# How Much Is My SSS Maternity Benefit?

The amount of your SSS maternity benefit depends on your 6 highest monthly contributions within the 12-month period immediately before your Semester of Contingency.

### Question:

I am giving birth in March 2013. Here are my posted contributions. Would you please compute my SSS maternity benefit. Thanks.

2012:
Feb   - 468
Mar  - 1092
Apr  - 1196
May - 1040
June - 520
July  - 260

You're giving birth in March 2013, so your Semester of Contingency is Oct 2012 to March 2013, and the 12-month period that SSS will consider for computation is Oct 2011 to Sep 2012. These are the 12 months immediately before your Semester of Contingency.
Have you paid at least 3 monthly contributions within the 12 months mentioned? Yes, you have paid 3 at least contributions. That means you are eligible for the SSS maternity benefit.

How much is your maternity benefit? Within those 12 months, SSS will look for your 6 highest monthly contributions, so it can find your 6 highest monthly salary credits. You only have 6 contributions, so SSS will just choose those contributions so it can get your 6 SSS monthly salary credits:

Feb  - 468    -  salary credit is 4500
Mar  - 1092 -  salary credit is 10500
Apr  - 1196  -  salary credit is 11500
May - 1040  -  salary credit is 10000
June - 520    -  salary credit is 5000
July  - 260    -  salary credit is 2500

If for example you have 7 to 12 monthly contributions within that 12-month period, SSS will find your 6 highest monthly salary credits. If you have only 3, or 4 o 5 contributions, SSS will just pick those 3, or 4, or 5 contributions to get your highest salary credits

In your case, you have exactly 6 contributions, so SSS will just choose those 6 as your highest.

Add the 6 highest monthly salary credits: 4500 + 10500 + 11500 + 10000 + 5000 + 2500 = 44000 pesos

Divide by 180 days. Why 180 days?  6 months x 30 days:  44000 / 180 = 244.44 pesos

Your average daily rate is 244.44 pesos.

If normal delivery, maternity leave is 60 days, so 244.44 x 60 = 14,666.67 pesos
Your maternity benefit is 14,666.67 pesos.

If Cesarean Section or CS, maternity leave is 78 days, so 244.44 x 78 =  19,066.32
Your maternity benefit is 19,066.32 pesos.

If you're employed, your benefit will be advanced to you in cash, check or payroll account deposit by your employer, either in full, or in partial amounts before and after your delivery.
If you're voluntary, OFW or self-employed, your benefit check will be delivered to you in the form of a check via a registered mail, delivered by your postman to the address you wrote in your maternity claim.

Warning:  Please check my computation; there might be an error. What's important is I have shown how the SSS maternity benefit is computed based on the rules released by the SSS on its website.

How much is the lowest maternity benefit amount?
2,000 pesos for normal delivery
2,600 pesos for CS

How much is the highest maternity benefit amount?
The maximum monthly contribution increased to 16,000 pesos in January 2014:
32,000 pesos for normal delivery
41,600 pesos for CS

Previous Comments from users are here: SSS Maternity Benefit Amount
Comments from May 22, 2013 to June 3, 2014

1. hi po i gave birth last august 8 2013
eto po ung contribution ko

jan-to feb=1,092.00
mar-1040,00
april-1,092.00
may-988.00
june-1,144.00
july-1040,00
aug-416.00

yung computation ng company ko i will recieve 20,833.33 pesos
but when i check online 12 500 lNG ng NA SETTLE SA SSS,,,bakit po ganun i need your help tnx

2. Hi Jibeth, pay Jan to Mar 2014 so you can avail. Every month, pay 2 brackets higher than your last contribution so you can have more benefits. Check this: SSS maternity eligibility File your MAT1 asap.

3. Hi fruitty, only your 2013 contributions will be computed for your benefit.
SSS maternity eligibility Your total benefit is 5k (normal delivery).
Add salary credits Oct to Nov = 5k + 5k + 5k = 15k
15k / 180 days = 83.33
83.33 x 60 days = 5k
83.33 x 78 days )CS) = 6500
And yes, your maternity benefit will be used to pay part of your unpaid salary loan. But ask others too.

4. Hi laureleine, wala ka bang 2012 contributions? If none, itong 3 months lang ang considered:
Jan = 10,500
Feb = 10,500
Mar = 10k
total = 31k
31k / 180 days = 172.22
172.22 x 60 days (normal) = 10,333.20
172.22 x 78 days (CS) = 13,433
Ask SSS how they came up with 12,500
Or baka meron ka pang contributions within Apr to Dec 2012

5. Hi Chandii, your 6 highest salary credits from Jul 2012 to Jun2013 will be considered.
Sep= 11k
Oct= 11k
Nov= 11k
Dec= 4500
Mar= 8k
Apr= 7500
total= 53k
53k / 180 = 294.44
294.44 x 60 (normal) = 17,667
294.44 x 78 (CS) = 22,966.32
pakicheck na lang computation ko,
sundan mo lang.
yes, you need to submit L501, cert of separation, cert of non-advancement of mat benefit

6. Hi ms. Kaydee,
Thank you po for your reply, ask ko po sana kung mga how much ang magiging contribution ko monthly and ano po yung 2 brackets na sinasabi nyo? Thanks po ulit.

7. Help me pls.. I'm still confuse with computations.. my delivery date is May 2014 and ito plang ang naihuhulog ko:

2008
Mar-312
April-156
May- 936
June-884
July-572
Aug-780
Sept-364

2013
April-1456
May-1092
June-208
Oct-208
Nov-208
Dec-208

How much would be my maternity benefit? thanks..

8. Hi Ms. Kadie...just want to ask your advice..plan to file my mat 1 this last week of january but something came up and had miscarriage and D&C was done 2 weeks ago. My quuestion is, since i was not able to file my mat 1, can i still file for my maternity benefits? And how much po yung makukuha ko? Thank you

9. Here are my monthly contribution:

2013
Jan- june:1300/month

2012
Jan-aug, 1092/momth
Sept-dec, 1300/month

2011
April-dec, 1092/month

2008
Jan_may, 884/month
June 936
Jul_nov 988/month

2007
Feb_dec 884/month

Need ko po ba maipasa ung claim ko sa sss bago ko makuha yung benefits? Kasi ang sabi po kasi sa akin ng employer ko , ibibigay nila yung pera once approved ng sss ung claim ko. Tama po ba yun?

Thank you

10. Good day! anyone po who can help how to compute my sss maternity benefits. Please.. First time mom here. From employed to voluntary member po ako. Eto po ung premium contribution ko..

2012
May - 468
Jun - 1,404
July - 1,300
Aug - 416
Sept - 0
Oct - 0
Nov - 0
Dec - 832

2013
Jan - 572
Feb - 0
Mar - 0
Apr - 0
May - 0
Jun - 1,144
July - 312
Aug - 312
Sept - 312
Oct - 312
Nov - 312
Dec - 312

2014
Jan - 330
Feb - 330
Mar - 330

My due date po pala is march 2014.
Kung mapapansin niyo po may mga "0" kz not knowking na ung 2 company na pinasukan ko is nde active sa pag huhulug sa sss nmen. Lalo na yung 2nd work ko na 6 months din ako pero 2 beses lang nag hulug. Anyway pahelp nlang po sa pag compute..malaking tulung po saken to.. Thank you!! :)

11. gud am po ask ko ung maternity benefits ng manugang ko , wala po siyang work since oct. 2013, pero me contributions po siya from 2012'til july 2013 and expected date of her delivery is on august 2104...what are the requirements if any to be entitled for the maternity benefits...does she need to continue her contribution to be qualified?...

12. Hi! I need help. I would like to ask how to compute my maternity benefit? I don't know the exact amount every months for my contributions but usually it's 300-500 deductions from payslip.
I don't know what will be the computation. I gave birth last Sept 2013. I started giving my contributions to SSS last June 2012. How much will be my benefits for that? My maternity leave was 2 months.

13. Hi Coraline, yes, SSS will choose your 6 highest salary credits sa 12 months before your semester of delivery, kahit saang company na-remit.

14. Hi Phengtots, SSS will consider your 6 salary credits in 2013:
Your total salary credits = 32500
32500 / 180 days = 180.56
Benefit normal delivery = 180.56 x 60 = 10,833
CS = 180.56 x 78 = 14,084

16. Hi Almyrh, dahil D&C claim ito, at hindi mo na-file ang MAT1 mo on time, hindi sure ang employer mo na ma-approve ang claim mo, so you have to wait for SSS to give your benefit check.
For your benefit, 6 salary credits will be considered.
6 x 12500 = 75k
75k / 180 days = 416.67
416.67 x 60 days = 25k (your benefit)

17. Hi maezy, SSS will choose 6 highest salary credits within Oct 2012 to Sep2013:
Dec 832 - 8k
Jan 572 - 5500
Jun 1144 - 11k
tatlo na 312 - 3 x 3k = 9k
Total salary credits = 33500
33500 / 180 days = 186.11
186.11 x 60 days = (your benefit, if normal) = 11,167
186.11 c 78 = (if CS) = 14,517
Paki-check na lang ang computation ko

18. Hi Carlesjayan, check mo yong 6 highest contributions mo within Apr 2012 to March 2013. Check mo yong salary credits nitong 6 highest contributions. Add the 6 salary credits. Divide by 180. Then multiply by 60 days, yan ang benefit mo.

