat ..naguguluhan na kasi ako Maam.

    ReplyDelete
    Replies
    1. Hi Ana/Heaven: If your child used your maiden name as surname, puede naman. Pero mas maganda sana kung middle name niya yong maiden name mo at surname niya yong surname ng partner mo (surname of father; father will sign the birth cert at the back).
      Pero dahil meron nang birth cert, saka mo na lang pa-correct ang middle name at surname ng anak mo, if you decide so (maganda na merong middle name).
      Yong sa filing ng maternity benefit, mag-submit ka ng Affidavit of Discrepancy in Surname. I-explain mo lang kung bakit magkaiba ang surname ng bata at ng surname mo. Comment ka na lang uli if you like a sample affidavit.

      Delete
  71. Hi, ask ko lang po, if 8 months ang contributions ko last 2008, then ngstop po ako, meron po ba ako mkukuha n maternity benefits?? March 2017 po ang due date of delivery ko, if ever po puede ko po ba ipagpatuloy ulit ung contribution ko this month para makaavail po ako ng maternity benefit?

    ReplyDelete
    Replies
    1. Hi anne mhe: Magbayad ka ng 3 months of contributions (July Aug Sep 2016) ASAP this month of Sep para maka-avail ka ng benefit. Dapat you pay this month of Sep. Pag na-post na sa records mo, mag-file ka ng maternity notification. Enroll in SSS online service so you can track your records.

      Delete
  72. Hi I was an SSS contributor from 2011 until present. I gave birth from first child last December 2013. I was hired in my previous company last October 2012 and I received almost 16k. Last December 20, 2015 I resigned and got hired in my new company right now. I was hired January 2016 and I am pregnant and about to give birth to my 2nd baby. I was very surprised because I thought that my maternity benefit would be bigger this time. Since my contribution was being continued. My present company gave me a check in which the amount is only 9K. Is it correct? They just based it based on the date that I was hired in my new company?

    ReplyDelete
  73. Please help me. By the way I am minimum wage earner only. Is amount they gave fair?

    ReplyDelete
  74. Hi Bernadette: We can compute your benefit. Are you giving birth this Oct or Nov or Dec? If yes, find your 6 highest SSS monthly salary credits within July 2015 to June 2016.
    If you're giving birth this Sep, find your 6 highest salary credits within April 2015 to March 2016.
    Add these 6 highest salary credits. Then divide by 180. Yan ang benefit mo per day. 60 days ang benefit kapag normal delivery, so multiply mo by 60 days. Yan ang total SSS maternity benefit mo.
    Ito ang table of SSS contributions. Here you can see your monthly salary credits based on your contributions.
    If you like me to compute, tell me when is your due and your SSS contributions in 2015 and 2016

    ReplyDelete
    Replies
    1. this october, tapus minimum wage earner ako.. cebu

      Delete
  75. sabi kc nang employer ko ngayun ang babayaran lng nila is starting from the date that they hired me which is january 2016. ibig sabihin hndi na counted yung previous contributions ko? my monthly is 8,840 before kc 340 minimum noun ngayun is 9,178 monthly ko kc 353 na minimum sa cebu ngayun I expect to received about 17k above

    ReplyDelete
  76. hi mgknu po mkukuha ko n maternity benefit ofw po aq at nanganak cs last aug 22."im paying 550 monthly since 2011 til present...

    ReplyDelete
    Replies
    1. Hi aq si aq: Sorry I missed your question. The salary credit of 550 is 5k. 5k x 6 months = 30k
      30k/180 days= 166.67 pesos per day
      166.67 x 78 days for CS = 13,000 pesos
      Your maternity benefit is 13,000 pesos

      Delete
  77. Hello po nagstart po akong maghulog nung June 2015 voluntary po ako at nanganak po ako nung aug.6 2016
    Ito po mga contribution ko as of 2015
    June 330
    July 330
    Aug 330
    September 330
    October 330 namissed ko po yung nov at dec.2015
    Contribution ko po as of 2016:
    Jan 220
    Feb 220
    Mar 220
    Apr 110
    May 110
    June 110
    July 110
    Aug.110
    Sep 110
    Oct 110
    Nov 110
    Dec 110..
    Magkanu po makukuha ko sa maternity leave?

