The amount of your SSS maternity benefit depends on your 6 highest monthly contributions within the 12-month period immediately before your Semester of Contingency.
Question:Manganganak po ako sa March 2013. Ito po ang nakapost na contributions ko. Puede po bang magpa-compute kung magkano ang SSS maternity benefit na makukuha ko? Thanks po.
Feb - 468
Mar - 1092
Apr - 1196
May - 1040
June - 520
July - 260
Feb - 416
Mar - 676
Apr - 520
May - 676
June - 624
July - 728
Total Contributions: 8216.00
Answer:Dahil manganganak ka on March 2013, ang Semester of Contingency mo ay Oct 2012 to March 2013. So ang 12-month period na titingnan ng SSS ay Oct 2011 to Sep 2012. Ito ang 12 months immediately before your Semester of Contingency. Meron ka bang 3 months na nabayaran sa loob ng 12 months na yan? Merong 3 months, so eligible ka sa SSS maternity benefit.
Magkano ang benefit mo? Diyan sa 12 months na yan, titingnan ng SSS ang 6 highest monthly salary credits mo. Anim lang naman ang contributions mo, so yan na ring anim na yan ang titingnan natin ang corresponding SSS monthly salary credits:
Feb - 468 - salary credit is 4500
Mar - 1092 - salary credit is 10500
Apr - 1196 - salary credit is 11500
May - 1040 - salary credit is 10000
June - 520 - salary credit is 5000
July - 260 - salary credit is 2500
Kung halimbawa lang meron kang 7 to 12 monthly contributions sa 12-month period na yan, titingnan ng SSS yong 6 highest monthly contributions. Kung 3, or 4 o 5 contributions lang, yan din lang ang titingnan ng SSS.
Sa case mo, anim lang, so yan na rin ang ico-compute natin.
Add the 6 highest monthly salary credits: 4500 + 10500 + 11500 + 10000 + 5000 + 2500 = 44000
Divide by 180 days. Bakit 180 days? Kasi 6 months x 30 days: 44000 / 180 = 244.44
Ang average daily rate mo ay 244.44.
Kung normal delivery, 60 days ang maternity leave, so 244.44 x 60 = 14666.67
Ang maternity benefit mo ay 14,666.67 pesos.
Kung Cesarean Section or CS, 78 days ang maternity leave, so 244.44 x 78 = 19,066.32
Ang maternity benefit mo ay 19,066.32 pesos.
If you're employed, your benefit will be advanced to you in cash, check or payroll account deposit by your employer, either in full, or in partial amounts before and after your delivery.
If you're voluntary, OFW or self-employed, your benefit check will be delivered to you in the form of a check via a registered mail, delivered by your postman to the address you wrote in your maternity claim.
Warning: Paki-check ang computation ko, baka lang meron akong mali. Ang importante, naipakita ko kung paano kino-compute ng SSS maternity benefit based on the rules released by the SSS on its website.
How much is lowest maternity benefit amount?
2,000 pesos for normal delivery
2,600 pesos for CS
How much is the highest maternity benefit amount?
30,000 pesos for normal delivery
39,000 pesos for CS