19. hi im mary ann, my expectd due date is on april 2,2014 , i am currently employed since may 2012, may i ask if what month po ako mag uumpisa ng computation (ano po yung 12month period ko starting may 2012 to present). what if i gave birth at march 2014? same month lang din po ba yung computaion o maiiba din po yung 12 month period na yun? thanks po.

20. Hi Mary Ann, if you give birth in April, your semester of delivery is Jan to June 2014 and your prior 12-month period is Jan to Dec 2013.
If you give birth in March, your semester of delivery is Oct 2013 to Mar 2014, and your prior 12-month period is Oct 2012 to Sep 2013. Sa 12 month period kukunin yong 6 highest salary credits for benefit computation.

21. thanks mam kaydee... god bless you...

22. Hi Shie, yes, you're eligible. File your MAT1 asap. Yong Dec 2013 to Mar 2014 contributions mo ang ma-consider.
3k salary credit x 4 months = 12k
12k / 180 days = 66.67
66.67 x 60 days for normal delivery = 4k

23. Hi marivic, yes, pay Apr to June 2014 asap. File MAT1.
Ang salary credit ng 1,045 is 9,500,
so 9500 x 3 months = 28,500
28,500 / 180 days = 158.33
158.33 x 60 days for normal delivery = 9,500

24. my sss contribution last january- december 2013 was not remitted to my employer. i resign my job last march and get hired to another job this april 2014.. so my sss contribution will start this april 2014. and i am a 3mos. pregnant now, and will give birth by november 2014. how much benefit will i get or the month being covered? please i need your help

25. Hi Janette, make sure that your current employer remits your Apr to June 2014 contributions, so you can avail. To be eligible, you need to have paid at least 3 contributions within July 2013 to June 2014.

26. Hi Mj, if you give birth in Nov or Dec, you can pay Apr to Jun 2014 asap so you can be eligible. Register first asap using RS1 form; bring proof of source of income. God bless din. SSS maternity eligibility

27. Hi Kim, if your pharmacy employer remitted at least 3 contributions in 2013, yes, you're qualified. File your MAT1 asap -- must be before delivery. You can pay 1 contribution as Voluntary so you can enroll online at sss.gov.ph, so you can track your SSS records.

28. Hi Kim, yes, you can file your MAT1 online. If you cannot yet get a new valid photo ID with your married name after giving birth, then file your MAT1 and MAT2 with your maiden name. You need IDs when filing your MAT2 and when encashing your check.

29. hi :) hope you can help me with this . im pregnant right now about to give birth this june 25,2014

heres my 6 month higest salary

dec-12000
jan-12000
feb-12000
mar-12000
apr-12000
may-12000

heres my contribution

feb-1320
mar-1320
april-1320
may-1320

how much can i get from the sss?

thank you
godbless :)

30. Hi Ma'am. I have a question. If i take maternity benifit does it affect my pension benifit in the future or is the maternity benifits a grant from the government? Thank you so much and I'm looking forward your answer.

Rona

31. Hi Kim, you need to register to get your own SSS online account, so you can file your MAT1 online. And your status should be Voluntary so you can file through your own account. So you need to pay 1 contribution as Voluntary. You can ask someone to pay at Bayad Center or Business Center (Check Voluntary in the payment form). After your payment is posted (3 to 7 days), register at sss.gov.ph. Use 6 digits from your receipt's no.

32. Hi rennce, yes, you can file your MAT2 next year. You have 10 years to file, pero siempre file as soon as you can.

33. Hi Nady, if you give birth this June 2014, SSS will look for your 6 highest salary credits within Jan 2013 to Dec 2013.
SSS eligibility Anong year itong mga credits na sinulat mo?

34. Hi Rona, your availment of your SSS maternity benefit will not affect your pension amount. Your pension amount will be based on your average monthly salary credit and your no. of credited years.
SSS maternity benefit is a benefit offered to eligible female SSS members.

35. Hi Rowena, SSS will consider your actual date of delivery. If you deliver in Sep, your semester of contingency is Apr to Sep 2014. SSS will consider your 6 highest salary credits within Apr 2013 to Mar 2014. If you deliver in Oct, your sem of contingency is July to Dec 2014. SSS will consider your 6 highest within Jul 2013 to June 2014.

36. heres my 6 month higest salary

dec2014 -12000
jan2014-12000
feb2014-12000
mar2014-12000
apr2014-12000
may2014-12000

heres my contribution

feb2014-1320
mar2014-1320
april2014-1320
may2014-1320

how much can i get from the sss? or can i avail ?

im about to give birth this june 25th .

37. heres my 6 month higest salary

dec2014 -12000
jan2014-12000
feb2014-12000
mar2014-12000
apr2014-12000
may2014-12000

heres my contribution

feb2014-1320
mar2014-1320
april2014-1320
may2014-1320

how much can i get from the sss? or can i avail ?

im about to give birth this june 25th . yan palang kc ang contribution na nabigay ng company namin since ive been employed . and bgo yan my contribution aq pero that was year 2012 pa

38. Hi Nady, if you give birth in June, your semester of delivery will be Jan 2014 to June 2014, so SSS will look for your 6 highest salary credits within Jan 2013 to Dec 2013. If you give birth in July, SSS will consider Apr 2013 to March 2014. Do you have contributions in 2013?

39. Hi michelle, were you eligible when you gave birth to your 4 kids? Did you have 3 contributions within the 12-month period before your semester of delivery? If yes, you can try filing your claim, as the period for filing is 10 years. The only problem is that you did not file your MAT1 notification form BEFORE each of your deliveries. The rule is you must file your MAT1 BEFORE delivery. Include a letter explaining why you did not file your MAT1 before delivery. Try first filing for your youngest child.

40. Hi! I have applied for maternity benefit already.. My EDD is Nov. 8, 2014.. I missed contributions from June to December last year.. may I be able to pay contributions for those missed months? is retroact for contributions is allowed po ba? thank you in advance!

41. Hi Juliefer, if you paid at least 3 contributions from Jan 2014 to June 2014, then you are eligible. You can no longer pay for June to Dec 2013.

42. Hi Ms Kaydee, ive been for over 7yrs since i was employed in Phils. Ngstop for 2yrs when I was working in Taiwan. Now, I'm here in Singapore for 3yrs but just last year naupdate ko yung contributions from Jan-April 2013. Ngstop n nman ako. I found out na buntis n pala ako last April 2014. Then, ngcontinue n nman ako s contributions kong 1760 per month. Ngbayad ako for June-Aug 2014. My due will be on Jan 3, 2015. Sbi ng SSS staff, khit byaran ko p dw yung mga nmissed ko, erereject p rin dw yung application ko for maternity benefits. Dpat dw continuous. Sayang nman. Thanks.

43. Hi there,I have a question again. Can I pay the months missed from past years that I did not pay., from 2006-2012? There are months that I did not pay in those years. Thank you so much for the effort to answer our questions. I really appreciate it.

rona

44. Hi Yen, was the one who said "continuous" employed by SSS? That's not the eligibility rule. The rule is payment of at least 3 contributions within the 12 months prior to semester of delivery. Pay also Sep 2014. Since you're an OFW, you can still pay Apr and May 2014 so you will accumulate 6 months and so your benefit amount will be higher.
May I request that you please comment again here later on in 2015 if you got your benefit and say also the amount (so we can continue helping others)

45. Hi Rona, no, you can no longer pay for certain months in those past years. There are payment deadlines. Anyway, you have lots of time to accumulate 120 contributions and even more to qualify for pension.

46. Hi Jean, you might be required to submit cert of separation, cert of non-advancement of maternity benefit and L501 since the gap between your delivery date and separation date is within 6 months.
Estimate maternity benefit:
312 3000
156 1500
676 6500
728 7000
624 6000
260 2500
total 26500
26500 / 180 = 147.22
147.22 x 60 days = 8833
your mat benefit = 8833 (normal delivery)

47. Hi Chrissa Beth, if you give birth in Dec, your benefit will be 15k pesos:
45k / 180 days = 250
250 x 60 days = 15k

If you give birth in Jan and you've paid 1650 each for July to Sep, your benefit will be 30k pesos.
If you've paid 1760 for Jul to Sep, your benefit will be 31k pesos:
45k plus 48k = 93k
93k / 180 days = 516.67
516.67 x 60 days = 31k
So it's good if you pay 1650 or 1760 each for Jul to Sep, in case you give birth in Jan.