    ReplyDelete
    Replies
    1. Hi Jessica: Nag-start ka ba with SSS as employed? or self-employed? Kung never ka employed at nag-start ka as self-employed, nag-register ka ba using RS1 form at nag-submit ka ng proof of source of income?
      About the amount of your benefit:
      5 months x 3k = 15k at 1 month x 2k = 2k
      15k + 2k = 17k
      17k/180 days = 94.44 pesos per day
      78 days x 94.44 = 7,366 pesos
      Your SSS maternity benefit = 7,366 pesos

      Delete
    2. Nagstart po ako self employed then nung nawalan ako ng work nagpavoluntary nlang po ako

      Delete
    3. Opo nagregister po ako ng rs1 form at nkapagsubmit din po ako ng source of income

      Delete
    4. That's great to know that you registered as self-employed

      Delete
  78. hi po.. im liezel, ask ko lng po kung makaka avail ako ng maternity benefit.. my hulog po ako ng january 2016, na stop cia ng feb to july kc ngresign po ako, ngstart po ulit ako ng hulog ng august, March 2017 po ang due date ko. salamat po

    ReplyDelete
    Replies
    1. Hi Liezel: To qualify, dapat meron kang at least 3 contributions within Oct 2015 to Sep 2016, so dapat barayan mo na ang Sept contribution mo ASAP (on or before Oct 10) sa SSS branch. Puede ma-extend ang payment deadline depending on the last digit of your SSS no. You can file your notification through your SSS online account.

      Delete
    2. thank you po. my hulog naman po ako last yr. employed po ako dati. ngstart n dn po ako ngaung aug, itutuloy tuloy ko n po ulit. salamat po ulit

      Delete
  79. hello, im jiezel po. bali may 5months contribution ako noong nag work pa ako last 2013 january to june. mkakapag file ba ako ng maternity benefits o may kailangan pa akong bayaran to continue as voluntary po. due date ko this October2016 po. ty

    ReplyDelete
    Replies
    1. Hi amatiel: Sorry, para maging qualified ka, dapat meron kang at least 3 contributions within July 2015 to June 2016.
      Past na rin yong deadline to pay for Jan to June 2016. Ask others too

      Delete
  80. Hi po, naka pag file na po ako ng mat1 ask ko lang po kung mag kano po kaya makukuha ko kung ang hulog ko e
    July,aug.,sept.,nov.,dec 2015 tpos na endofcontact po ako tapos next feb.,march ,april,may,june2016 yung latest tpos nag stop nko sa work kasi maselan po ako magbuntis ang duedate ko nov.2016 po pero hndi ko na itinuloy ang hulog pls answer po thanks

    ReplyDelete
    Replies
    1. Hi fayeee: Para ma-compute natin, anong amounts ng 6 highest contributions mo within July 2015 to June 2016?

      Delete
  81. Hi gud pm ask ko pang po start ako naghulog aug 2015-sept 2016=255/month ang du date ko nov.2016 magkanu makukuha ko ceasarian po ako

    ReplyDelete
    Replies
    1. Hi Jo Sevilla: Nov 2016 is your due date? Kung wala kang hulog na at least 3 months within July 2015 to June 2016, sorry hindi ka qualified for maternity benefit. Employed ka ba before? Or ngayon ka lang ba mag-start to contribute to SSS?

      Delete
  82. Hi Good pm po, ask ko lang po kung covered po ba ng sss maternity benefit ang ectopic pregnancy? Naoperahan po ako last septmber 26 at naconfine until sept. 29,2016.. unemployed po ako simula january 2016 until now nagresigned po ako last december 30, 2015. Naka almost 4 years din po ang contribution ko sa last employer ko, pwede ko po ba ifile ng sss maternity benefit? and qualified pa po ba? many thanks.

    ReplyDelete
    Replies
    1. Hi Rr Mindanao: Yes, you are qualified. I wish you were able to file your maternity notification. But if not, as long as you have your complete hospital papers, I hope your claim will be approved.

      Delete
  83. to whom it may concern,please po give me an advice if pwedi po ba mgclaim ng maternity benefit my first birth was on oct. 2014 hindi po ako nakapagclaim, i was employed 2010-2011 (one year as employed) i continue paying as voluntary on feb2014 until now. due date ko po may 20, 2014. Hindi ko na po ulit navisit ung office kc my nkpagsabi na wala dw po ako makukuha.. tapos ngaun i was pregnant again 3 months but miscarriage last month sept 23, 2016 tanong ko po if pwdi rin ba ako mg file ng maternity benefits ngaun kht wala po akong na fil up or hindi ko po na inform yong sss that i was pregnant.ngresearch po kasi ako at nkita ko po tong mga comments kya ngtry narin po ako please po advice. Thanks alot and godbless!