48. Hi Chrissa Beth, you will still qualify for your maternity benefit even if you don't pay for Oct to Dec.

49. Thank you so much JK for answering my questions!! You've been very helpful!! Godbless! :)

50. Hi febie, your semester of contingency is Apr to Sep 2014. Your prior 12-month period is April 2013 to Mar 2014

51. Hi dianne, enroll at sss.gov.ph so you can check your SSS contributions. I can help you compute if you tell me your monthly contributions from Apr 2013 to Mar 2014

52. Hi Ms. Kaydee,

My EDD is on Sep 27, 2014. From what I understood, my sem of contingency is April-Sep. I did not get to pay my contribution last year and just paid from Jan-Jun of this year (as an OFW with monthly contribution of P1,100). I calculated via .mySSS and it showed I can claim P10,000 (P167 per day for 60 days or 2 months). Just wondering if this is correct. I was under the impression that the calculation would account for Jan, Feb, and Mar (3 months). I hope you can enlighten me on this. Thanks..

53. Hi Sherryll, I'm so glad that you got it all correct! Yes, your analysis and computation are all correct -- your benefit is 10k.

54. Hi! Surfing on the web and I stumbled on your blog. Thanks!

My wife resigned from work started paying a voluntary SSS and started Nov 2012 @ 312/mo.
but starting Jan 2014 was asked to pay 330/mo.

She had CS delivery last June 4, 2014 for our 2nd baby. Here are the payments made.

Nov 2012 - May 2013 = 312/mo
Jun 2013 - missed payment
Jul 2012 - Dec 2013 = 312/mo
Jan 2014 - present = 330/mo

Kindly help compute the benefit she will received. We expect a check by next month.
Thanks and more power.

55. Hello po. good day to all of you. are my employer required to give me additional maternity benefit excluding SSS Maternity Benefit? your answer is highly appreciated.

56. Hi leojen, SSS will add together your wife's 6 highest salary credits in 2013.
Salary credit for 312 is 3k.
6 x 3k = 18k
18k / 180 days = 100 pesos
100 pesos x 78 days for CS = 7,800 pesos
Your wife's maternity benefit = 7,800 pesos

57. Hi ayeenshane, yes, you can claim your maternity benefit. But you need to get a certificate of separation with date of separation, cert of non-advancement of maternity benefit and 2 sheets of L501 from your employer because the gap between your separation and delivery dates is less than 6 months.
It's good that you filed your MAT1 before. I hope you have your SSS-stamped MAT1 form with you because it's part of your MAT2 filing.
Yes, you can file your claim at the SSS branch nearest your residence.

58. Hi ayeenshane, if you did not contribute to SSS after you left your company, your status in your MAT2 is Separated. If you paid as Voluntary, your status is Voluntary.

59. Hi Sherilyn, yes, the denominator is still 180 days, whether you had 3 or 6 months within the 12-month period before your semester of contingency.

60. Hi eLLeHcim, only a few employers give additional maternity benefits. Many companies depend solely on the SSS maternity benefit. So it depends on your company, if it's giving additional maternity benefit.

61. Hi akoithoo, if you deliver in July, your semester of contingency is Apr to Sep 2014. SSS will add together your 6 highest salary credits within Apr 2013 to Mar 2014. Salary credit for 312 and 330 is 3k.
6 x 3k = 18k
18k / 180 days = 100 pesos
100 pesos x 78 days = 7,800 pesos

62. Bkit po di po kau nagrrespons

63. Hi Chuchay, usually if your claim is Denied due to defects in the documents, you wait for the documents to be returned to you via registered mail, and then re-file after correcting the defects. They will send the documents in the address you wrote in your MAT2 form.
Based on comments on our blog, it takes 2 or more months for documents to get returned. Register online at sss.gov.ph so you can check your SSS records.

64. HI PO,,,,KAHIT PO VAH HINDI AKO NG VOLUNTARY SA PAGBABAYAD KO SIMULA NUNG UMALIS AKO SA COMPANY,,,,KUKUHA PA RIN VAH AKO NANG CERTIFICATE OF SEPARATION AT L501 AT CERTIFICATE OF NONADVANCE PAYMENT,,,,,,,,,

65. Hi im new sa SSS I am giving birth this coming oct. pumunta q SSS pra mlman kng qualified b q for maternity benefit. Ok nmn dw wala kc q hulog ngkaron LNG aq ng SSS b4 kc nid xa as requirements sa school n ppsukn ko.basta mkhulog dw po aq b4 July 10 .. Ang ittnong q po mgkno po b ihuhulog q pra malaki mkuha q if ever? Sna po makapagreply kau dmi q npo kc ntnong... Thanks in advance

66. hi miss kaydee gud am po. ako po c elizabeth. magtatanong po sana ako tungkol sa sss ko. employed po ako dati from 2000-2010. tapos nag resign na po sa company namin dati.ngayon wla na akong work.2011 until now wla na din akong contribution sa sss. buntis na ako ngayon at ang due date ko sept.2014.hindi na ba ako mka avail sa maternity benefits? pwd pa rin ba akong humabol na mag voluntary contribution? anong dapat kung gawin para maka a avail ng maternity.. pls help me.

67. Hi ayeenshane, you need to submit those documents if your date of separation and date of delivery are within 6 months of each other, even if your status is not Voluntary.

68. Hi Loraine, if your SSS no. ends with 1 or 2, you can pay for Apr May and June until July 10. You can pay as much as you want but fill up the Declaration of Earnings in the lower portion of the RS5 form (1 copy for collector, 1 copy for you). Your earnings and contributions should match. I mentioned this because SSS might question later on if your contribution is 1,760 monthly for 3 months (based on comments on our blogs). Check the
SSS table of contributions
By the way, you said SSS told you that you can avail as long as you pay before July 10; I assume you registered properly before or you were reported by your employer so you have a Date of Coverage.

69. Hi Elizabeth, sorry, I think you cannot avail. SSS does not accept late payments from Voluntary and Self-Employed members. If you deliver in Sep, your semester of contingency is Apr to Sep, and SSS will look for at least 3 contributions within Apr 2013 to Mar 2014. Ask others too
If there's a big possibility you deliver in Oct, and you're still within the SSS payment deadline (based on your SSS no.), you can pay for Apr to June 2014 so you can avail.

70. To all SSS staff. How if I'm done paying my 120 months SSS contribution, I can still continue paying or not? Thank you so much and Im looking forward your answer.

71. Hi Rona, yes. The more years you contribute and the higher your monthly contribution, the higher your pension amount.

72. Hi mary jane, yes, you're eligible for maternity benefit. Were you employed when you paid these contributions? Do you have a Date of Coverage? You can see this date in your online SSS account.

73. JK reposted May 6, 2014 reply to chay2013:
Hi chay2013, it's my first time to know of the difference in estimated delivery date and actual delivery date as reason for denial. It's usual that these dates are not the same because there are pre-term, advanced or delayed deliveries. Besides, the difference in the dates is just about 2 weeks. I think there's a different reason why the claim was denied.

74. Cherry Gutierrez: paid 3 months, Feb to Apr 2014. Due date is Nov 2014. Plan to pay Aug contribution. Will become Voluntary. Was AWOL.

Hi Cherry, if your Feb Mar April contributions were remitted to SSS and posted, you're eligible for maternity benefit. File your MAT1 asap. Pay for August so your status will be changed to Voluntary, but your August payment will not be considered in your maternity benefit. After your payment is posted, register at sss.gov.ph so you can track your records.
About your Separation documents, pray that the SSS officer will no longer require you these docs. The gap between your date of delivery and separation is already more than 6 months.

75. mary jane diwa : my contributions for Oct 2013 to May 2014 are not posted online. I hesitate on filing my MAT2 because of these unposted contributions.

Hi mary jane, first, request for a copy of R5 form and collection list where your payments are, and then submit a letter of request to SSS for posting (attach copies of R5 and collection list; keep your own copies). Wait for these to become posted before your file your MAT2.

76. Angel Juyad: How much is my maternity benefit? Delivered Dec 18, 2013. School gave me 16,000 when I took my leave.
Salary list:
2011 - 2012 - 8000
2012 - 2013 - 9000
2013 - 2014- 9500

Hi Angel, what are your 6 highest salary credits within July 2012 to June 2013? If the 6 highest are six 8000s, then 16000 is the correct amount.
If for example, 3 are 8000s and 3 are 9000s, then it should be
3 x 8000 = 24k
3 x 9000 = 27k
24k + 27k = 51k
51k / 180 days = 283.33
283.33 x 60 (normal delivery) = 17k pesos (benefit)

77. hello po..i need help po.pls...i wanna ask po kung makaka avail ako ng SSS Maternity benefits dahil may contributions po ako april 2012 -june 2014.my due is on october.need ko po ba maghulog ng july to sept 2014?.para maka avail ng benefit? salamat po..

78. Hi nikkashi, yes, you can avail. No need to pay for July to Sep. File your MAT1 asap. Ask others too. Documents for SSS maternity claim

79. beberlyn limon August 27, 2014 at 1:07 PM:
Can I avail of maternity benefit? My last contribution was in 2010 and I have an unpaid loan balance. What should I do to avail? My due date is in December. Thank you.

Hi beberlyn, sorry but you should have paid at least 3 contributions within July 2013 to June 2014. You can no longer pay for these months. Ask others too, to be sure. SSS maternity eligibility

80. Nikkie Molano August 28, 2014:
Correction, my contributions were paid feb 2014-may 2014 through my employer, as i verified a while ago. Can I avail? Thanks.