    ReplyDelete
    Replies
    1. Hi Sans Inn: For your miscarriage in Sep 2016, dapat meron kang at least 3 monthly contributions within April 2015 to March 2016. Kung meron, you can file if you have the required documents. Dapat ma-prove mo sa SSS through documents that you were really pregnant and that you miscarried. Here's a list of documents required.

      Delete
  84. Hi po qualified pa po ba ako makakuha ng maternity last hulog KO po august to Dec 2015 due date KO po Dec 2016

    ReplyDelete
    Replies
    1. Hi Risel: Yes, you're qualified because you have at least 3 monthly contributions within July 2015 to June 2016

      Delete
    2. Hi Risel: Have you filed your notification? File asap-- can be through your online SSS account or at the SSS branch

      Delete
  85. Hello! 2 years po ako hindi naghulog sa sss,.ngayon po nagvoluntary po ako,nagpunta ako sss yung bnayaran ko july to september 2016,330 per month. Magkano po maternity benefit n mkukuha nyan? Wala na po ba ako magagawa para tumaas yung mkuha kong benefit?Expected date of delivery ko po march 18,2017..

    ReplyDelete
    Replies
    1. Hi Kathleen: Ang salary credit ng 330 is 3k pesos. So ang benefit mo is 3k pesos. 6k sana kung nabayaran mo rin ang Apr to June. Sorry wala nang remedyo to increase your benefit kasi the payment deadlines for contributions have passed.

      Delete
  86. Hi ask ko lng kng qualified ba mkakuha ng maternity benefit ang friend ko. Tagal nya na hindi nkpghulog pero willing sya for retroactive payment kht hulugan nya for 4 yrs. Manganganak sya ngayong december. Kaso dpa sya nkkpgfile ng kht anong papers pra mpaalam sa SSS na buntis sya. Pwd pa po kya yun? thanks.

    ReplyDelete
    Replies
    1. About maternity benefit and retroactive payment: Sorry hindi allowed ang retroactive payment sa SSS from individual payors. Kung Dec siya mag-deliver, dapat nakabayad siya for at least 3 months within July 2015 to June 2016. Sorry hindi na tinatanggap ang payments for those months.

      Delete
  87. Hi po. Magtatanong lg po ako if matutulungan nyo ko magcompute ng benefit ko. Miscarriage po yung case ko. Since september i was on leave due to threatened abortion diagnosis hanggang nawalan ng heartbeat baby ko at oct 22 nag pa d&c ako so until now on leave po ako. May idea po ba kayo if same formula yung sa mscarriage at normal delivery? I tried to compute sa normal around 30k po. But confuse po ko dhil miscarriage case ko. Nasubmit ko na hu lahat ng requirements. :) thanks po in advance.

    ReplyDelete
    Replies
    1. Hi Harley: Yes, parehong 60 days ang normal delivery at miscarriage. Ang maximum benefit for normal delivery or miscarriage ay 32k. This is for a member who paid the maximum 1,760 for at least 6 months within the 12 month period prior to semester of miscarriage.

      Delete
  88. Hi goodafternoon po I'm analyn po.ask ko lang po kase hindi din po alam ng hubby ko yung about sa SSS hindi po kase kami kasal buntis po ako ngayon sa second baby po namin.Sya po active sa SSS may makukuha din po ba sya na benefit? Due date ko po kase sa march 2017.

    ReplyDelete
    Replies
    1. Hi Analyn: Sorry walang maternity benefit for a male member of SSS. Dapat ikaw ang SSS member mismo para maka-apply ka for a benefit. Kung meron kang source of income, puede kang mag-apply sa SSS as self-employed member with your proof of income. Pero hindi mo na mahabol ang benefit for this baby. Yong para sa susunod na lang kung meron pa.

      Delete
  89. Pls reply po sa tanong ko. thanks po

    ReplyDelete
    Replies
    1. Hi karl: Sorry, ano ba yong tanong mo? Wala akong makitang question from karl king.

      Delete
  90. Hi Hyacinth Yap: Please write your delivery date and your 6 highest contributions or salary credits within the 12-month period before your semester of delivery. Or kung di mo sure, yong lahat ng contributions mo for 18 months before your delivery.