Hi Nikkie, is your due Oct or Nov or Dec 2014? If yes, you can avail.

81. China Henan Sep 1 2014: Hi Kaydee, the maternity benefit is from SSS, right? Since I'm on leave, does that mean I get my regular salary from my company, in addition to my SSS benefit?

Hi China, your maternity leave will be paid by SSS -- that's your maternity benefit. Only a few companies have their own separate maternity benefit program, so I assume you won't get your regular salary from your company. You can ask your HR or fellow employees if your company has a separate maternity benefit program.

82. I see. May deductions parin ba like Philhealth,SSS,tax for the 2months leave? Will it be deducted dun sa i-aadvance ng company?

83. hi.. can you please help me.. nalilito kase ko sa semester of contingency.. nakapagfile nako ng MAT 1 then i resigned from the company last august 18,2014, due date ko is oct. 25,2014..
2011

may-728
aug-1560
sep-1560
oct-1560
nov-884

2012

july-1560
aug-1560
sep-1560
oct-1560
nov-1560
dec-1560

2013

jan-1560
feb- 1560
mar-1560
apr-1560
may-1560
jun-1560
jul-1560
aug-1560
sep-1560
oct-1560
nov-1560
dec-1560

2014

jan-1760
feb-1760
mar and apr- walang nakapost sa sss online
may-1760
jun-1760
july-1760
august- wala din nakapost

i can' compute kun magkanu un pwede ko makuha..dko xe alam kun panu ko make-claim ung maternity benefits ko..hope you can help me.. thanks

84. Hi China, there should be no deductions because that benefit comes from the SSS.

85. susan sta. ana:
Good day Miss Kaydee...I'll give birth this january 2015. I paid my SSS cotributions in 2010 but I stopped, and just got started again, making my payment last month. Am I qualified for maternity benefits? Thanks and God Bless. :)

Hi susan, pay for July to Sep 2014 to qualify. Did you pay for August only last month? If yes, then pay for July and Sep. You can still pay for July if you pay quarterly. After these payments are posted, file your MAT1.

86. Hi carla, since your resignation and delivery dates are within 6 months of each other, you need to submit certificate of separation with separation date, cert of non-advancement of maternity benefit and L501.
About your benefit amount, you can get the maximum, which is 32k, if you have paid also 1760 for March and April (not posted, call your former employer and ask). If March and April were not paid, your benefit will be 31,300 (normal delivery)
File your MAT1 asap, if not yet filed.

87. Hi carla these are the documents you will file after giving birth: SSS maternity benefits

88. susan sta. ana
hello miss kaydee...thank you very much for your reply. my follow up question: from 2010, it was only last month (AUG) that i pais my SSS. was not able to pay for July. your advice is for me to pay for July and Sep. Do you think they will accept my July payment so I can avail of my maternity benefit? thank you and God bless :)

Hi susan, if you pay for July only, they won't accept it, you should pay for July Aug and Sep, so it becomes a quarterly payment, and you would still be within the deadline. The problem is you've already paid for August. How much did you pay for August? the total for August should not be more than 1760. Pay at SSS so they can help you.

89. hi jk,,,,,its me again ayeenshane,,,i hve recieve my l501 from my employer but it seems he didnt give me the original and it is only 1 copy,,,wat should i do?

and the company i work before said that they will hold the original copy,,,,,wat is the right to submit?

tnx hope u can reply me asap cos i decided to pass it tomorrow

90. Good day po. Ask ko lng po if makaka avail ako ng maternity benefits...OFW po ako and expected to give birth sa Jan. 5, 2015 dito sa saudi arabia. Active member po ako ng sss then regular nagbabayad ng contribution.pero nakalimutan ng mother ko na bayaran ang december 2013 at july 2014.if this is the case, can i still avail of the maternity benefits and pwede po bang pakicompute so I can have an idea. My monthly contribution is 1560 pesos.salamat po.

91. 1 question lng po..ilang months bago ma process or ma release yung maternity loan after ma complete ang mga documents? before giving birth or after na?

92. Joeris September 12, 2014
Hi! May I ask if I can avail of MAT. I resigned march 2013, and my expected due is March 2015. I've inquired already but things are not yet clear. What they advised was I need to pay Jul aug and sept for 1650 pesos each month then oct to dec 1650 pesos each month. Those are big amounts so I need to be sure I can claim my maternity benefit. Before the end of sept, I should be able to pay, right? Please compute also my benefit if I pay 1650 from jul to dec. thanks a lot!

Hi Joeris, yes, pay July to Sep asap so you can avail. If these are paid and posted, your maternity benefit will be 15k. File your MAT1 asap.
If 1650 is more than 2 levels than your monthly contribution in 2013, declare your income in the RS5 form and keep this form for future reference. SSS Payment deadlines

93. Hi ayeenshane, I hope you have passed it already, and was already accepted.

1. Hi, can you help me out sa computation ng maternity. My due date is on oct 15, 2014
Heres my contribution from july 2013 to june 2014
Aug 2013 - 1456
Sept 2013 - 1560
Oct 2013 - 1560
Nov 2013 - 1560
Dec 2013 - 1560
Jan 2014 - 1760
Feb 2014 - 1760
Sana matulungan nyo ako thanks :)

94. Janah Galit September 14, 2014
Good day. May I ask if I can avail of my maternity benefits...I'm OFW and expected to give birth on Jan. 5, 2015 here in saudi arabia. I'm an active member of sss and a regular payor of contributions. But my mother forgot to pay for december 2013 and july 2014.if this is the case, can i still avail of the maternity benefits and would you please compute so I can have an idea. My monthly contribution is 1560 pesos. thanks

Hi Janah, yes, you can avail. File your MAT1 online and print the acknowledgment page. Were you still paying 1560 since Jan 2014? The monthly contributions have increased. The maximum since Jan 2014 is 1,760. If you were still paying 1,560, ask your mother to pay your underpayments. Fill up "Underpayments" in the RS5 form. Your underpayment is 200 pesos x 5 = 1,000 (if Jan to June). Write applicable months. Then check later online if your contributions have been correctly posted.
If your maximum contributions are posted (meaning 6 maximum contributions within Jan to Sep 2014), then your maternity benefit will be 32k.

95. Hi reynalyn, you file MAT1 BEFORE giving birth. You file MAT2 AFTER giving birth. Now, it takes 1 month or more before you get your check.

96. ok po.thank you for the reply..

97. Hello po ulet and thank you for your reply. I checked with my mom, from jan 2014 till present, 1650 pesos po ang hinulog ng mother ko.so kung 1760 napo ang dapat na contribution, it means need ko i-settle ang underpayment with an amount of 110 pesos for each month starting jan. 2014.tama po ba ang computation ko.again salamt po ulet.

98. Joeris:
Why only 15k? July to Sep not included in the 6-month computation? Even if I did not have 2 years of contributions while employed, can I avail of maternity benefit, as long as I pay July to Sep? Thanks

Hi Joeris, it's only 15k because your payment for Oct to Dec will not be included in the computation. Your semester of contingency, Oct 2014 to Mar 2015, is excluded in the computation.
Yes, you can avail even if you paid less than 2 years of contributions when you were employed.

99. Hi Janah, yes, you're right, your underpayment since Jan is 110 per month. I checked again the RS5 form, and found that there's no Underpayment portion there, unlike in the salary loan payment form, so remind your mom to inform the SSS cashier that it's for underpayments.

100. Thanks a lot po for your reply...really appreciate it.God bless po

101. Ahhh ok. Thanks tlga sa reply big help tlga! Pede ko kea pababaan yung babayaran ko ng oct-dec kc sayang nmn 1650 per month tpos di pala sya kasali sa computation :)

102. Hi Aisha, your 6 highest contributions are four 1560s and two 1760s.
So your 6 highest salary credits are four 15k and two 16k.

4 x 15k = 60k
2 x 16k = 32k
60k + 32k = 92k
92k / 180 days = 511.11 pesos per day

Your benefit is 511.11 x 60 days if normal delivery = 30,666.60 pesos

Your benefit is 511.11 x 78 days if CS = 39,866.58 pesos

1. Wat are the requirements or things that i need to do?

103. Hi Joeris, yes, you can miss Oct to Dec. But if there's a big possibility you might deliver in Apr, it's best to also pay for Oct to Dec. Ask others too

104. Hi Aisha, have you filed your MAT1? File asap. These are the documents to submit after giving birth.

105. joriem villarico
Hello, i gave birth august 2014. Can i avail of maternity loan, if i pay for july,aug and sept. Please reply.thanks

Hi joriem, sorry, no. But if you have paid at least 3 contributions within April 2013 to March 2014, you can file your claim. Include a letter why you did not file your MAT1 before delivery.

106. By the way, it's maternity benefit, not maternity loan.

107. shai October 4, 2014
Hello, my expected date of delivery will be May 2015. But my last sss contribution when i was employed was dec 2011. After i found out i was pregnant I paid as voluntary because I'm presently without work. I paid from july 2014-dec 2014 contribution of 550. Can i also avail maternity benefit and how much? Thank you so much for your help

Hi shai , yes, you're eligible. File your MAT1 if more than 60-days pregnant already, with ultrasound report. The salary credit for 550 is 5,000 pesos, so your maternity benefit will be 10,000 pesos (normal delivery).