    ReplyDelete
  91. Hi po maam good day ask q lang po kung pwede q taasan contribution q without notifying SSS na magiincrease aq ng hulog? pwede po ba un? 330 lang po kasi hinuhulog q monthly. nahulog q na po is from APRIL 2016 up to SEPTEMBER, tinuloy q po hulog q kc nastop sya manganganak po aq sa JUNE 2017 pa naman, so kung tataasan q po hulog q this quarter macocovered sya sa bilang ng highest 6months contribution para sa computation ng mat. benefit? Thanks po.

    ReplyDelete
  92. Due date q poh ay december2016 mag kano poh kya ung mkkuha q.. Last contribution q poh is march 2016..pwde p poh kya aqng maghulog ngayon..

    ReplyDelete
  93. Due date q poh ay december2016 mag kano poh kya ung mkkuha q.. Last contribution q poh is march 2016..pwde p poh kya aqng maghulog ngayon..

    ReplyDelete
  94. Due date q poh ay december2016 mag kano poh kya ung mkkuha q.. Last contribution q poh is march 2016..pwde p poh kya aqng maghulog ngayon..

    ReplyDelete
  95. Due date q poh ay december2016 mag kano poh kya ung mkkuha q.. Last contribution q poh is march 2016..pwde p poh kya aqng maghulog ngayon..

    ReplyDelete
  96. Due date q poh ngyon December 2016..for my 2nd baby.. Ung 1st baby q poh wla p poh aqng sss nunh.. Maaapekthan poh kya ung mkkuha q ngyon..?last contribution q poh ay march 2016..may total contribution is 36..ang hulog poh skin is 330..

    ReplyDelete
  97. Hi ask ko lang po the last contribution of my employer is dec. 2015 since na endo na po ako ng january and then i am 3 months pregnant now is ok to continue paying my contribution as voluntary? And is it ok to start paying this december until may 2017 since my due date is may 2017 is may still counted for my maternity benefits? And how much is my maternity benefits if i pay 1760 december 2016 to may 2017? Thank you very much in advance for your answer it will be a big help. ��

    ReplyDelete
  98. hello po mag inquire po sana sa maternity benefit n wife ko? nanganak po cya ng oct 2016 nag file po kami ng mat3 aroung feb 2016 nakuha po nmin maternity benefit 6k lng. tama po ba ito? from 2008 meron po cya pailan ilan na hulog as voluntary contribution na ngkakahalaga 330 pesos

    ReplyDelete
  99. hello po mag inquire po sana sa maternity benefit n wife ko? nanganak po cya ng oct 2016 nag file po kami ng mat3 aroung feb 2016 nakuha po nmin maternity benefit 6k lng. tama po ba ito? from 2008 meron po cya pailan ilan na hulog as voluntary contribution na ngkakahalaga 330 pesos

    ReplyDelete
  100. hello po mag inquire po sana sa maternity benefit n wife ko? nanganak po cya ng oct 2016 nag file po kami ng mat3 aroung feb 2016 nakuha po nmin maternity benefit 6k lng. tama po ba ito? from 2008 meron po cya pailan ilan na hulog as voluntary contribution na ngkakahalaga 330 pesos

    ReplyDelete
  101. hello po mag inquire po sana sa maternity benefit n wife ko? nanganak po cya ng oct 2016 nag file po kami ng mat3 aroung feb 2016 nakuha po nmin maternity benefit 6k lng. tama po ba ito? from 2008 meron po cya pailan ilan na hulog as voluntary contribution na ngkakahalaga 330 pesos

    ReplyDelete
  102. Gud pm.. Pwede mag tanong?magkno po kaya mkukuha Kong maternity benefits if 5months palang akong nakaka paghulog?naka pag file na po kasi aq about sa maternity benefits nung 2months palang tyan ko.bale after ko daw manganak bumalik ako.January aq manganganak.mga magkno lang po kaya matatanggap q?pasagot naman po..thnx..

    ReplyDelete
  103. Bale 330 lang po monthly contribution ko. Mga magkano lang po kaya?5 months plang akong naihuhulog,pero icocontinous ko padin ang hulog.June ako nag start maghulog.

    ReplyDelete
  104. Aug 6 2016 po ako nanganak voluntary member lang po ako tapoz csection po ako..nagstart ako maghulog nung june 2015 hanggang dec.2016 except lang po nung nov at dec 2015di po ako nkahulog..mkakakuha pa rin po b ako ng benefit sa sss?

    ReplyDelete
    Replies
    1. Aug 6 2016 nanganak: Yes, qualified ka to claim your SSS maternity benefit basta valid ang registration mo as SSS member. Employed ka ba before? If yes, then your membership is valid. If never employed before, I hope you registered as Self-employed before you started paying. contributions.

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