108. ayeenshane ortega October 6, 2014
hi again. how much will I get if i have payment 36,000 thanks.

Hi ayeenshane, is 36k your total salary credits for the 6 applicable months? Or did you contribute 660 for the 6 months to be considered by SSS? If yes, then your benefit is 12,000 pesos (for normal delivery).

109. eden rose Pacifico October 10, 2014
hi can you help me how to compute my mternity. i gave birth last sept.25 , 2014. these are my monthly contributions:
2013 oct. -416
nov. -1,248
dec. 1,248
jan. - 1,320
feb. - 1,320
mar. - 1,320
apr. - 1,320
may - 1,320
jun - 1,320

Hi eden, SSS will look for your 6 highest payments within Apr 2013 to Mar 2014.
416 - 4k
1248 - 12k
1248 - 12k
1320 - 12k
1320 - 12k
1320 - 12k
Total salary credits = 64k
64k / 180 days = 355.56
Maternity benefit for normal delivery (60 days) = 21,333 pesos

110. abby perez October 17, 2014
hi. i'm planning to resign this month from work. was employed by my current company for 21 months. i passed MAT1 last sept 11,2014. if I resign and my due is january 2015, can i claim my maternity benefit? thank you.

Hi abby, yes, you can claim your maternity benefit as Separated employee. Resign in good terms with your company so that it will be easy for you to request a Certificate of Separation with date of separation, Cert of non-advancement of maternity benefit and L501 form. Submit these when you file your MAT2 documents.

111. Aisha Rica GonzalesOctober 17, 2014
Hi, what should I do to claim my maternity benefit from sss? I gave birth tuesday oct 14,2014 via CS. I filed my mat 1 last august. What should I do next?

Hi Aisha, these are the required documents to claim your maternity benefit.

112. Aisha Rica Gonzales October 18, 2014
Do I need to be the one to file my claim, or can my husband file it? I had CS and im still recovering.

Hi Aisha, yes, your husband can file. Write an authorization letter. He brings his ID and your IDs.

113. Cherry Gutierrez October 19, 2014
good day. I filed my mat1 in the province. But I'll give birth here in cavite. Can i claim my benefit in cavite?. thanks

Hi Cherry, yes, you can file your claim in Cavite.

114. Arlica Palalon October 21, 2014
Good Day! Please help me compute. I gave birth last sept 2014. Here are my contributions. Thank you
Feb2014 - 770
Jan2014 - 1760
Dec2013 - 1300
Nov2013 - 1404
Oct2013 - 1404
Sept2013 - 364
March2013 - 988
Feb2013 - 988
Jan2013 - 988

Hi Arlica, your 6 highest premiums and salary credits within Apr 2013 to Mar 2014 are those of Sep 2013 to Feb 2014.

3500 + 13500 +13500 + 12500 + 16000 + 7000 = 66000
66000 / 180 days = 366.67
Normal delivery benefit = 366.67 x 60 days = 22000
Your maternity benefit is 22,000 pesos

115. Question po i gave birth last october 14, 2014 thru caesarian operation, i would like to ask if i am qualified for a maternity benefit on SSS? This is the summary of my contribution on SSS when i was still employed.

2013
August - 1456
september - 1560
october - 1560
november - 1560
december - 1560

2014
january - 1760
february - 1760

then last february 2014 i decided to quit my job due to that my pregnancy is very sensitive. then last august 2014 i changed my SSS status to voluntary and ive paid a full contribution for the month of july 2014 to november 2014. my question is do i need to pass a certificate of employment/certificate of separation.? coz in my case i didnt file a resignation on my company. i just AWOL. so its impossible for me to get a certificate of employment/certificate of separation, can you help me out what am i going to do to avail my maternity benefit? And how much will my benefit will be? I already submit MAT-1

1. May i ask you Ms. Aisha ? I just wanna ask you if you get ur maternity benefit bcoz were in the same situation that don't have clearance of separation ..thanks

116. I need help po.im giving birth on Nov 27, 2014. this is my monthly salary credit:

2012
oct- 12000
nov- 12000
dec-12000

2013
jan- 12000
feb-12000
march- 12000
apr- 12000
may- 12000
jun- 12000
july- 12000
aug- 12000
sep- 12000
oct- 12000
nov- 12000
dec- 12000

2014
jan- 10500
feb- 10500
mar- 10500
apr- 10500
may- 10500
jun- 10500
jul- 10500
aug- 10500
sept- 10500

got confused po dont know how to compute. pls help

117. Hi Aisha Rica, the gap between your date of separation and date of delivery is more than 6 months so you don't need to file separation documents. But there are SSS officers who require these even if the gap is more than 6 months, and I don't know why. Just pray that your documents will be evaluated by people who know the rules.
About your benefit amount: Your 6 highest premiums within Jul 2013 to June 2014 are four 1560 and two 1760. Your 6 highest salary credits are four 15k and 2 16k. Add these 6 salary credits = 92k
92k / 180 days = 511.11
511.11 x 60 days (normal delivery) = 30,667
Your maternity benefit = 30,667 pesos

118. Hi Jessa Grace, your semester of contingency is July to Dec 2014. Your 6 highest salary credits within July 2014 to June 2014 are six 12000.
12000 x 6 = 72,000
72,000 / 180 days = 400
400 x 60 days (normal delivery) = 24,000
Your maternity benefit = 24,000 pesos

119. vee October 31, 2014
good day, I'm ofw. I started contributing to sss in january 2013. My contribution is 1560 every month, but I was single that time; now I'm married but I haven't updated my status. I'm giving birth this march 2015. my last payment was june 2014. I'm paying the highest contribution. Will be paying for another 6 months this november. how can I claim my maternity benefits? thank you and more power!

Hi vee, file your MAT1, either online or at an SSS branch. File before giving birth. Register at sss.gov.ph so you can file your MAT1 online.
You can update your civil status at the Philippine consulate's SSS desk in the country where you are. Ask around if there's an SSS desk there. Or you can comment again here, writing where you are, and I will check if there's an SSS desk there. You will present your marriage cert (orig and xerox) and your IDs and you will fill up the Member Data Change form.

120. hi and good day Sir/Ma'm,

I have contribution from Year 2009 to February of 2014 with a 12k monthly salary.

Please check if I am eligible to file a maternity benefit in SSS.

I'm giving birth nxt week November 15, 2014. Please help asap. Thanks and Have a great day!

-Joane

121. Lorie Reyes November 5, 2014
Hi can I avail of maternity benefit? Then how much? I filed my mat1 last june 9 2014. Expected delivery is last week of n0v 1st wk of dec 2014. Separated from my company last feb 2014. Member since 2006. Last posted contribution is feb 2014. Eligible? Thanks

Hi Lorie, yes, you can avail. How much? It depends on your 6 highest salary credits within July 2013 to June 2014. Add your 6 highest salary credits. Divide by 180. Multiply by 60, for normal delivery. See examples in my previous answers to comments.

122. Hi Joane, yes, you're eligible. Were your contributions within July 2013 to June 2014 SSS always 1248? (400 from you plus your employer's 848)
If yes, your maternity benefit is 24k, for normal delivery.

123. Hi. My last sss contribution was August 2013. I am 1month pregnant now and will be due on July18,2015. Will i still be eligible for maternity benefit if i start to pay my contribution this Nov2014?

124. Leslieann Candelaria November 14, 2014
Hi I gave birth in 2013 and got my maternity benefit. Now I'm pregnant. Expected date is April 13, 2015. Thanks. My contributions:

2014
April- 1150
May - 1150
June- 1150
July- 1150
August - 1150
September -1150

Hi Leslieann, do you mean 1155 for each month? The salary credit for 1155 is 10,500, so your benefit will be 21k pesos, if normal delivery.

125. Chrissa Beth Bantugan November 20, 2014

Hello, Can you confirm how much I will get if I have contributed for 5yrs but stopped since June 2012. Contributed again this 2014:
April-June 2014 for 1650/mo
Jul - Sep 2014 for 1650/mo
BUT Skipped payment for Oct- Nov. I wasnt able to pay those 2mos
December, I can either pay or not be able to pay, it depends if I still qualify for the maternity benefit even is i failed OCTOBER-NOVEMBER. Im due in January 1. How much will I get? If I pay december or not pay december.Thank you..

Hi Chrissa, you qualify for maternity benefit even if you don't pay Oct to Dec 2014. Your benefit will be 30k pesos, if normal delivery.

126. Hi Hued, yes. You can still pay for Oct as long as you pay the whole quarter of Oct to Dec 2014 and then later on pay Jan to March 2015.
You'll have higher benefit if you pay for October too.

127. hi good day po..pwede po bng ptulong mag pa compute?nanganak po ako last june 10, 2014...

2009-nov=780
2011-mar=936
apr=1040
may=936
june=988
july=468
2013-july=832
aug=780
sept=884
2014-jan=1155
feb=1210
mar=1210
apr=1210
may=1265
sept=1210
tnx..sana mtulungan nyo po aq...

128. Im confused i think i can no longer avail my maternity benefit ..last time i contribute was 2008.and i already gave birth last july 2014.

129. mary jane diwa November 25, 2014
hi good day. Can you help me compute? I gave birth last june 10, 2014.Thanks
2013-july=832
aug=780
sept=884
2014-jan=1155
feb=1210
mar=1210
apr=1210
may=1265
sept=1210

Hi mary jane, your semester of delivery is Jan to June 2014, so SSS will look for 6 highest premiums within Jan to Dec 2013. You only have 3 contributions in 2013. So your total salary credits are:
8000 +7500 + 8500 = 24000
24000 / 180 days = 133.33
133.33 x 60 days = 8000
Your maternity benefit is 8000 pesos.

130. Hi rhenzel, you're correct. If you gave birth in July 2014, SSS will look for 3 to 6 contributions within May 2013 to Apr 2014

131. Hi po, ask ko lng po kung 13k p dn mta2nggap ko s maternity ko.due date ko po is october 10.nanganak ako nong sept.22 2014 by cs po.monthly contribution ko po is 550.eh nong june 3 2014 kaka file ko lng din nong s pnganay ko,,.gnon p dn po kya mtatanggap ko? Sana msagot nyo po, salamat

132. Hi I have a question po. My due date is February 2015, here are my contributions

---2014---
March - P1,650
April - P1,650
May - P1,650
June - P1,650
July - P1,650
August - P1,650
September - No Contri
October - P1,760
November - P1,760
December - P1,760

---2015----
January to March - will pay next year

May question po is makakakuha pa po ba ako ng maternity benefits ko kahit I have 1 month lapse? Naka pag file nako ng MAT1 ko nun June2014 pa po. Thank you :)

133. Ervin Reyzaner Bernal December 1, 2014
Hi, may I ask if I'll get 13k for my maternity benefit. due date is october 10. I gave birth sept.22 2014 by cs. monthly contribution is 550. In june 3 2014 I filed for my eldest. Will I receive the same amount?

Hi Ervin, if you paid 3 520s within Apr 2013 to Dec 2013 and three 550s within Jan to Mar 2014, your maternity benefit is 10k pesos.

134. Hi Dahil-Sinabi-Mo, yes, you're eligible because you have 6 contributions within oct 2013 to Sep 2014.
Your benefit will be 30k pesos (normal delivery).

135. 2012 lang kc ako nag start mg hulog 520 p non.ngayong 2014 550 n po.tuloy tuloy nman hulog ko.2010 kc 7months lng ang hulog,,.di ko din alam kung mgkano binabawas ng company s akin non.

136. Ervin Reyzaner Bernal December 2, 2014
Ok, I thought it's still 13k like what I got for my eldest. cs again for my 2nd baby. 2012 when I started paying 520. now 2014, it's 550 continuous. In 2010 i paid for 7 months but I don't know how much my previous company remitted for me.

Hi Ervin, if you had CS, then your benefit is 13k pesos, the same amount as before (78 days x 166.67 = 13k pesos).

Check from time to time if sss.gov.ph is already functioning, then register, so you can check your previous contributions. Prepare your latest SSS receipt; you need your transaction no.

137. hello, i just need to clarify something. I am a separated employee starting this august 2014, I never paid after I resigned, until this month of December, its my due this December. I have questions, pls be kind to answer.

1. Do I still need to pay from August to DEc 2014? ( I have paid more than 6months from Sep2013-August2014, or to the 12mos before my Semester of Contingency which is JULY-DECEMBER2014. ( correct me if im wrong)

2. DO I need to change my status from Employed to Voluntary? Will that affect my maternity benefits or no?

3. On the SSS form for reimbursement, or mat2, Do I still need to fill out the part for my employer if I am separated?

Thank you.. I will wait for your response. I am really worried if those things that I have asked would affect my maternity benefits. Thanks

138. Hi May friend is 4mos pregnant and still hnd pa sya nakakapag file ng MAT1 possible pa ba sya mag file? Alam ko kasi during 1st trimester of pregnancy lang pero I'm not that sure if applicable nga talaga sya? Thanks :)

139. hi,ask ko lang kung qualify ba ako sa maternity benefit kung magvoluntary ako,dati akong employed pero mtagal na un,dna dn ako nakapaghulog since then..can i start paying this last semester oct-dec by january then jan-march? august ang expected due ko,1mon pregnant ako now..thank u

140. nag compute pala ako,kung oct-de c at jan-march mbyaran ko,5mos lng un ksi from march-aug ung 6mos na semester of contingency..qualify pb un?

141. Hello, good day! I just wanted to ask. Anung months po kaya sakop ng maternity benefits ko. September po ako nanganak. Thanks in advance. :)

142. she December 17, 2014
QUESTION: hi what about if it's ectopic pregnancy then laparoscopy operation, how much would be the max benefit? thanks
laparoscopy operation, not cs, last nov 12, 2014. pls help
jk i need help. here is my contribution
2013 jan to dec 1560
2014 jan to oct 1760
Hi she, for ectopic pregnancy with laparoscopy, the benefit is 78 days leave. Since you contributed the maximum from Jan to June 2014, you will get the maximum benefit -- 41,600 pesos.

143. Anjaneth Diaz December 7, 2014
QUESTION: Hello, good day! I just wanted to ask. What month payments will qualify me for maternity benefits. I gave birth September.Thanks in advance. :)
Hi Anjaneth, you should have paid 3 or 4 or 5 or 6 months within Apr 2013 to Mar 2014.

144. jhen23 December 7, 2014
QUESTION: hi, will I qualify for maternity benefit if I turn voluntary? Was employed in the past and since then haven't paid. can i start paying this last semester oct-dec by january then jan-march? expected date is august; 1mon pregnant now. thank u
I computed. If I pay oct-dec and jan-march, that will count only 5 mos as march-aug is the 6-month semester of contingency. Am i qualified?

ANSWER: Hi jhen23, yes, you'll qualify if you pay asap this Dec for Oct to Dec, and then pay next quarter for Jan to Mar 2014. Your 6-month payment will be counted; your semester of contingency is Apr to Sep.

145. Dahil-Sinabi-Mo December 4, 2014
QUESTION: Hi my friend is 4mos pregnant and has not filed MAT1. Can she still file? What I know is she should have filed in her 1st trimester of pregnancy, but I'm not sure. thanks :)

ANSWER: Hi Dahil-Sinabi-Mo, your friend can still file, as long as it's BEFORE delivery. She should file asap.
Thanks, Jhen23, for answering. You're right.

146. Hi shania,
1. You are correct. You don't need to pay. Your semester of contingency is correct. The prior 12-month period is July 2013 to June 2014
2. You don't need to change. Check Separated in your MAT2 form. You need to submit Cert of separation, cert of non-advancement of maternity benefit and L501 form. This will explain your status shift from Employed to Separated.
3. No. You're not currently Employed, or you're not employed when you deliver.

If you have paid as Voluntary, and your status has changed to Voluntary, check Voluntary in your MAT2. But you still need to submit your separation papers, as the gap between your separation and delivery dates is less than 6 months. Check your online account.

147. Happy New Year! I just want to ask kasi I have filed my MAT-2 last Nov 27 and when I checked just now nakalagay settled claim with cheque number na din. What does it mean? Ang problem pa, nagulat ako na 30k lang ang benefit ko kasi I was expecting 39k dahil CS ako. When I checked the details of my claim online nakalagay sa STATUS of DELIVERY: Normal. I submitted all the necessary requirements like operation record, discharge summary, birth cert and lahat yun naka indicate that I underwent a CS section. How come normal ang nakalagay dun? Is there a way I can still claim for full benefits? Sino kaya nagkamali dun? I have a feeling they did not check my docs na kaya ganun. Napaparanoid din ako na baka may nag claim na iba using my name.

148. Hi Rona, you can wait for your check and voucher to be delivered to you through postal mail, and then check if your name and SSS no. are correct. If correct, xerox your voucher and check (for your copy) and then go to your SSS branch and ask. Ask if you can encash your 30k check and then request for recomputation so you can get your additional 9k.

149. QUESTION from Sahra Mae Leoligao Jan 10 2015
hi! our company is small so I'm also the one computing our pay. my due date will be this april 2. My 12 monthly contributions from Jan 2014 to Dec 2014 are all 935.
Thanks. Hope you can help me. Im afraid the amount my employer gives me is not equal to the refund from sss. Sara
Hi Sahra, sorry I shortened your list to save space.
Your due date is April, so your semester of contingency is Jan to June 2015. SSS will look for your 6 highest contributions within the 12 months before your semester of contingency -- within Jan to Dec 2014.
Salary credit for 935 is 8500
8500 x 6 = 51k
51k / 180 days = 283.33
283.33 x 60 days (normal delivery) = 17k

150. Sahra Mae Leoligao By the way, Sahra, what do you mean by "Im afraid na baka hindi mag coincide yong amount na ibibigay ko sa employer ko dun sa refund na ibibigay ng sss."
Why "ibibigay ko sa employer ko?"

151. hi ask ko lang po kung magkano makukuha ko sa sss kung ang naging hulog ko ay 330 monthly nag start ako ng oct.2014 at na nganak ako nung may 21. naipasa ko yung mat 2 ko nung dec 12 complete po yung hulog ko bale voluntary lang po ako, at ilang weeks bago ko makuha yung benefit ko? halos one month na kasi wala pa din ako narerecive :(

152. Hi....this is ceyl.please help me. Duedate ko this may 2015. Last payment ko was Oct 2011 and wasn't able to pay until last year. Can I still avail the maternity benefits kung sakaling magbabayad ako this month until may 2015 and I haven't notify sss yet.please help me what to do....

153. QUESTION from elia gonzales Jan 18, 2015
hi how much can I get from sss if I paid 330 monthly. I started oct.2014 and I gave birth may 21. I filed my mat 2 dec 12. My contributions are complete as voluntary. how many weeks before I can get my benefit? It's almost one month and I haven't received anything :(
Hi elia, did you mean you started paying oct 2013? If yes, your benefit is 3,000 pesos (based on 312 monthly contributions). You said you paid 330? There's no 330 in the 2013 table of contributions. There's 312. You can get your check within 3 weeks to 2 months.

154. QUESTION fromSucel Docoy Jan 18, 2015
Hi.this is ceyl. Due date is may 2015. Last payment was Oct 2011 and wasn't able to pay until last year. Can I still avail the maternity benefits if I pay this month until may 2015 and I haven't notified sss yet.please help me what to do.
Hi Sucel, go to SSS today asap and try to pay for Oct to Dec 2014 so you can qualify. If the last digit of your SSS no. is 3 or higher, you can still pay. Your payment for Jan to Mar 2015 will not be counted because your semester of contingency is Jan to Jun 2015.

155. Im not yet sure but i think im pregnant and didnt have any contribution. If i start contributing this month(january) can i avail the maternity benefits? If positive my due date will be around september. Tia.

156. hi po,ask lang po panu ko po malalaman ang status ng maternity claim ko kung ok na.

157. QUESTION from Ann Balilla January 22, 2015
I called sss but the line was cut. The agent said I'll qualify for maternity benefit if I pay this month january. If true, can I get the maximum benefit if I pay the maximum contribution, 1560 or 1760 now. Thank you.
Hi Ann, if your due is September, you can pay Jan to Mar so you can avail. Did you contribute as an employee before or as OFW? Do you have a Date of Coverage. If none, register first as self-employed before paying. Show proof of source of income. You can pay 1,760 if your monthly income is 15,750 or higher.

158. QUESTION from khaye carnoso January 22, 2015
How can I know the status of my maternity claim?
Register online at sss.gov.ph so you can check your claim. You can also go to the branch where you filed your claim.

159. QUESTION from Shirley January 23, 2015
Hi can i just ask? I worked last time for a year and then my employer contributed only for 3 mos. after that I got another work, now it's like oct-dec. were the only ones paid for and then my problem now is i might give birth 1st week feb 2015 or last week of jan. how is that? 6 mos but with gap, is that ok? actually I filed MAT1 last nov. do i have to pay until march so I can get what they say as 6 mos straight payment? pls answer thank you :)
Hi Shirley, if your due is Jan or Feb 2015, your semester of contingency is Oct 2014 to Mar 2015. To qualify, you should have at least 3 contributions within Oct 2013 to Sep 2014. Whatever you pay this quarter will no longer be considered for your delivery this Jan or Feb.

160. QUESTION from Ervin Reyzaner Bernal January 25, 2015
Hi,its me again. somebody told me that voluntary members without a business can not get maternity benefits. That's what they told her when she went to an sss branch. I hope you can answer. Why are we paying as voluntary if we cannot get maternity benefits? Thank you again
Were you employed previously? And did your employer remit your contributions to SSS? Do you have a Date of Coverage? If yes, then you're truly a Voluntary Member. And if you have at least 3 contributions within the 12-month period before your semester of contingency, then you are qualified, even if you don't have a business. When you file your maternity claim, you are not required to show proof that you have a business.
Was your friend employed previously? Does she have a Date of Coverage? If not, she cannot start paying as Voluntary. If she paid without registering correctly, her payments will not be valid. She must first register as Self-Employed. To register as self-employed, she must show proof of source of income, like business permit, or sales commission, or barangay certification of source of income.

161. hi po. im Raquel. Im giving birth on june 2015, I have 18contributions. form month of march 2012 - aug. 2013. P720 each month. but sept 2013 I work abroad and stop paying. I just started again this year jan 2015 P770. im I still eligible in maternity benefit?

162. hi po im rocell and my expected due date is july 2015 ..and nagresign po ako sa trabaho last december nagfile po ako ng MAT1 ask ko po sana if magkano po ang makukuha kong maternity benefit hndi ko po alam ang pagcompute employed po ako from june 2014 to december 2014 ..thanks po! have a nice day!

163. Hi JK! It's me again. Just want to ask if I will be paid my SSS for my maternity since my company just submitted the exemption request in SMB Payment thru the Bank Program about a month ago. Everytime I check my account online it says "Maternity Claim application will be rejected due to the fact na hindi pa ra daw nka process yong company ko nung exemption even if tapos na nga..my due will be the end of march 2015.

Thanks!

164. hello po ..I gave birth po last nov. 2, 2014..actually na file ko na sya sa sss..chineck ko sya online..37,226.66 pesos ung amount paid.. di ko pa nakukuha ung checke..i came across this blog at compute ko ung akin..finollow ko ung instructions mo..ang lumabas is 39K..d ko alam kung panu na compute ung 37,226.66..
ung 12mon period ko is from jun2013-May2014 , tama? heres my contribution..hope you have time para macompute sya.. thanks

Jun2013-Nov2013 eh pareho lng na 1560 pesos..btw cs ako..thankee

165. Hi Raquel, sad to say, you might not qualify. Your semester of contingency is Jan to Jun 2015, so SSS will look for at least 3 contributions within Jan to Dec 2014. How to check eligibility

166. QUESTION from Nagie Macaraeg Jan 29 2015
Good day. I'll give birth MAY 2015, but I'm not married to the father of my child. although we live together. My child will use the surname of his father, which is legal now, right? Will it not be a problem for my mat claim? as my child and I will have different surnames? Thanks
Hi Nagie, it should not be a problem, as your child'd birth certificate will show that your surname is your child's middle name, and the father's surname is your child's surname, and the certificate will also show that you're not married (Date of Marriage will be blank). SSS might ask you to include an Affidavit of Discrepancy in Surname, stating that you are not married to the father of your child. But I hope they no longer require it.

167. QUESTION from julieanne sula Feb 1 2015
Hi I'm confused when I got(?) mat1 last november. I started paying SSS in 2012. I stopped in 2013 then continued Dec.2013-July 2014. I give birth on feb.18-march18 2015. Since I left the company where I worked, I never paid SSS since august2014-feb2015. Can I claim benefits if this is my situation?
Hi julieanne, yes, you're eligible for maternity benefit. I hope you have already filed your MAT1.

168. QUESTION from Haruko Yen Feb 10, 2015
hello. I gave birth last nov. 2, 2014. actually I've filed with sss already. I checked online and 37,226.66 pesos is the amount paid. I have not received the check. I came across this blog and I computed following your instructions. My result is 39K. How did they compute 37,226.66. My 12 month period is from jun2013-May2014, right? heres my contribution. hope you have time to compute. thanks. Jun2013-Nov2013, 1560 pesos. btw I had cs.thanks
Hi Haruko, your sem of contingency is July to Dec 2014, so your 12-month period is July 2013 to June 2014. Your July to Nov 2013 salary credits will be considered. Salary credit for 1560 is 15k.
5 months x 15k = 75,000
75,000 / 180 days = 416.67
416.67 x 78 days = 32,500
So you see that my computation is lower.
Maybe you paid Dec 2013? So you should get 39k.
Do you have a delinquent salary loan balance?
So they deducted 1,773.34 from 39k?

169. QUESTION from Rocell Mallari Feb 2, 2015
hi im rocell and my expected due date is july 2015. I resigned from work last december. I filed MAT1. How much maternity benefit can I get? I was employed from june 2014 to december 2014. thanks! have a nice day!
Hi Rocell, SSS will look for your 6 highest contributions within April 2014 to March 2015. Add your 6 highest salary credits. Divide by 180. Multiply by 60 days if normal delivery. Multiply by 78 if CS.

170. Hi Sahra Mae Leoligao, yes, you can claim your benefit. I hope you have already filed your MAT1. Your employer has submitted their exemption application, but it has not been processed by SSS. Maybe SSS has a backlog of SMB applications. Check from time to time.

171. QUESTION from Lynxmeister Feb 17, 2015
hi Ms.JK, can I claim my maternity benefits. my due date is september, just started paying this feb. for the months of jan-march Voluntary contributions. Then I plan to pay in march for the months of april-june. Am I Qualified for benefits? Thanks
Hi Lynxmeister, you said you just started. Did you pay SSS before through your employer in the past? Because if not, you should first register as self-employed before paying. You're not allowed to start paying as Voluntary. You can qualify for half of your maternity benefit if you pay Jan to March, but you need to be sure that you started paying properly. One way to check is if you have a Date of Coverage. You can verify it at any SSS branch. How to register as self-employed member of SSS

172. Hi Lynxmeister, as I was browsing I saw your other question in which you mentioned you worked before. You've paid Jan to Mar so you will qualify. Have you filed your MAT1? But it's also good if you verify if you have Date of Coverage. Maternity Benefit Eligibility

1. Hi po JK ..wala po kc akong separation from last employer ko kc nag awol ako ..makakakuha po ba ako ng maternity benefits ??tnx .po ..

173. QUESTION from Jhamar Lamsen Feb 20 2015
Hi po JK. I don't have separation documents from last employer because I was awol. can I claim maternity benefits? tnx
Hi Jhamar, the answer is long, so click this Separation Date and read my answer to noemi estillana

174. QUESTION from sab_albuen
Good day! how much is my maternity benefit? I paid from jan.2014 to sept.2014 amt of 495php.and i give birth aug2014. I had previous work from march2012 to feb2013 . I submitted my mat2 last dec29,2014. How long will my claim be processed? Do I need to make follow up at sss personally? Thanks po.
Hi sab_albuen, SSS will consider only your Jan to Mar 2014 contributions. The salary credit for 495 is 4,500 , so you will get 4,500 as maternity benefit. Your benefit would have been 9k if you had 6 contributions within Apr 2013 to Mar 2014. Wait for about a month or more. You can make follow-up if you haven't received your check after 2 or 3 months. You can also register at sss.gov.ph so you track your claim status.

175. Hi! I'll give birth po on Sept 2015.
I have Contribution po from August 2014 up to Dec 2014.

aug - 1760
sept - 1760
oct - 1760
nov - 1760
dec - 1760

gusto ko lang po malaman kung ganito po ba magiging computation nito..

16000*5=80,000/180=444.44*60=26666.66

wala po akong contribution ng jan and feb 2015 kase unemployed po ako. isa pa pong question is kung maghulog po ba ako ngaung march 2015 ng isang 1760 masasama pa po ba ung sa computation ng maternity benefit ko?
ang pagkkaintindi ko po kase, ang 12 month period ko is from april 2014-march 2015. ang semester of contingency ko is from april 2015-sept 2015. tama po ba?

maraming salamat po sa answer nyo..

176. good am po pahelp nmn po if magkano makukuha kong maternity benefits ito po ang contribution ko:

Oct-200
Nov-316.7
Dec-300
Jan-225.7
Feb-345.2
March-236

177. Gud pm po. Ask ko lang po kung naka 6 contributions po ako ..my due date is on august 2015 . nakapaghulog po ako from March-June and september-December 2014 ..tnx po

178. QUESTION from Mary Anne Chua Feb 23, 2015
Hi! I'll give birth on Sept 2015. I have Contribution po from August 2014 up to Dec 2014.
aug - 1760
sept - 1760
oct - 1760
nov - 1760
dec - 1760
Is this the correct computation?
16000*5=80,000/180=444.44*60=26666.66
I don't have contributions for jan and feb 2015 as I was unemployed.
If I pay 1760 for march 2015, will this be included in the computation for my maternity benefit? What I understand is my 12 month period is from april 2014-march 2015. my semester of contingency is from april 2015-sept 2015. is this right? Thanks
Hi Mary Anne, your statements and computations are all correct. I'm glad. Yes, if you pay 1760 for March 2015, it will be included in the computation, so pay asap, and your benefit will be 32k.

179. QUESTION from Renmer Mer February 28, 2015
good afternoon mam/sir. Can I file a complaint against my company because in july 2009 I gave birth via cs. I got my maternity benefit, which was only 26000, for normal. I passed all the requirements. Our HR employee said I did not complete the requirements, so I got only what was for normal. Now that I registered online, I was surprised to see that what SSS gave me was 32,000. My employer owe me 6,000; what sss paid was for cs. Can I get the rest of what was due to me? what should I do? thank you.
Hi Renmer, yes, you can ask your HR or accounting department politely but firmly to correct their mistake and give you their balance of 6,000 asap. Xerox your payslip in which the 26k appears, and the payslips sandwiching this payslip (to prove that you got only 26k). Print also the SSS page showing that SSS paid you 32k in 2009. Attach these to a letter of request asking your company to give your 6,000. Explain also what happened, similar to what you wrote me here. Xerox these and have them sign it to prove that they have received your request letter and docs.
I advise that you make it appear that it was a mistake so as not to antagonize your company because you're still working there (it might have been done by an employee without knowledge by your employer; maybe an employee benefited). Pray and take care

180. Hi, gusto lang din po malaman kung magkano ang makukuha ko as maternity benefit..

ang due ko po ay this month March 2015
eto po ung contributions ko.

2014

Jan - 1,705
Feb - 880
Apr - 1,760
May - 1,760
Jun - 1,760
Oct - 330

2013

Jan - 1,560
Feb - 1,560
Mar - 1,560
Apr - 1,560
Jun - 1,560
Jul - 1,560
Aug - 1,560
Sep - 1,560
Nov - 1,560
Dec - 1,560

2012

Jan - 1,560
Feb - 1,560
Mar - 1,560
Apr - 1,560
May - 1,560
Jun - 1,560
Jul - 1,560
Aug - 1,560
Sep - 1,560
Oct - 1,560
Nov - 1,560
Dec - 1,560

hndi na po ako nakapag hulog from jan. 2015 kasi nag resign na ko.

181. Hi:) My name is Blessing. ask ko lang po, how much ung mat benefits ko pag ito ang mga contributions ko:?

2013

Oct - 1,560
Nov - 1,560
Dec - 1,560

2014

Jan - 1,760
Feb - 1,760
Mar - 1,760
Apr - 1,760
May - 1,760
Jun - 1,760
Jul - 1,760
Aug - 1,760
Sep - 1,760
Oct - 1,760
Nov - 1,760
Dec - 1,760

182. and follow up po, and due month ko po kc ay may 2015

183. Hi mel magtubo, I computed your your SSS maternity benefit here so more people can see how the benefit is computed.

184. Hi Blessing Calayag, I computed your maternity benefit here SSS maternity benefit so more people can see.

185. Hi! I am new here please help me.. I got redundiated last year May 2014. I joined an insurance company June 2014. I wasn't able to settle payments for last year. Can I pay it in full this month? An annual payment from june til march this year? Im 6weeks old from LMP.

186. Hello.. I hope you can help me with my question. My last contribution is SSS was june2014. Then i resigned. Got pregnant. My due is july 2015. I got hired and will start to work on the 25th of march 2015. Am i eligible for maternity? I'm planning to file my mat1 as soon i start.

187. Here are my contributions 2014
Jan 1760
Feb 1760
Mar 1760
Apr 550
May 1760
June 1760

Just incase eligible ako, how much will i get? Do i have to pay my missed months? Kasi start ako magwork march 25,2015. If i'll pay jan-mar 2015 can i pay voluntary?

188. Hi Empress, you can no longer pay for June to Dec 2014. You can pay asap this month for Jan to March 2015.
If you deliver in Oct or Nov, you can pay every month from Apr to June, as these months will be counted. If you deliver in Sep, SSS will look for at least 3 contributions within Apr 2014 to Mar 2015.

1. Thank you for your response :)

2. Madam follow up question pls.. How do I compute for my case cz from employed to Voluntary ako.. May premiums are as follows..

2014
Jan 1760
Feb 1760
Mar 1760
May 1760

2015
Jan 1540
Feb 1540
Mar 1540

3. Hi Empress,
May I know your delivery date?

My delivery date is on Oct 31 to first week Nov.

189. Hi Aissa Quimbao, yes, pay asap this month for Jan to March to increase your benefit. SSS will look for 6 highest contributions within Apr 2014 to Mar 2015. Pay as Voluntary.
How much is your benefit? If you pay 1760 each month from Jan to Mar, then SSS will add five 16k (for 1760) and 5k (for 550).
16k x 5 plus 5k = 85k
85k / 180 = 472.22
472.22 x 60 (normal delivery) = 28,333 pesos (your benefit)

190. Thank you. I thought yung semester ng contingency ko is feb-july 2015. So yung 12months is feb2014-jan2015. Naguluhan ako. Kasi ganun yung explanation sa mga comments.

April 2014-march2015 pala. If that's the case until when can i pay jan-march2015? Will i pay as voluntary? Then file ko yung mat1 ko 1st week of april. Kasi i got hired and will start 25th of march. Pwd pa bang mgfile nun? Kasi mas madali kung sila magfafile kesa ako. Thank you po

191. good evening....ask ko lng po due date ko is may 2015...ang salary contribution ko is 10k...

ang monthly contribution ko is 1,100

oct-dec.2014 ng 3300
jan-may 2015 ng 5500...

magkano po ang matatanggap kong maternity benefit...thank you po

192. good evening....ask ko lng po due date ko is may 2015...ang salary contribution ko is 10k...

ang monthly contribution ko is 1,100

oct-dec.2014 ng 3300
jan-may 2015 ng 5500...

magkano po ang matatanggap kong maternity benefit...thank you po